Golden Edge Personal Loan offers unmatched benefits to make your Loan journey as seamless as possible. 

1. Personalized Loan Offerings

  • Flat Processing fees of Rs 3999 
  • Zero Foreclosure Charges after 12 EMI subjects to closure from Own fund

    *T&C Applied

2. Get Higher Loan Amount

  • You can avail loan amount of anywhere between 10 lakhs to 40 lakhs

3. Best-in-Class Intertest Rates

  • Interest rates starting at 10.5% onwards

4. Special Privileges

  • Designated Relationship Manager

5. 24X7 assistance

  • For any loan related queries reach out to us via Whatsapp no 7065970659. Webchat, Click2Talk and Phone Banking

Eligibility Criteria

  • Employees of private limited companies & public sector undertaking.
  • Those who earn minimum of Rs. 75,000 net monthly income per month
  • Individuals who have had a job for at least 2 years, with a minimum of 1 year with the current employer
  • Individuals between 21 and 60 years of age

Interest Rates and Charges

Rate of Interest10.50 % to 25.00%
Processing FeesUpto 4999 + GST
Tenure 03 Months to 72 Months
Documents RequiredNo Documents for Pre-approved Personal Loan
For Non Pre-approved - Last 3 Months Bank statements, 2 Latest Salary Slip and KYC

Updated as 26th May 2023


Income Documents

  • A copy of PAN Card
  • Salary slips of the preceding 3 months
  • Bank statement of salary account for the preceding three months
  • Form 16 for the previous financial year

KYC Documents

  • Company identification card
  • Photo ID (passport/driving license/Aadhaar card/voter ID)
  • Address proof