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Recommended Portfolio - Equity & Debt Mutual Funds as on August, 2025
| Recommended Portfolio - Equity & Debt Mutual Funds as on August 2025 | ||||||||
| Aggressive | Moderate | Conservative | ||||||
| Sr. No. | Scheme Name | % Exposure | % Exposure | % Exposure | Invesment Horizon | |||
| Equity Funds | SEBI Categorisation | Riskometer** | Potential Risk Class# | 75% | 55% | 25% | ||
| A | Diversified Equity Large cap / Large & Mid Cap / Multi Cap / Flexi Cap / Value / Small Cap / Thematic Funds | 75% | 55% | 25% | 2-3 Years | |||
| 1 | ICICI Prudential Large Cap Fund | Large Cap Fund | Very High | -- | 0% | 5% | 10% | |
| 2 | ICICI Prudential Large & Mid Cap Fund | Large & Mid Cap Fund | Very High | -- | 10% | 10% | 0% | |
| 3 | Bandhan Large & Mid Cap Fund | Large & Mid Cap Fund | Very High | -- | 5% | 5% | 5% | |
| 4 | Invesco India Large & Mid Cap Fund | Large & Mid Cap Fund | Very High | -- | 5% | 5% | 5% | |
| 5 | HDFC Multi Cap Fund | Multi Cap Fund | Very High | -- | 10% | 10% | 0% | |
| 6 | Nippon India Multi Cap Fund | Multi Cap Fund | Very High | -- | 5% | 5% | 0% | |
| 7 | HDFC Flexi Cap Fund | Flexi Cap Fund | Very High | -- | 10% | 10% | 0% | |
| 8 | Invesco India Flexi Cap Fund | Flexi Cap Fund | Very High | -- | 5% | 5% | 5% | |
| 9 | ICICI Prudential Value Fund | Value Fund | Very High | -- | 10% | 0% | 0% | |
| 10 | Tata Small Cap Fund | Small Cap Fund | Very High | -- | 5% | 0% | 0% | |
| 11 | ICICI Prudential Business Cycle Fund | Thematic Fund | Very High | -- | 10% | 0% | 0% | |
| Debt Funds | 20% | 40% | 70% | |||||
| A | Corporate Bond / FOF | 15% | 35% | 65% | ||||
| 1 | Aditya Birla Sun Life Corporate Bond Fund | Corporate Bond Fund | Moderate | B-III (Relatively High Interest Rate Risk and Moderate Credit Risk) | 5% | 10% | 15% | 15 months and above |
| 2 | HDFC Corporate Bond Fund | Corporate Bond Fund | Low to Moderate | B-III (Relatively High Interest Rate Risk and Moderate Credit Risk) | 0% | 15% | 20% | 15 months and above |
| 3 | Kotak Income Plus Arbitrage FOF | FOF | Moderate | -- | 10% | 10% | 30% | 24 months and above |
| B | Liquid Funds | 5% | 5% | 5% | 1 Week to 3 Months | |||
| 1 | Bank FD*** / DSP Liquidity Fund | Liquid Fund | Low to Moderate | B-I (Relatively Low Interest Rate Risk and Moderate Credit Risk) | 5% | 5% | 5% | 1 Week to 3 Months |
| Gold* | 5% | 5% | 5% | 2-3 Years | ||||
| 1 | Kotak Gold Fund | FoF - Domestic | High | -- | 5% | 5% | 5% | 2-3 Years |
| Total | 100% | 100% | 100% | |||||
Source for entire data stated above is ACEMF & ICRA Analytics Ltd. (For Disclaimer of ICRA Analytics Ltd, refer https://icraanalytics.com/home/disclaimer)
Source for Physical Gold returns is Kotak Asset Management Company Limited.
As per SEBI circular dated September 13, 2012, fresh subscriptions/switch-ins will be accepted only under a single plan for all the schemes w.e.f from 1st October 2012.
Note: Return figures for all schemes are absolute for <= 1 year and compounded annualised for > 1 year.
Past returns cannot be taken as an indicator of future performance.
All the NAVs and return calculations are for the Growth Oriented Plans, unless mentioned otherwise.
* Data As On 30 June, 2025
Equity Oriented Scheme recommendations have been made based on the methodology, which assigns weightages to parameters like FAMA, Sharpe Ratio, Sortino Ratio, Corpus, Past Performance, Beta and Volatility.
** As disclosed by the respective Asset Management Companies. Refere to the Riskometer Index
| Riskometer Index |
 |
 |
| Aggressive |
 |
| Moderate |
 |
| Conservative |
 |
| Disclaimer: This document has been prepared on the basis of publicly available information, internally developed data and other sources believed to be reliable. HDFC Bank Limited ("HDFC Bank") does not warrant its completeness and accuracy. This information is not intended as an offer or solicitation for the purchase or sale of any financial instrument / units of Mutual Fund. Recipients of this information should rely on their own investigations and take their own professional advice. Neither HDFC Bank nor any of its employees shall be liable for any direct, indirect, special, incidental, consequential, punitive or exemplary damages, including lost profits arising in any way from the information contained in this material. HDFC Bank and its affiliates, officers, directors, key managerial persons and employees, including persons involved in the preparation or issuance of this material may, from time to time, have investments / positions in Mutual Funds / schemes referred in the document. HDFC Bank may at any time solicit or provide commercial banking, credit or other services to the Mutual Funds / AMCs referred to herein. Accordingly, information may be available to HDFC Bank, which is not reflected in this material, and HDFC Bank may have acted upon or used the information prior to, or immediately following its publication. HDFC Bank neither guarantees nor makes any representations or warranties, express or implied, with respect to the fairness, correctness, accuracy, adequacy, reasonableness, viability for any particular purpose or completeness of the information and views. Further, HDFC Bank disclaims all liability in relation to use of data or information used in this report which is sourced from third parties. HDFC Bank House, 1 st Floor, C.S. No. 6 \ 242, Senapati Bapat Marg, Lower Parel, Mumbai 400 013. Phone: (91)-22-66527100, ext 7111, Fax: (91)-22-24900983 \ 24900858 HDFC Bank is a AMFI-registered Mutual Fund Distributor & a Corporate Agent for Insurance products.HDFC Bank is sponsor of HDFC Mutual Fund. Mutual fund investments are subject to market risks, read all scheme related documents carefully. |
| Performance | ||||||||
| As On 31 July, 2025 | ||||||||
| Name of Scheme | Inception | NAV | Returns for | |||||
| Date | Rs | 3 m | 6 m | 1 yr | 3 Yrs | 5 Yrs | Incep | |
| BSE Sensex | 1.18% | 4.75% | -0.68% | 12.10% | 16.63% | -- | ||
| BSE Sensex TRI | 1.89% | 5.62% | 0.54% | 13.52% | 18.05% | -- | ||
| NIFTY 50 | 1.78% | 5.36% | -0.73% | 12.98% | 17.46% | -- | ||
| NIFTY 50 - TRI | 2.44% | 6.17% | 0.54% | 14.29% | 18.88% | -- | ||
| BSE 200 | 2.65% | 5.47% | -2.86% | 14.60% | 19.30% | -- | ||
| BSE 200 TRI | 3.27% | 6.27% | -1.67% | 16.05% | 20.82% | -- | ||
| NIFTY 500 | 4.02% | 6.18% | -2.62% | 15.99% | 20.44% | -- | ||
| NIFTY 500 - TRI | 4.52% | 6.83% | -1.63% | 17.10% | 21.69% | -- | ||
| BSE 100 | 2.31% | 5.42% | -1.80% | 13.94% | 18.39% | -- | ||
| BSE 100 TRI | 2.95% | 6.25% | -0.55% | 15.43% | 19.94% | -- | ||
| Nifty Midcap 150 | 7.49% | 7.61% | -2.29% | 23.96% | 29.47% | -- | ||
| Nifty Midcap 150 - TRI | 7.74% | 7.98% | -1.74% | 24.71% | 30.42% | -- | ||
| NIFTY LargeMidcap 250 | 4.82% | 6.65% | -2.25% | 18.71% | 23.61% | -- | ||
| NIFTY LargeMidcap 250 - TRI | 5.25% | 7.21% | -1.40% | 19.71% | 24.76% | -- | ||
| Nifty Smallcap 250 | 11.62% | 8.16% | -4.48% | 24.86% | 31.72% | -- | ||
| Nifty Smallcap 250 - TRI | 11.83% | 8.44% | -3.93% | 25.69% | 32.74% | -- | ||
| Nifty Infrastructure | 3.19% | 8.60% | -4.56% | 22.78% | 23.50% | -- | ||
| Nifty Infrastructure - TRI | 3.59% | 9.17% | -3.62% | 23.86% | 24.95% | -- | ||
| Diversified Equity Large cap / Large & Mid Cap / Multi Cap / Flexi Cap / Value / Small Cap / Thematic Funds | ||||||||
| ICICI Prudential Large Cap Fund | 23-May-08 | 109.77 | 2.98% | 7.10% | 1.12% | 18.98% | 22.12% | 14.95% |
| ICICI Prudential Large & Mid Cap Fund | 9-Jul-98 | 982.55 | 2.76% | 5.99% | 0.85% | 21.72% | 27.49% | 18.46% |
| Bandhan Large & Mid Cap Fund | 9-Aug-05 | 132.65 | 5.99% | 7.99% | 0.08% | 24.79% | 26.65% | 13.81% |
| Invesco India Large & Mid Cap Fund | 9-Aug-07 | 100.91 | 11.59% | 14.76% | 10.50% | 26.18% | 24.85% | 13.71% |
| HDFC Multi Cap Fund | 10-Dec-21 | 18.79 | 6.50% | 6.82% | -3.83% | 22.67% | -- | 18.84% |
| Nippon India Multi Cap Fund | 28-Mar-05 | 299.35 | 8.46% | 10.58% | 0.82% | 24.67% | 31.81% | 18.17% |
| HDFC Flexi Cap Fund | 1-Jan-95 | 1969.16 | 2.51% | 8.53% | 5.70% | 23.34% | 28.64% | 18.84% |
| Invesco India Flexi Cap Fund | 14-Feb-22 | 18.97 | 9.02% | 10.87% | 6.57% | 23.51% | -- | 20.33% |
| ICICI Prudential Value Fund | 16-Aug-04 | 466.92 | 3.32% | 7.05% | 2.18% | 22.33% | 26.39% | 20.12% |
| Tata Small Cap Fund | 12-Nov-18 | 40.97 | 13.99% | 9.95% | -0.29% | 25.09% | 32.75% | 23.35% |
| ICICI Prudential Business Cycle Fund | 18-Jan-21 | 24.30 | 5.33% | 10.66% | 4.38% | 22.93% | -- | 21.63% |
| NIFTY Composite Debt Index B-III | 1.17% | 4.29% | 8.17% | 7.97% | 6.83% | -- | ||
| NIFTY Short Duration Debt Index | 1.93% | 4.68% | 8.57% | 7.51% | 6.23% | -- | ||
| NIFTY Corporate Bond Index | 1.86% | 4.79% | 8.65% | 7.60% | 6.44% | -- | ||
| Corporate Bond / FOF | ||||||||
| Aditya Birla Sun Life Corporate Bond Fund | 3-Mar-97 | 113.92 | 1.47% | 4.72% | 9.00% | 7.95% | 6.50% | 8.93% |
| HDFC Corporate Bond Fund | 29-Jun-10 | 32.86 | 1.61% | 4.83% | 9.03% | 7.98% | 6.28% | 8.20% |
| Kotak Income Plus Arbitrage FOF | 17-Nov-22 | 12.41 | 1.68% | 4.34% | 8.86% | -- | -- | 8.32% |
| NIFTY Liquid Index B-I | 1.65% | 3.53% | 7.34% | 7.28% | 5.80% | -- | ||
| Liquid Fund | ||||||||
| DSP Liquidity Fund | 22-Nov-05 | 3746.07 | 1.56% | 3.39% | 7.07% | 6.97% | 5.54% | 6.93% |
| Gold | ||||||||
| Physical Gold | 4.41% | 19.89% | 42.03% | 24.04% | 12.88% | -- | ||
| Kotak Gold Fund | 25-Mar-11 | 38.08 | 4.00% | 18.72% | 39.53% | 22.44% | 11.39% | 9.76% |
| Note: Returns for all the schemes are absolute 1 year and less but are compunded annualised for more than 1 yer period. |
| Source for entire data stated above is ACEMF & ICRA Analytics Ltd. (For Disclaimer of ICRA Analytics Ltd, refer https://icraanalytics.com/home/disclaimer) |
| 'Source for Physical Gold returns is Kotak Asset Management Company Limited. |
| Moreover, past returns cannot be taken as an indicator of future performance. |
| Equity Oriented Scheme recommendations have been made based on the methodology, which assigns weightages to parameters like FAMA, Sharpe ratio, Sortino Ratio, Corpus, Past Performance, Beta and Volatility. |
| Debt Oriented Scheme recommendations have been made based on the methodology, which assigns weightages to parameters |
| like Sharpe ratio, Performance Consistency,Corpus, Past Performance, Expenses, Credit Risk and Volatility. |
| All the NAVs and return calculations are for the Growth Oriented Plans. |
| Disclaimer: This document has been prepared on the basis of publicly available information, internally developed data and other sources believed to be reliable. HDFC Bank Limited ("HDFC Bank") does not warrant its completeness and accuracy. This information is not intended as an offer or solicitation for the purchase or sale of any financial instrument / units of Mutual Fund. Recipients of this information should rely on their own investigations and take their own professional advice. Neither HDFC Bank nor any of its employees shall be liable for any direct, indirect, special, incidental, consequential, punitive or exemplary damages, including lost profits arising in any way from the information contained in this material. HDFC Bank and its affiliates, officers, directors, key managerial persons and employees, including persons involved in the preparation or issuance of this material may, from time to time, have investments / positions in Mutual Funds / schemes referred in the document. HDFC Bank may at any time solicit or provide commercial banking, credit or other services to the Mutual Funds / AMCs referred to herein. Accordingly, information may be available to HDFC Bank, which is not reflected in this material, and HDFC Bank may have acted upon or used the information prior to, or immediately following its publication. HDFC Bank neither guarantees nor makes any representations or warranties, express or implied, with respect to the fairness, correctness, accuracy, adequacy, reasonableness, viability for any particular purpose or completeness of the information and views. Further, HDFC Bank disclaims all liability in relation to use of data or information used in this report which is sourced from third parties. HDFC Bank House, 1 st Floor, C.S. No. 6 \ 242, Senapati Bapat Marg, Lower Parel, Mumbai 400 013. Phone: (91)-22-66527100, ext 7111, Fax: (91)-22-24900983 \ 24900858 HDFC Bank is a AMFI-registered Mutual Fund Distributor & a Corporate Agent for Insurance products.HDFC Bank is sponsor of HDFC Mutual Fund. Mutual fund investments are subject to market risks, read all scheme related documents carefully. |