Regular Debit Card

Please Note: The new issuance of Regular Debit Card has been stopped. The charges will be applicable as per your eligibility and new debit card variant.

Incase of reissuance or renewal the same variant will be dispatched to the customer.

• Daily Shopping limits (Domestic & International Combined): ₹ 2.75 lacs
  

• Daily ATM withdrawal limits (Domestic & International Combined): ₹ 25,000
  

• Cash withdrawal facility can now be availed across merchant establishments with a maximum upper limit of Rs.2,000/transaction on your HDFC Bank Debit Cards, maximum Cash at POS limit per month is of Rs. 10,000/-

Please login to NetBanking to change (Increase or decrease) the limit* on your Debit Card to suit your needs. Please note the limits can be increased up to the Permissible limits on your Debit Card.

• Dynamic Limits:
  
  *For Security reasons, ATM cash withdrawal limit is capped at ₹ 0.5 Lakhs per day and ₹ 10 Lakhs per month for first 6 months from Account opening date.  For accounts older than 6 months, ATM cash withdrawal limit is capped at ₹ 2 Lakhs per day and ₹ 10 Lakhs per month. This is implemented with immediate effect.
  
  ​​​​​​​In case your Debit Card is enabled for ATM and POS usage but still you are facing issues while doing transactions, please click here for FAQs.

•  Effective 1st January 2018, Fuel Surcharge would not be applicable for the transactions done on HDFC Bank swipe machines .
• Mobile phone alerts for every new transaction! Click here for more on Insta Alerts
• Assistance from Visa and MasterCard anywhere you are, worldwide
• Zero Liability*: You will not have any liability to any fraudulent Point of Sale transactions on the debit card, which take place upto 30 days prior to reporting the card loss. Click here for more details.
• Pay Bills or Shop online using your HDFC Bank Debit Card by using Verified by Visa/ MasterCard Secure Code service.

• The HDFC Bank Debit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets.
  *To see if your Card is contactless, look for the contactless network symbol on your Card. You can use your Card to make quick transactions at merchant locations accepting contactless Cards.
  
  Information on Contactless Debit Card - Click Here

  Please note that in India, payment through contactless mode is allowed for a maximum of ₹5000 for a single transaction where you are not asked to input your Debit Card PIN. However, if the amount is higher than or equal to ₹5000, the Card holder has to enter the Debit Card PIN for security reasons.

Kindly note, effective 1st June 2015, Movida service will be discontinued for HDFC Bank Debit Cards.

Please Note - In case purchase/ transaction is returned/ cancelled/ reversed, cashback points toward posted towards transactions will be reversed.

Important Note

As per RBI guidelines RBI/2019-2020/142 DPSS.CO.PD No. 1343/02.14.003/2019-20 dated 15th January 2020, all Debit Cards issued effective 1st Oct' 2020, are or will be enabled only for Domestic usage (PoS & ATM) and disabled for Domestic (E-commerce & contactless) and International usage. This is to improve user convenience and increase the security of card transactions. 

  

You can enable or modify Domestic & International transactions limits on ATM / PoS / E-commerce / Contactless please visit MyCards / NetBanking / Mobile Banking / WhatsApp Banking- 70-700-222-22 / Ask Eva / Call Toll-free Number 1800 1600 / 1800 2600 (from 8 am to 8 pm) Customers travelling overseas can reach us at 022-61606160. 

*NRO Debit Card will continue to be enabled only for domestic usage as per regulatory mandate.

Contactless per day limit is of transaction Rs. 5000/-