HDFC Bank Credit Card Activation Guideline

HDFC Bank Credit Card Activation Guideline


HDFC Bank Credit Card holders have to activate their Credit Cards within 30 days from Card Open Date, as per ‘Master Direction – Credit and Debit Card – Issuance and Conduct Directions, 2022’ dated April 21, 2022 realized by Reserve bank of India (RBI). In case the credit card is not activated within 30 days of card open date, grace period of 7 days will be given to activate the card with the below mentioned modes. End of 37th day card will be closed


In case the Credit Card is not activated through one of the below mentioned modes, the Credit Card Account will have to be closed by the Bank as per the Master Direction Guidelines.

Modes for Activation:

  • Through Credit Card usage:

  Use your Credit Card for at least 1 Online or POS transactions to keep your Credit Card active. Also, earn Rs 250 worth gift vouchers on making 1 transaction in the first 37 days.
      Please visit for more details

  • Please give a missed call on 9966027100 to give us your consent to keep the card active

      -  Through MyCards
Enabling your online, contactless and international transactions :– Visit log in through OTP and link your credit card. Please click on the "Card Control" tab to enable Online, Contactless and/or International transactions

      -  Through Whatsapp Banking – Please save the number 7070022222 and send a message "Manage My Credit Card" to enable. Alternatively, you can click the link

      -  Through Eva – Please visit and choose your preferred transactions to enable

  • Setting Credit Card PIN :

       -  Through MyCards
     - Login to > Choose Add -Credit Card > Enter the last 4 digits of your new credit card > Select Set PIN > input your desired 4 digit PIN

        -  Through ATM
    – Card holders can set their 4-digit Credit Card PIN at HDFC BANK ATM with green PIN shared to the registered Mobile No.

         -  Through IVR – Card holders can set their 4 digit Credit Card PIN by calling IVR No. 1860 266 0333. Upon calling the IVR please input your card number, validate through OTP and set your preferred PIN

        -   Through Net Banking – Log in to our Net Banking and visit Cards. Choose Change PIN and set your preferred PIN (available only for customers holding savings/salary/current accounts)

  • Activate Credit Card through OTP confirmation:

     - Through PwA:  Click the deep PwA link and activate the card with OTP.

What will happen if not activated within 37 days?

Your Credit Card will be closed and cannot be used further as per the regulations. Request you to contact us to apply for new credit card in future.