Easy online application: You can start your loan application process right from the comfort of your homes. All you need to do is go to HDFC Bank’s official website and apply for a Personal Loan for women.
Instant approval and quick disbursal: It only takes 10 seconds to 4 hours for your loan application to get approved, depending on whether or not you are an HDFC Bank Salary Account.
No end-use restriction: How you use the money from a Personal Loan for women is up to you. There is no restriction on end use of the loan for women.
Collateral-free loan: You do not have to worry about dissolving or pledging your assets as HDFC Bank Personal Loan products are collateral-free, and the loan is granted basis your monthly salary/income.
- Salaried employees at select private limited companies and public sector undertakings (including central, state and local bodies)
- Must be between 21 years and 60 years of age
- Must have had a job for at least 2 years, with a minimum of 1 year with the current employer
- For an HDFC Bank Salary Account holder, he/she must have a minimum net monthly income of Rs 25,000. For a non-HDFC Bank Salary Account holder, he/she must have a minimum net monthly income of Rs 50,000
*Government taxes and other levies as applicable will be charged over and above the Fee and Charges. Loan disbursal is at the sole discretion of HDFC Bank Ltd.
- Identity proof (copy of passport/voter ID card/driving license/Aadhaar)
- Address proof (copy of passport/voter ID card/driving license/Aadhaar)
- Bank statement for the previous 3 months (Passbook for previous 6 months)
- Two latest salary slips/current dated salary certificate with the latest Form 16
- Proof of end use
Interest Rates & Charges:
|Rate of Interest||10.50 % to 25.00%|
|Processing Fees||Upto 4999 + GST|
|Tenure||03 Months to 72 Months|
|Documents Required||No Documents for Pre-approved Personal Loan|
|For Non Pre-approved - Last 3 Months Bank statements, 2 Latest Salary Slip and KYC|
|Updated as 26th May 2023|