Insurance Covers on HDFC Bank Debit Card

Insurance Covers on HDFC Bank Debit Card

Please note, claims under Personal Accidental Death Insurance to be accepted and processed, the Cardholder should have carried out at least 1 transaction (POS / PG) using your Debit Card in last 30 days.


Personal Accidental Death Cover (Rs)Platinum Debit Card (Classic / Preferred / Imperia / Platinum / Vishesh)Times Points Debit Card / Millennia Debit Card / Rupay Premium and Rupay NRO Debit Card GIGA Business Debit Card/ Business Debit CardRewards Debit Card / Gold Debit Card / Womans Debit CardCriteria
Free Accidental Base Cover (Airline/Rail / Road)Rs. 5 LakhsRs. 5 LakhsRs. 5 LakhsRs. 5 LakhsOne shopping transaction (POS/ PG) in last 30 days
Accelerated Insurance Cover (Airline/ Rail / RoadBase Cover of Rs.5lakhs + Accelerated Cover Upto Rs.5 Lakhs basis Spend Criterion. (Upto Rs.7 lakhs for HNW Plantinum basis Spends Criterion)Base Cover of Rs.5lakhs + Accelerated Cover Upto Rs.5 Lakhs basis Spend CriterionBase Cover of Rs.5lakhs + Accelerated Cover Upto Rs.5 Lakhs basis Spend CriterionNALast twelve month Spends based criterion
Accidental Air Insurance Cover (International Travel*)Rs. 3 CroreRs. 1 CroreRs. 1 CroreRs. 25 lakhValid on International Air Tickets purchased using HDFC Bank Debit Card***


* For International travel outside India.