Card issuance Fee: INR 1000 plus applicable GST per card

Reload Fee: INR 75 plus applicable GST per reload transaction

Transaction charges

Sr NoCurrencyATM Cash WithdrawalBalance EnquiryDaily Limit for ATM Cash Withdrawal


US Dollar (USD)

USD 4.00 per transaction

USD 0.50 per transaction

USD 5000**

*GST as applicable 
**The withdrawal limit may vary in case lower limit has been set by the ATM Acquiring Bank.

Cross currency Conversion Mark-up charges:​​​​​​​ 

  • For transactions where the transaction currency is different than the currency available on Regalia ForexPlus Card (US Dollars) bank will NOT charge any cross currency mark-up charges on such transactions.

Currency conversion tax 

Applicable on load, reload and refund transactions

Buy and sell forex currencyService tax amount
Up to Rs 1 lakh0.18% of the gross value or Rs45 - whichever is higher
Rs 1 lakh – Rs 10 lakhsRs 180 + 0.09% of the amount exceeding Rs. 1 lakh
> Rs. 10 lakhs

Rs. 990 + 0.018% of the amount exceeding Rs. 10 lakhs

Tax Collected at Source (TCS)

  • Tax Collected at Source (TCS) is applicable under the provision of Financial Act, 2020. To know more Click Here.

Limit of Amount that can be loaded on Forex Cards as per Liberated Remittance Scheme:

  • Maximum USD $250,000 in a financial year

*Note: Liberalised Remittance Scheme (LRS), is a facility where all resident individuals (as defined under FEMA 1999), including minors, are allowed to freely remit up to USD 250,000 per financial year (April – March) for any permissible current or capital account transaction or a combination of both.