Fulfil Your Every Need

Avail of a loan up to ₹50 lakhs (up to ₹75 lakhs in select locations) without any collateral, guarantor or security, to fulfil your every business need, from business expansion and working capital, or any other personal work.

Transfer Loan Balance with Ease

Transfer your existing Business Loan to HDFC Bank for lower EMIs, and enjoy our benefits

  • ·Attractive Interest rates on existing loan transfer.
  • Flexible tenure upto 48 months to transfer your loan balance, apply now.

Dropline Overdraft Facility

It provides Overdraft Facility without any security. Limit is set in a separate Current Account which drops monthly till the end of the tenure. Pay the interest only on the amount utilised.

  • Dropline Overdraft Facility up to ₹1 lakh - ₹25 lakhs*
  • No guarantor/ security required
  • Tenure ranging from 12-48 months
  • Attractive rate of interest

Quick Eligibility Check & Disbursal

Check your Business Loan eligibility online or at any branch in just 60 seconds. Loans will be disbursed based on previous repayment of Home Loans, Auto Loans and Credit Cards.

Flexible Tenure

You can repay your loan over a period of 12 to 48 months.

Convenient Borrowing

For any help with your loan, you can reach out to us via WhatsApp, Webchat, and PhoneBanking

Stay Protected

  • Take care of your loved ones by paying a nominal premium* and covering your loan with our Credit Protect
  • Protects the family by paying off the loan amount in case of death of the customer
  • Life coverage – provides peace of mind
  • No need to use other savings to repay the loan
  • Tax benefits as per applicable laws
  • One convenient package - loan + insurance
  • The premium for this product will be deducted from the loan amount at the time of disbursal, after levying service taxes and applicable surcharge/cess at the rates notified by the government
  •  In case of natural/accidental death of the customer, the customer/nominee can avail of the Payment Protection Insurance (Credit Protect), which insures the principle outstanding on the loan up to a maximum of the loan amount.

*Terms & Conditions of the insurers shall apply. The above product is offered by HDFC Life Ins Co. Ltd.