Travel Benefits


Effective December 1st, 2023, Complimentary lounge access at lounges within and outside India can no longer be availed on Regalia First Card. Click here to know more.

Dining Experience

Experience the Good Food Trail dining program at premium restaurants across top cities. 

Visit www.hdfcbank.com/htdocs/common/Good-Food-Trail/index.html  for details.

Rewards Program

Rewards Accrual
You earn 4 reward points on Rs. 150, on all retail* spends including Insurance, Utilities, and Education.
 Annual Spends Benefit 

  • Earn 5,000 Reward Points on annual spends of Rs. 3,00,000 or more in each anniversary year*
  • Earn additional  2,500 Reward Points on annual spends of Rs. 6,00,000 or more in each anniversary year*

Note - The maximum reward points that can be earned in a statement cycle for Regalia First is 25,000

Exclusive Travel Portal

Unleash the power points like never before on https://offers.smartbuy.hdfcbank.com/regalia , an exclusive portal for Regalia First credit cardholders.

You can choose to redeem your Reward Points instantly against: 

  • Airline ticket booking 
  • Hotel booking

Each Reward Point is worth upto 30 paise when redeemed on https://offers.smartbuy.hdfcbank.com/regalia 

Contactless Payment

  • The HDFC Bank Regalia First Credit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets. 
  • To see if your Card is contactless, look for the contactless network symbol  on your Card. 

(Please note that in India, payment through contactless mode is allowed for a maximum of ₹5000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to ₹5000, the Card holder has to enter the Credit Card PIN for security reasons)


Enjoy Accelerated Reward Points

Get upto 5% cashback on your travel and shopping spends on SmartBuy

Click Here for more details

Fuel Surcharge Waiver

Enjoy a 1% fuel surcharge waiver at all fuel stations across India on transactions between Rs.400 and Rs.5000
* No reward points are earned on fuel transactions

Best in Class Redemption Program  

  • Flights and hotel bookings via Smartbuy at a value of 1 RP = Rs 0.30
  • Airmiles conversion through netbanking at a value of 1RP = 0.3 airmile
  • Products and Vouchers via Netbanking or SmartBuy at a value of 1 RP = upto Rs 0.25
  • Cashback at a value of 1 RP = Rs 0.15​​​​​​​

For Flight and hotel bookings Regalia First Credit card members can redeem up to maximum of 70% of booking value through Reward Points.Rest will have to be paid via Credit Card.

This will be effective from 25.11.2019

Comprehensive Protection

  • Accidental air death cover worth Rs. 50 lakhs 
  • Emergency overseas hospitalization up to Rs. 10 lakhs in case of emergency
  • Lost card liability cover of upto Rs 5 lakhs​​​​​​​

Click Here to update your nominee details.

Click here to view policy.