Key Benefits

  • Cyber insurance cover up to Rs.1.5 lakh to safeguard senior citizens from Cyber Frauds >> Click here to know more
  • Complimentary doorstep banking (Cash pickup, Cheque pickup, Cash drop) >> Click here to know more 
  • Enjoy vouchers worth Rs 1000/- from Amazon Pay Gift Card / Uber / Swiggy / Zomato/ Apollo Pharmacy/ NetMeds. Click here to know
  • Avail exclusive discounts on medicines/healthcare needs and engage with your community by utilizing tie-ups with Samarth eldercare/ Emoha /Seniority. Click here to know 

All above offers are linked to Debit Card activation and requisite spends as per T&C

Financial Benefits

Account transaction benefits

Nil Charges for –

  • Cash transactions (Self & 3rd Party)
  • ATM transactions @ HDFC Bank ATMs
  • Cheque books
  • Locker fees for first year^ (Applicable only for 1st locker with the bank)
  • Service request like Interest Certificate / Balance Certificate and many others
  • Demand Draft / Pay Order
  • Digital transactions like IMPS/ NEFT / RTGS/ UPI
  • Insta alerts

^Discount is basis financial year​​​​​​​

​​​​​​​No liability account charges for Super Senior Citizen customers

Debit Card Benefits

Investments benefits

  • Lifetime Nil Annual Maintenance Charges (AMC) on Demat Account
  • 25% discount on Demat Debit transaction
  • Special Brokerage rates and Pricing on HSL Trading Account Click here to Know More
  • Higher interest rate on your Fixed Deposits upto Rs 5 Cr >> Click here to know more

Benefits you can choose for:

  • Customize your Account number with your special date with our ‘My Account My Choice’ Facility
  • Enjoy Family Banking benefits and Dedicated Relationship Manager through our HNW program
  • Prioritization on phone banking 

value proposition


Fees and Charges