FEATURES

Spending limit


Withdraw up to Rs 50,000 a day at ATMs and spend up to Rs 3.5 lakhs at merchant establishments

Cash withdrawal facility can now be availed across merchant establishments with a maximum upper limit of Rs.1,000/ day on your HDFC Bank Debit Cards.

Please login to NetBanking to change (Increase or decrease) the limit* on your Debit Card to suit your needs. Please note the limits can be increased up to the Permissible limits on your Debit Card. *For Security reasons, daily Debit Card ATM cash withdrawal limit is capped at INR 2 Lakhs and monthly Debit Card ATM cash withdrawal limit is capped at INR 10 Lakhs across all Card variants from immediate effect.

International card


Travel with confidence and ease with this globally-accepted card

Fuel


Enjoy surcharge waiver on fuel purchases at government petrol pumps.

Safety


Stay protected against unauthorised use with the EMV Chip Card technology in your card

Be assured of zero liability on lost card after reporting the loss

Contactless Payment Technology


  • The HDFC Bank Debit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets.
    *To see if your Card is contactless, look for the contactless network symbol on your Card. You can use your Card to make quick transactions at merchant locations accepting contactless Cards.

    Information on Contactless Debit Card - Click Here

    Please note that in India, payment through contactless mode is allowed for a maximum of ₹5000 for a single transaction where you are not asked to input your Debit Card PIN. However, if the amount is higher than or equal to ₹5000, the Card holder has to enter the Debit Card PIN for security reasons.

Kindly note, effective 1st June 2015, Movida service will be discontinued for HDFC Bank Debit Cards.

Please Note - In case purchase/ transaction is returned/ cancelled/ reversed, cashback points toward posted towards transactions will be reversed.

Important Note

As per RBI guidelines, effective 1st Oct'2020 all New Debit Cards issued by the bank is mandatorily disabled for International usage (POS,Online and ATM). This is to in the interest of the security measures taken by the bank on the basis of the guideline RBI/2019-2020/142 DPSS.CO.PD No. 1343/02.14.003/2019-20 dated 15th January 2020 
Be assured, you can continue to use your card for all domestic purposes. (POS, Online, ATM)."

  • As per RBI guidelines, as of 7th February  2021 all debit card issued will be disabled for E-commerce, contactless and International usage. The card can be swiped and used at any ATMs in India
  • As per RBI guidelines, as of 7th February all existing debit cards which were not active for international usage are disabled and are only active for domestic usage.
  • As per RBI guidelines, as of 7th February all existing debit cards which are not active for Ec-ommerce and contactless usage will be disabled and will be active for only POS and ATM usage

  • NRO Debit Card will continue to be enabled only for domestic usage as per regulatory mandate.

    Contactless per day limit is of transaction Rs. 5000/-

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