Features
Golden Edge Personal Loan offers unmatched benefits to make your Loan journey as seamless as possible.
1. Personalized Loan Offerings
- Flat Processing fees of Rs 3999
- Zero Foreclosure Charges after 12 EMI subjects to closure from Own fund
*T&C Applied
2. Get Higher Loan Amount
- You can avail loan amount of anywhere between 10 lakhs to 40 lakhs
3. Best-in-Class Intertest Rates
- Interest rates starting at 10.5% onwards
4. Special Privileges
- Designated Relationship Manager
5. 24X7 assistance
- For any loan related queries reach out to us via Whatsapp no 7065970659. Webchat, Click2Talk and Phone Banking
Eligibility Criteria
- Employees of private limited companies & public sector undertaking.
- Those who earn minimum of Rs. 75,000 net monthly income per month
- Individuals who have had a job for at least 2 years, with a minimum of 1 year with the current employer
- Individuals between 21 and 60 years of age
Interest Rates and Charges
| Rate of Interest | 10.50 % to 25.00% |
| Processing Fees | Upto 4999 + GST |
| Tenure | 03 Months to 72 Months |
| Documents Required | No Documents for Pre-approved Personal Loan |
| For Non Pre-approved - Last 3 Months Bank statements, 2 Latest Salary Slip and KYC | |
| Updated as 26th May 2023 |
Documentation
Income Documents
- A copy of PAN Card
- Salary slips of the preceding 3 months
- Bank statement of salary account for the preceding three months
- Form 16 for the previous financial year
KYC Documents
- Company identification card
- Photo ID (passport/driving license/Aadhaar card/voter ID)
- Address proof
