Recommended Portfolio - Equity & Debt Mutual Funds as on April 2024

Recommended Portfolio - Equity & Debt Mutual Funds as on April 2024

Sr. No.Scheme Name

% Exposure% Exposure% ExposureInvesment Horizon

Equity FundsSEBI CategorisationRiskometer**Potential Risk Class#75%55%25%
AIndex Fund / Diversified Equity Large cap / Large & Mid Cap / Multi Cap / Flexicap / Value Funds

75%55%25%2-3 Years
1UTI Nifty 50 Index FundIndex FundVery High--10%5%5%
2HDFC Top 100 FundLarge Cap FundVery High--15%10%5%
3ICICI Prudential Bluechip FundLarge Cap FundVery High--5%5%0%
4HDFC Large and Mid Cap FundLarge & Mid Cap FundVery High--10%10%5%
5Nippon India Multi Cap FundMulti Cap FundVery High--5%5%5%
6HDFC Flexi Cap FundFlexi Cap FundVery High--10%10%0%
7Franklin India Flexi Cap FundFlexi Cap FundVery High--10%5%0%
8HSBC Value FundValue FundVery High--10%5%5%

Debt Funds

ACorporate Bond / Short Duration / Dynamic Bond / Index Funds

1Aditya Birla Sun Life Corporate Bond FundCorporate Bond FundModerateB-III (Relatively High Interest Rate Risk and Moderate Credit Risk)5%10%15%15 months and above
2HDFC Short Term Debt FundShort Duration FundModerateB-III (Relatively High Interest Rate Risk and Moderate Credit Risk)0%5%10%15 months and above
3DSP Strategic Bond FundDynamic Bond FundModerateB-III (Relatively High Interest Rate Risk and Moderate Credit Risk)0%5%10%24 months and above
4Kotak Nifty SDL Jul 2033 Index FundIndex FundsModerateA-III (Relatively High Interest Rate Risk and Relatively Low Credit Risk)5%10%15%24 months and above

BUltra Short Duration Funds

5%5%15%24 months and above
1Aditya Birla Sun Life Savings FundUltra Short Duration FundModerateB-II (Moderate Interest Rate Risk and Moderate Credit Risk)5%5%15%24 months and above

CLiquid Funds

5%5%5%1 Week to 3 Months
1UTI Liquid FundLiquid FundModerateB-I (Relatively Low Interest Rate Risk and Moderate Credit Risk)5%5%5%1 Week to 3 Months


5%5%5%2-3 Years
1Kotak Gold FundFoF - DomesticHigh--5%5%5%2-3 Years



* For allocation in Gold, investors can also look at Sovering Gold Bonds issued by the Government of India.
** As disclosed by the respective Asset Management Companies. Refere to the Riskometer Index
Source for entire data stated above is ICRA Analytics Ltd. (For Disclaimer of ICRA Analytics Ltd, refer
# As disclosed by the respective Asset Management Companies. Refer to the Potential Risk Class Matrix Table

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