Features
5% back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands. For list of eligible partner brands click here
1.5% back as NeuCoins on Non-Tata Brand Spends and any Merchant EMI Spends
1.5% back as NeuCoins on UPI spends (including spends on partner Tata Brands) - maximum of 500 NeuCoins per calendar month. For more information on UPI spend on RuPay Credit Card click here
Earn additional 5% back as NeuCoins on selected categories on Tata Neu App/Website, post downloading Tata Neu App and registering for Tata NeuPass. For details on the Tata NeuPass, please click here
To know how to activate you card as per RBI guideline click here
Note:
NeuCoins will not accrue for Fuel Spends, Wallet loads and Smart EMI / Dial an EMI transaction
With effect from 1st January 2023:
1. Rental and Government related transactions will not earn reward points. Till 31st Dec 2022 NeuCoins earned on property management services including rent, will have a maximum capping of 1,000 per month
2. Reward points earned on Grocery transactions will be capped to 2,000 per month for Tata Neu Infinity HDFC Bank Credit card.
For detailed Terms and conditions and Fair Usage Policy Click here
Currently, Bill Payment (Tata Pay), Tanishq, Cult.fit, Air India, Tata Play spends are not eligible for additional 5% NeuCoins via NeuPass Membership
Zero lost card liability: In the unfortunate event of losing your Tata Neu Infinity HDFC Bank Credit Card, on reporting it immediately to our 24-hour call centre, you have zero liability on any fraudulent transactions made on your Credit Card.
Foreign Currency Markup: 2% on all your foreign currency spends
Revolving Credit: Available at a nominal interest rate on your Tata Neu Infinity HDFC Bank Credit Card. Please refer to Fees and Charges section to know more.
A. Domestic Lounge Access – VISA / RuPay Card
8 Complimentary Domestic Lounge Access per calendar year (2 in a quarter). ₹2 (VISA / RuPay) will be charged to the Credit Card for the Lounge Access
Please note, w.e.f 15 May 2023, the list of eligible domestic lounge access has been updated. For more information, please click here
B. International Lounge Access – VISA Card
Using Priority Pass, you and your add on member can together avail up to 4 Complimentary Lounge Access per calendar year (1 per Quarter), outside India.
If you exceed the 4 Complimentary (1 per Quarter) visits, you will be charged at US $27 + GST per visit
All guests visits using Priority pass would be charged at US $27 + GST per visit per guest
Please note: Priority Pass in India will attract charges on your Credit Card. Click here to know more. You can visit www.prioritypass.com for list of lounge details.
To know about your lounge access history
Please write a mail to pp@prioritypass.com.hk. Please provide name, complete 18 digit Priority Pass number and state that PP Membership is via HDFC Bank program. If there is more than 1 Priority Pass number (belonging to add-on PP holders), then please provide all the PP Numbers.
C. International Lounge Access - RuPay
4 Complimentary Lounge Access per calendar year (1 per Quarter), outside India. Customers will be charged a transaction fee of $3.25 on their Credit card towards complimentary lounge access, same shall be reversed. Visit exceeding the complimentary quota will be allowed at the discretion of lounge and will also be chargeable by the lounge.
Click here to check for list of RuPay International Lounges
1% fuel surcharge waiver at all fuel stations across India
(on minimum transaction of ₹400 & maximum transaction of ₹5,000. Maximum waiver of ₹500 per statement cycle)
Get 1,499 NeuCoins on Tata Neu App (as reversal of 1st Year Membership Fees), applicable on 1st Transaction done within 30 days of card issuance and will be available to claim inside Tata Neu App within 60 days of such transaction.
Note: For eligible customers, option to claim the Welcome Benefit will be available inside Tata Neu App for 180 days from statement date of the eligible transaction. The validity of the NeuCoins given against Welcome Benefit will be 365 days from the claim date.
Welcome Benefit is not applicable on Lifetime Free and First Year Free Cards. For detailed Terms and conditions Click here
Spend ₹3,00,000 or more in a year, before your Credit Card renewal date and get your renewal fee waived off.
The Tata Neu Infinity HDFC Bank Credit Card is enabled for contactless payments, facilitating fast, convenient, and secure payments at retail outlets.
Please note that in India, payment through contactless mode is allowed for a maximum of ₹5000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to ₹5000, the Card holder has to enter the Credit Card PIN for security reasons.
Accidental air death cover worth ₹1 Crore
Emergency overseas hospitalization: up to ₹15 lakhs
Lost Card Liability Cover : Up to ₹9 lakhs
Click Here to update your nominee details.
Click here for details.
NeuCoins Redemption:
You can use your NeuCoins for purchases on Tata Neu /Website for Brands like:
Air India Express
Bigbasket
Croma, Westside.
Tata CLiQ, Tata CLiQ Luxury
Hotel Bookings/Purchases on IHCL
TATA 1MG
Qmin
Titan and Tanishq (only via Tata Neu)
You can use your NeuCoins by selecting Tata Pay/ NeuCoins /Loyalty Redemption as the payment method. NeuCoins can only be used on eligible transactions as defined by the individual brands.
For offline redemption of NeuCoins on selected stores kindly refer FAQs
Note:
Your monthly statement will give breakup of NeuCoins as following:
- NeuCoins accrued and available with the Bank
- NeuCoins transferred to Tata Neu during the Statement Cycle
On periodic basis (within 7 working days of the statement generation) the NeuCoins will be transferred to Tata Neu by the Bank. NeuCoins transferred to Tata Neu will be available for redemption on Tata Neu App.
For detailed Terms and conditions Click here
NeuCoins Validity:
Your NeuCoins expire 365 days after your last transaction involving an eligible earn or use of NeuCoins (even if it’s just one NeuCoin earned or used).
During special promotions, you might also earn additional NeuCoins. The expiry of these NeuCoins will be mentioned at the time of issuance.
For details on Redemption and Validity on NeuCoins, please click here
