FEATURES

Overview



Get Car Loan at attractive rates in just 30 minutes!


The thrill of bringing your brand-new car home is special. Car Loan has been the driver behind fulfilling the dreams of people to own cars. What if we told you that there was an easy, quick and seamless way to get your car?. HDFC Bank Xpress Car Loan is committed to making your car buying experience smoother than ever. It provides 100% financing on select vehicles, pocket-friendly EMIs, and flexible repayments

100% digital loan



HDFC Bank Xpress Car Loan is 100% digital and you can apply for it anytime, anywhere. You can instantly apply for the loan and it only takes 30 minutes with our end-to-end digital process. There is no physical verification process and you don’t need to submit any physical documents.




Quick disbursal in just 30 minutes


It does not matter where you stay, you can apply for the loan from anywhere in India. HDFC Bank Xpress Car Loan ensures that your Auto Loan is disbursed instantly to your car dealer through Ne;tBanking.

You can avail of this facility with the following simple steps:

Log into your HDFC Bank NetBanking account —> go to the Borrow tab —> Click on the New Car Loan.

High loan amount


There is no upper limit on the HDFC Bank's Car Loan amount, providing customers with the flexibility to secure financing for their desired vehicle without restrictions. You can get a Car Loan of up to ₹25 lakh on a wide range of cars and multi-utility vehicles through our 100% digital process. This seamless, paperless application ensures quick approvals and disbursals, making it easier than ever to get the car of your dreams, all from the comfort of your home. You can enjoy up to 100% on-road finance on your New Car Loan.

Additionally, existing HDFC Bank Car Loan customers can apply for Top-Up Loan to access extra financing without any additional documentation.

Flexible repayments


HDFC Bank Xpress Car Loan comes with flexible repayment tenures tailored to your needs at the most affordable Car Loan rates. You get to select the repayment tenure from 12 to 84 months along with quick and easy processing and approval.

3,000+ car dealers


HDFC Bank has created a vast network of dealers to ensure hassle-free loan processing. As the name suggests, the Xpress Car Loan supports 3,000+ car dealers and all HDFC Bank branches across India. This allows the bank to process your New Car Loan application in just 30 minutes while you enjoy quick and transparent loan application and processing.

Preferred pricing


Are you an existing HDFC Bank customer? Well, you can enjoy the privilege of preferred pricing. HDFC Bank allows its existing customers to benefit from the unique schemes designed exclusively for them. Now, you can avail of a loan instantly without any documentation.

Insurance


While you enjoy your ride, the bank has got you covered with its insurance facility. HDFC Bank offers a comprehensively packaged insurance product that offers you protection against uncertainties like accidental death, permanent total disability as well as accidental hospitalisation.

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