Loan amount

Get up to 80% of the value of securities pledged

Avail loans starting from ₹ 2 lakh

Get up to 50% of the value or NAV of equity shares held in Demat and mutual funds respectively

Approved securities

Get loan against the widest range of collaterals

Approved list of securities includes:

  • Equity Shares
  • Mutual Funds Equity: up to 50% of NAV (Net Asset Value)
  • Mutual Funds Debt: up to 80% of NAV
  • Life Insurance Policies
  • National Savings Certificates (NSC)
  • Kisan Vikas Patra (KVP)
  • NABARD's Bhavishya Nirman Bonds
  • Non-Convertible Debentures
  • NRIs can choose from options of shares, mutual funds (equity, debt of FMPs), insurance policies, NSC or KVP.

Choice of loan type

Choose between an overdraft and a term loan

*Overdraft facility

Draw as much as you need from your loan and pay interest only on that amount and for the duration you use the funds

Interest will be calculated on the daily outstanding balance and debited to your account at the end of every month

No hassle of EMI payments or prepayment charges

Term Loan

Get a loan for a fixed term and pay in easy EMIs

Interest rates

Enjoy highly competitive interest rates and processing charges

Processing and approval

Enjoy minimal and simple documentation and speedy disbursals

Pay no hidden charges and experience a completely transparent process


Get pocket-friendly EMI repayment options with term loans to meet your needs


Fees & charges