Cash back

Get 1% cash back (up to ₹ 750 a month) for every ₹ 200 you spend on retail and online shopping

1 CashBack point on every Rs. 100 spent on PayZapp, SmartBuy, Telecom, Utilities,


Enjoy surcharge waiver on fuel purchases at government petrol pumps.


Pay conveniently for all your shopping with a limit of up to ₹ 2.75 lakhs

Cash withdrawal facility can now be availed across merchant establishments with a maximum upper limit of Rs.1,000/ day on your HDFC Bank Debit Cards.

Ready Cash

  • Withdraw up to ₹ 50,000 a day at ATMs
  • *For Security reasons, ATM cash withdrawal limit is capped at ₹ 0.5 Lakhs per day and ₹ 10 Lakhs per month for first 6 months from Account opening date.  For accounts older than 6 months, ATM cash withdrawal limit is capped at ₹ 2 Lakhs per day and ₹ 10 Lakhs per month. This is implemented with immediate effect.
    ​​​​​​​In case your Debit Card is enabled for ATM and POS usage but still you are facing issues while doing transactions, please click here for FAQs.

International card

Travel with confidence and ease with the globally-accepted card


Get cover for accidental death (rail, road, or air) - ₹ 5 lakhs, and additional ₹ 25 lakhs air cover when you purchase ticket with the debit card

Up to 90 days fire and burglary protection for items purchased on card - up to ₹ 2 lakhs

Loss of check baggage - ₹ 2 lakhs


Stay protected against unauthorised use with the EMV Chip Card technology in your card

Be assured of zero liability on lost card after reporting the loss

Get mobile alerts for every transaction

Pay bills or shop online safely with Verified By Visa and MasterCard SecureCode services

Bill payment

Recharge and pay bills using your Debit Card through your mobile without an internet connection

SMS MRC < first 4 characters of your mobile service operator> <10 digit mobile number> to 922336675


Please Note - In case purchase/ transaction is returned/ cancelled/ reversed, cashback points toward posted towards transactions will be reversed.

    Cashback/Reward Points

    (a) 1 CashBack point on every Rs. 100 spent on Telecom, Utilities.

    (b) 1 CashBack point on every Rs. 200 spent on Groceries & Supermarket, Restaurant & Apparels, Entertainment

    Max Cashback/Reward Points

    Rs. 750 per month

    Contactless Payment Technology

    • The HDFC Bank Debit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets.
      *To see if your Card is contactless, look for the contactless network symbol on your Card. You can use your Card to make quick transactions at merchant locations accepting contactless Cards.

      Information on Contactless Debit Card - Click Here

      Please note that in India, payment through contactless mode is allowed for a maximum of ₹5000 for a single transaction where you are not asked to input your Debit Card PIN. However, if the amount is higher than or equal to ₹5000, the Card holder has to enter the Debit Card PIN for security reasons.

    Kindly note, effective 1st June 2015, Movida service will be discontinued for HDFC Bank Debit Cards.

    Please Note - In case purchase/ transaction is returned/ cancelled/ reversed, cashback points toward posted towards transactions will be reversed.

    Important Note

    As per RBI guidelines RBI/2019-2020/142 DPSS.CO.PD No. 1343/02.14.003/2019-20 dated 15th January 2020, all Debit Cards issued effective 1st Oct' 2020, are or will be enabled only for Domestic usage (PoS & ATM) and disabled for Domestic (E-commerce & contactless) and International usage. This is to improve user convenience and increase the security of card transactions. 


    You can enable or modify Domestic & International transactions limits on ATM / PoS / E-commerce / Contactless please visit MyCards / NetBanking / Mobile Banking / WhatsApp Banking- 7070066666 / Ask Eva / Call Toll-free Number 1800 1600 / 1800 2600 (from 8 am to 8 pm) Customers travelling overseas can reach us at 022-61606160. 

    *NRO Debit Card will continue to be enabled only for domestic usage as per regulatory mandate.

    Contactless per day limit is of transaction Rs. 5000/-