Features

Personalised service


  • Enjoy easy access to banking and finance services through a dedicated personal banker
  • Your personal banker will help you with assistance in getting a loan at attractive rates to giving advice on investments to facilitating your routine banking needs

Family benefits


To add to your delight, the features & benefits that you enjoy as a Vishesh customer, can be extended to the members of your family as well. Just speak to your Relationship Personal for adding the accounts of your family members to your family group.

Preferential pricing


  • Up to 50% off on Processing fees for Loans for Vishesh Banking customers*
  • Get special prices on a wide range of products including forex, demat, trading and locker.

*Terms and conditions apply.

Card privileges


  • HDFC Bank Premium Credit Card:

Access one of the most premium range of HDFC Bank Privileges which include features such as accelerated reward points, multiple payment channels, fuel surcharge waivers and more.

  • HDFC Bank Vishesh Platinum Chip Debit Card:

Enjoy the exclusive Vishesh embossed Platinum Chip Debit Card at nil annual charge with enhanced features.

Combined statement


Keep track of your multiple accounts with a combined statement every month

Experience Digital Convenience


  • Digital convenience with NetBanking (200+ transactions), MobileBanking (120+ transactions) , WhatsApp Banking and more
  • Great discounts and CashBack with PayZapp Mobile App, a complete payment solution which gives you the Power to Pay in One Click
  • Compare and get the lowest prices when you shop or book travel on SmartBuy, an online portal
  • Banking Convenience: HDFC Bank Branch Network and HDFC Bank ATM Network

Vishesh Speak e-Newsletter


Vishesh e-Newsletter

Get product offers and investment insights with the monthly e-newsletter ‘Vishesh Speak' exclusively for Vishesh Customers.

Vishesh Banking Helpline


Jump to the fast lane through our dedicated Vishesh phone bankers.

  • Toll free number : 1800 266 3310

  • Servicing Window: 8 am to 8 pm

Write to us : Visheshbanking@hdfcbank.com

Terms and Conditions


All Features and Benefits are subject to HDFC Bank Programme Terms and Conditions apply

  1. Vishesh Banking is Classic equivalent programme which shall be solely available in Semi Urban and Rural classified branches only.

  2. Card issuance is subject to internal bank policy, terms and conditions apply

  3. Loan is extended at sole discretion of HDFC Bank limited and is subject to documentation and verification as per Banks requirement.

  4. Complimentary healthcare cover shall be applicable for the primary group id customer ( aged 18 years to 65 years) for first year of Onboarding. Applicable for hospitalisation in India only.

  5. Agri-Tech services shall be applicable for the primary group holder only.

  6. Health care and Agri Tech services are available at selected locations only.

  7. Up to 8 immediate Family members can be grouped together.
    ​​​​​​​    Immediate Family members are defined as:
      - Spouse – Husband, Wife
      - Linear Ascendants – Parents of the Group Id
      ​​​​​​​​​​​​​​- Linear Descendants – Children 


​​​​​​​Disclaimer: Under no circumstances shall HDFC Bank or its affiliates be liable for any indirect, incidental, consequential, special or exemplary damages arising out of or in connection with your access or use of or inability to access or use the application and any third-party content or services.

Eligibility

Fees & Charges