Reasons Why Millennials Should Have A Credit Card

Millennials, the generation that has grown up in an era of digital advancement, consumerism, endless luxury and a need to keep up with the cutting-edge trends through social media are more than often given the pleasure of variety and the emotion of instant gratification.
Are you a millennial? If yes, then you’re looking to live your dreams by prioritising your fulfilment in many ways. Be it an unplanned trip, purchasing that newly-launched gadget or just living the life of digital nomad travelling the world. 

At times you are mystified and try to figure out the expenses to back your dreams and convert them into living experiences.  Is there any card for millennials out there which will match up to all your expectations?
We have got you covered with our newest product, the HDFC Bank Millennia Credit Card

A Credit Card for millennials – inspired from their way of life
Let us now look at the reasons why you should have a HDFC Bank Millennia Credit Card. 

1. Best of both worlds 
Each time you use your HDFC Bank Millennia Credit Card either online or at any store, you get rewarded with a Cashback on all spending up to 5%.  You can spend on multiple platforms like Amazon, Flipkart, Myntra, Zomato, BookMyShow,, Uber, Tata Cliq etc. and get rewarded. 

There is no offer period or time restrain for CashBack benefits. Binge-watch your favourite series on Netflix or a movie through BookMyShow. Eat out at cafes and restaurants or eat in with friends. Do whatever your heart pleases. Live the millennial life and get more out of it with the benefits of Millennia Credit Card, the best cashback credit card ever.

2. Spend and earn
Isn’t it great to earn something extra each time you spend money? Are dutifully paying your EMIs? Should you not be rewarded. Well, this is exactly what the Millennia Credit Card assures you. Get 1% CashBack on all spends including EMIs and wallet loads. Enjoy your lifestyle and earn from it.

3. Be Rewarded
It’s amazing to be rewarded for the way you responsibly live your lifestyle and the Millennia Credit Card ensures you get something for your loyalty. Get Rs 1000 gift voucher on spending of Rs 1 lakh per calendar quarter.

4. Fly in Style 
Make new travel memories with your HDFC Bank Millennia Credit Card. Also, add a touch of luxury with benefits like exclusive airport lounge access at eight domestic airports.

A Credit Card for millennials is an ideal option when it comes to travelling. Get access to lifetime privileges and seasonal promotions. You can also have exclusive deals and discounts. All these and more enable you to splurge and save at the same time. 

5. Save on your road trip 
Planning on a long drive through the city or a road trip across the country? With the HDFC Bank Millennia Credit Card, one of the vital benefits is the fuel surcharge waiver. Enjoy a stress-free holiday and create great memories.

6. Discounts at your favourite restaurants

Looking to have a great time with friends over a meal? Hoping you don’t have to spend too much after a wonderful candlelight dinner with someone special? With the HDFC Bank Millennia Credit Card, you can choose from our partnered restaurants via Dineout and get up to 20% discount off. Enjoy a fun meal and make more memories.

7. Additional Benefits:
Most cards, including the HDFC Bank Millennia Credit Card, offer robust security features with customer care assistance 24x7.  You can also look forward to the Zero Liability on Lost Card feature in case your card is lost or stolen. One of the other Credit Card advantages is the seamlessness of transactions. 

Though you’re going cashless you can still track your spending pattern. You can also map out expenses and optimise your earnings. 

Finally, the HDFC Bank Millennia Credit Card features provide an extensive line of credit which can be paid off in intervals as discussed with your bank. This Credit Card offers the option of an advance which can be settled at a later. You can also pre-set monthly bill payments or EMIs.

So why wait? Be a part of HDFC Bank’s millennial evolution and apply now for the HDFC Bank Millennia Credit Card

Read more about Millennial financial health and how a Millennial Credit Card can help!

*Terms and conditions apply. Credit Card approvals at the sole discretion of HDFC Bank limited. Credit Card approvals is subject to documentation and verification as per Banks requirement.