Features

About MyCards


MyCards is a mobile based service platform of HDFC Bank for products like Credit Card,Debit card, FASTag and Consumer Durable loan. It is a Progressive Web Application (i.e. PWA) which runs on the browser but provides native app like experience, once the customer saves it on his/her phone. No passwords, no downloads Simply assess at mycards.hdfcbank.com and save on your device for future use.

It is a Progressive Web Application (i.e. PWA) which runs on the browser but provides native app like experience, once the customer saves it on his/her phone. No passwords, no downloads Simply assess at mycards.hdfcbank.com and save on your device for future use.

What You Can Do On MyCards


MyCards can be used by the customers holding any of the below payment products: 

  • HDFC Bank Credit Card 
  • HDFC Bank Debit Card 
  • HDFC Bank Prepaid Card 
  • HDFC Bank Consumer Durable loan 
  • HDFC Bank FASTag

You can manage your Cards, Loans and FASTag; view balances, check credit limit, check statements, change PINs, recharge wallets and more.

What’ is More


Apart from the above- mentioned functionalities you can explore the below offerings:

  • Apply for UPI RuPay Credit Card
  • Update mobile numbero. and email ID with the bank  
  • Convert higher spends into SmartEMI 
  • Avail Loans on Credit Cards 24 X 7 
  • Explore ‘My Offers’ for exciting offers on travels , electronics , lifestyle and more  
  • ATM locator 
  • Access PayZzapp for monthly savings on utility bills and online purchases 

About Credit Cards Services


Access the following HDFC Bank Credit Card services with MyCards: 

You Can View:

  • Credit Card Summary 

  • Outstanding balance and Credit Card bill due date 

  • Available credit limit 

  • Unbilled and unsettled transactions 

  • Check exciting offers on your Credit Card 

  • Accumulated and redeemable reward points 

  • Linked EMIs on Credit Card 

  • E-statement on registered mail

You Can Manage the Following Services: 

  • Enable or disable online/contactless/POS/ ATM transactions 

  • Set limits for online/ contactless/ POS/ ATM transactions 

  • Set or change your Card Pin 

  • Overlimit 

  • Limit Enhancement  

  • Upgrade Card 

  • Update address 

  • Excess Balance refund  

  • Deactivate/Activate card temporarily 

  • Permanently block (hotlist) and/or re-issue card 

  • Replace/renew your damaged/lost credit card 

  • Place a card closure request 

About Debit Card Sservices


Access the following Debit Card services on MyCards:

Set Limit: Set or change your Card

  • Enable/Disable Transactions: You can enable or disable various transactions on your HDFC Bank Debit Card, including online payments, contactless payments, POS transactions and ATM transactions.  

  • Set Transaction Limits: Set maximum transaction limit on online payments, contactless payments, POS transactions and ATM transactions. 

  • Block Card & Re- Issue: In case of card theft or loss, you can hotlist (permanently block) and request card card re-issuance.  

About FASTag Services


As an HDFC Bank FASTag user, you can avail of the following FASTag services on MyCards:

You Can View: 

  • Wallet Balance
  • Wallet ID (Masked) 

  • Linked Vehicle  

  • Mini Statement 

  • You can also request a FASTag replacement. 

  • You can recharge your FASTag wallet. 

About Consumer Durable Loan Services


For Consumer Durable Loan users, below services are available via HDFC Bank MyCards: 

  • You can check Loan overdue, if any. 

  • You can view the Loan EMI amount, tenure and interest rate (in case of overdue) 

About HDFC Bank Prepaid Card


Manage limits on your Prepaid Card

How to Log Into MyCards


Get started in 4 simple steps to log into HDFC Bank MyCards: 

  1. Visit the MyCards webapp from your phone and enter the registered mobile number on the MyCards login page. 

  1. Enter the OTP sent on the registered mobile number for validation. 

  1. Select the product(s) to be added, whether Credit Card, Debit Card, Prepaid Card , Consumer Durable Loan,  Debit Card EMI Loan details or or FASTag. 

  1. Once validated successfully, you will be able to access MyCards Homepage. 

Benefits of MyCards


  • Access Anytime, Anywhere: MyCards is a dedicated platform available 24/7, allowing you to manage your finances on the go. 

  • No App Downloads Needed: MyCards is web-based, so there's no need to download an app. This means no storage issues on your phone and easy access through any browser. 

  • Quick and Secure Login: Enjoy seamless access with a simple OTP-based mobile login, ensuring fast and secure entry every time. 

  • Intuitive User Interface: The platform is designed for a smooth user experience, making it faster, easier and more efficient to navigate. 

  • All-in-One Financial Management: Manage up to five HDFC Bank products in one convenient web app and streamline your financial tasks. MyCards gives you control over multiple accounts in a single dashboard. 

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