You've Been Logged Out
For security reasons, we have logged you out of HDFC Bank NetBanking. We do this when you refresh/move back on the browser on any NetBanking page.
OK- Home
- PAY Cards, Bill Pay
- Money Transfer
- To Other Account
- To Own Account
- UPI (Instant Mobile Money Transfer)
- IMPS (Immediate Payment 24 * 7)
- RTGS (Available 24 * 7)
- NEFT (Available 24 * 7)
- RemitNow Foreign Outward Remittance
- RemitNow2India (Foreign Inward Remittance)
- Remittance (International Money Transfers )
- Religious Offering's & Donation
- Forex Services for students
- Pay your overseas education fees with Flywire
- ESOP Remittances
- Visa CardPay
- Cards
- Bill Payments
- Recharge
- Payment Solutions
- Money Transfer
- SAVE Accounts, Deposits
- INVEST Bonds, Mutual Funds
- BORROW Loans, EMI
- INSURE Cover, Protect
- OFFERS Offers, Discounts
- My Mailbox
- My Profile
- Home
- PAY Cards, Bill Pay
- Money Transfer
- To Other Account
- To Own Account
- UPI (Instant Mobile Money Transfer)
- IMPS (Immediate Payment 24 * 7)
- RTGS (Available 24 * 7)
- NEFT (Available 24 * 7)
- RemitNow Foreign Outward Remittance
- RemitNow2India (Foreign Inward Remittance)
- Remittance (International Money Transfers )
- Religious Offering's & Donation
- Forex Services for students
- Pay your overseas education fees with Flywire
- ESOP Remittances
- Visa CardPay
- Cards
- Bill Payments
- Recharge
- Payment Solutions
- Money Transfer
- SAVE Accounts, Deposits
- INVEST Bonds, Mutual Funds
- BORROW Loans, EMI
- INSURE Cover, Protect
- OFFERS Offers, Discounts
- My Mailbox
- My Profile
- Home
- PAY Cards, Bill Pay
- Money Transfer
- To Other Account
- To Own Account
- UPI (Instant Mobile Money Transfer)
- IMPS (Immediate Payment 24 * 7)
- RTGS (Available 24 * 7)
- NEFT (Available 24 * 7)
- RemitNow Foreign Outward Remittance
- RemitNow2India (Foreign Inward Remittance)
- Remittance (International Money Transfers )
- Religious Offering's & Donation
- Forex Services for students
- Pay your overseas education fees with Flywire
- ESOP Remittances
- Visa CardPay
- SAVE Accounts, Deposits
- INVEST Bonds, Mutual Funds
- BORROW Loans, EMI
- INSURE Cover, Protect
- OFFERS Offers, Discounts
- My Mailbox
- My Profile
- Personal
- Resources
- Learning Centre
- ThisPageDoesNotCntainIconPay
- Am I eligible for a Credit Card
Things to Consider While Checking Credit Card Eligibility
Things to Consider While Checking Credit Card Eligibility
Synopsis
Typically, you need to be at least 21 years old to apply for a Credit Card.
Your income also impacts your Credit Card eligibility.
You can check the eligibility criteria for a Credit Card on the bank’s website.
A Credit Card is a handy tool for your spending needs. It is one of the most convenient ways to go cashless. Plus, you can make the purchases now without having to settle the transaction immediately. In order to get a Credit Card, you must fulfil the card issuer’s eligibility criteria. In this article, we will go over how you can check eligibility for a Credit Card.
Am I eligible for a Credit Card?
While there is a whole range of Credit Cards to explore basis your needs, there are some conditions when it comes to who is eligible for a Credit Card. You can check your Credit Card eligibility online through a Credit Card eligibility checker. We have listed down a few points that can assist you with checking your eligibility for a Credit Card:
Age: You will need to be a minimum of 21 years of age and be salaried or self-employed to apply for a Credit Card. Even if you are an add-on Credit Card holder, the age limit needs to be met. The maximum age limit to apply for the card may typically range from 40 to 65 years.
Income: Each bank has a specified minimum income set by them as an eligibility criterion. You will need to have a regular income and provide proof of the same. Income requirement varies depending on the Credit Card being applied for. You can either be a salaried employee, or self-employed and managing your own business.
Credit history: Typically, a good credit history is proof that you can manage your credit well. This means that you have been repaying your debts on time. A higher credit score may increase your chances of obtaining a Credit Card.
Nationality: While applying for a Credit Card in India, you need to be an Indian resident or a Non-resident Indian (NRI).
How to Check Eligibility for Credit Card?
To check the eligibility criteria for a Credit Card, you simply need to visit the bank’s website. Navigate to the Credit Cards section, select a Credit Card variant and check the eligibility. Typically, the eligibility criteria include income, age and nationality.
You may or may not be an account holder in the bank where you are applying for a Credit Card.
You can read more on how to improve your Credit Card eligibility here.
A wide range of HDFC Bank Credit Cards are available to cater to your ever-changing needs. To apply for HDFC Bank Credit Card, click here.
*Disclaimer: Terms and conditions apply. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Credit Card approvals at the sole discretion of HDFC Bank Limited. Credit Card approvals is subject to documentation and verification as per Bank's requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.