Your HDFC Bank Infiniti Debit Card comes loaded with top of the class features

  • Enhanced POS/e-commerce shopping limit of 10 lakhs  

  • Enhanced daily ATM withdrawal limit of 2 lakhs 

  • Preferential cross currency mark-up of 0.99%  

  • 16 complimentary domestic lounge accesses, 4 per quarter  

  • 8 complimentary golf visits, 2 per quarter for active customers 

  • Comprehensive insurance cover of 3 crore for air accidental insurance and zero liability coverage up-to 10 lakhs for online frauds 

  • Taj Vouchers worth Rs 7500 each quarter for spends of 3 lakhs or above in a quarter (offer valid only for first year). Offer will be fulfilled within 90 days of each quarter end and may be redeemed against stay as well as dining

Please login to NetBanking to change (Increase or decrease) the limit* on your Debit Card to suit your needs. Please note the limits can be increased up to the Permissible limits on your Debit Card.

*For Security reasons, ATM cash withdrawal limit is capped at ₹ 0.5 Lakhs per day and ₹ 10 Lakhs per month for first 6 months from Account opening date.  For accounts older than 6 months, ATM cash withdrawal limit is capped at ₹ 2 Lakhs per day and ₹ 10 Lakhs per month. This is implemented with immediate effect.

In case your Debit Card is enabled for ATM and POS usage but still you are facing issues while doing transactions, please click here for FAQs.

Airport Lounge Access

To compliment your lifestyle, this card gives you access to various domestic lounges across India. You get 16 complimentary visits annually, limited to 4 per quarter. 

For list of lounges and TnC, click here.

Note: Spends Based Lounge Program is not applicable on Infiniti Debit Card

Golf Access

Enjoy 8 complimentary golf games/lessons annually, limited to 2 per calendar quarter 

For booking your visit, please contact our golf concierge and book your slot. Call at 1800-208-7899, Monday – Friday, 9 am-6 pm. 

For more details, click here.

Debit Card Offers

Click here for exciting offers available on your HDFC bank

PayZapp and SmartBuy Offers

Earn Upto 5% CashBack on your Debit Card on transacting through PayZapp & SmartBuy Click here

Network Offers

Enjoy a host of network offers on shopping, travel, entertainment, health and wellness. For current ongoing offers, click here.


Debit Card EMI

  • Enjoy No cost EMI on leading brands on electronics, furniture, apparels, smart phones and much more 

  • Convert any purchases above Rs 5000/- into EMI 

  • To check pre - approved eligible amount on your Debit Card, SMS "MYHDFC" to 5676712 from your Bank Registered mobile number For detailed offers & T&C's please visit: hdfcbank.com/easyemi

Fuel Surcharge Reversal

Effective 1st January 2018, Fuel Surcharge would not be applicable for the transactions done on HDFC Bank swipe machines.


  • Accidental Death (Air) Insurance Cover of  Rs. 3 Crores 

  • Accidental Death (Rail, Road) insurance cover of Rs. 10 Lakh 

  • Zero Liability on online frauds – cover upto 10 lakhs 

  • In the event the Insured Person(s) having multiple Cards issued by the Insured named in the Schedule, the Insurance Policy shall be applicable only for the Card, which has the highest Sum Insured / limit of Indemnity. 

  • Effective 1st July 2014, all Debit Card holders are required to use their Debit Card at retail OR on-line stores at least once every 30 days to keep the free Personal Death Insurance cover on their Debit Card active 

Contactless Payment

The HDFC Bank Debit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets. 
*To see if your Card is contactless, look for the contactless network symbol on your Card. You can use your Card to make quick transactions at merchant locations accepting contactless Cards. 
Information on Contactless Debit Card - Click Here

Please note that in India, payment through contactless mode is allowed for a maximum of ₹5000 for a single transaction where you are not asked to input your Debit Card PIN. However, if the amount is higher than or equal to ₹5000, the Card holder has to enter the Debit Card PIN for security reasons. 

Important Note: 

As per RBI guidelines RBI/2019-2020/142 DPSS.CO.PD No. 1343/02.14.003/2019-20 dated 15th January 2020, all Debit Cards issued effective 1st Oct' 2020, are or will be enabled only for Domestic usage (PoS & ATM) and disabled for Domestic (E-commerce & contactless) and International usage. This is to improve user convenience and increase the security of card transactions. 


You can enable or modify Domestic & International transactions limits on ATM / PoS / E-commerce / Contactless please visit MyCards / NetBanking / Mobile Banking / WhatsApp Banking- 7070066666 / Ask Eva / Call Toll-free Number 1800 1600 / 1800 2600  (from 8 am to 8 pm) Customers travelling overseas can reach us at 022-61606160. 

*NRO Debit Card will continue to be enabled only for domestic usage as per regulatory mandate.

Contactless per day limit is of transaction Rs. 5000/-



Fees and charges