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Prepaid Cards

Choose HDFC Bank's Prepaid Cards and transform the way you manage your finances. Our Prepaid Cards offer convenience and security and cater to both individuals and businesses. Whether you need a versatile tool for daily transactions, a reliable solution for gifting or an efficient way to manage corporate expenses, HDFC Bank has the perfect Prepaid Card for you. Our versatile Prepaid Cards are accepted at select POS outlets, e-commerce channels and select ATMs across India.

Explore our Gift Cards, these are one-time loadable cards with a ₹10,000 limit, ideal for gifting purposes. These cards give recipients the freedom to choose their own gifts. Additionally, corporates can use these cards to appreciate employees, partners, vendors and clients on special occasions.


You can also explore our General Purpose Reloadable (GPR) Prepaid Cards that are reloadable cards for both corporate and retail customers. Corporates can benefit from streamlined processes like petty cash handling, tax-saving meal cards, fuel management and payroll. Individuals can manage finances, budget expenses, pay household staff and track family spending. Experience the ultimate control and flexibility in managing money with HDFC Bank Prepaid Cards. Apply now!


Experience exclusive VISA offers on HDFC Bank prepaid cards and unlock unmatched possibilities! 

Steps to view the offers: 

  1. Select the desired category of the offers. 
  2. Select VISA Corporate in the Valid Card Type drop down menu. Smarthub Vyaapar users need to select VISA Platinum 
  3. Select the payment type Prepaid. 
  4. Select India from the Redeem-in drop down menu. 

Note:  Offers not applicable on other card type, payment type and country

 

Retail Prepaid Cards

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E-GiftPlus Prepaid Card

Virtual Gifting Solutions
  • Designed specially for online Gifting solutions
  • Multiple card designs for all occassions
  • Easy tracking of expenses through dedicated portal
  • End to end digital journey for card issuance
  • Zero Issuance Fee

GiftPlus Prepaid Card

Gift your loved ones the freedom to choose their own gift.
  • Hassle-free alternative to cash and gift vouchers
  • Freedom of choice to the receiver
  • End-to-end digital journey for card issuance
  • Accepted at all merchant outlets & Ecom sites
  • Easy tracking of expenses through dedicated portal

Millennia Prepaid Card

Share the Millennial life
  • global currency5% CashBack on shopping via PAYZAPP & SmartBUY
  • ATM2.5% CashBack* on selected online spends
  • card block1% CashBack* on selected offline spends
  • Get up to Rs. 5,000 CashBack every yearGet up to Rs. 5,000 CashBack every year

SmartHub Vyapar Prepaid Card

Best Card for your Vyapar!
  • 1% Cash Back* on selected offline & online spends
  • Get 5% CashBack on Utility payments
  • NIL charges on Card Issuance and no annual fee

Phoenix Gift Card

  • Experience the delight for the Gift card that gives you endless choices from 1000+ brands for shopping, dining and entertainment
  • Hassle free transactions across all the Phoenix mall with the benefit of gifting and giving preference to cardholder to select their perfect gift.
  • For use across all Phoenix mall for the cardholder given choice to choose between shopping, dining and entertainment

HDFC Bank One Pune Card

One Card For All Your Needs
  • Tap & Go at all Metro Stations in India*
  • Pay for: Shopping, Travel, Entertainment, Bills & more
  • Easy to Manage: One portal to manage card - Load, check, set limits, etc
  • Enhanced security with PIN and CHIP

FASTag - Hassle-free Toll Payment

  • Accepted over 690+ Toll Plazas
  • Online payment , transaction alert and 24 X 7 call center
  • Cashless and Seamless payments at toll plazas

GiftPlus Card (Old)

  • Giftplus cards offers freedom of choice to the recipient
  • No usage fee deducted from the amount – entire amount available for use
  • Accepted at all merchant outlets & can be used for Online Ecom transaction .

Corporate Prepaid Cards

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GiftPlus Corporate Prepaid Card

  • Giftplus cards offers freedom of choice to the recipient
  • No usage fee deducted from the amount – entire amount available for use
  • Accepted at all merchant outlets & can be used for Online Ecom transaction .

Flexi Benefit Card

  • Digital payment solution offered to corporate employees for Fuel, Meal, Telecom and other employee benefits
  • Dashboard for corporate and cardholders to manage their card efficiently
  • Multiple wallets in one card

Petty Cash Card

  • Distribute petty cash digitally
  • Get real-time visibility on spends
  • ​​​​​​​ Eliminate cash pilferage

FleetXpress Card

  • Easy cash disbursement to drivers online
  • Spend control with limits and policies
  • Real-time card spend tracking

Payroll Card

  • Digital payroll solution for corporate's salary payments
  • Secured alternative to cash payments
  • Bulk fund distributions

FoodPlus Prepaid Card

  • cardA smart, electronic prepaid card for meal allowances issued by company
  • acceptedAccepted across India at food and beverage outlets & can be used for Ecom transaction ( restricted to Food & beverage)
  • cardOnly one-time distribution of card required
  • cardPersonalised card which has NetBanking access, allows to keep track of expenses

MoneyPlus Card

  • cardHassle-free card to manage reimbursements, incentives, etc.
  • acceptedAccepted at all merchant outlets across India & can be used for Ecom transaction.
  • atmCan be used to withdraw cash at any ATM in India

MoneyPlus Benefit Card

  • Card comes with a wider acceptance at all Visa / Rupay enabled merchant outlets in India
  • Convenience of Phonebanking, Netbanking 24X7 and Free SMS alerts for all transactions
  • Convenience of a replacement card in case of lost, stolen or damaged card. Beneficiaries are protected with Zero lost card liability post hotlisting the Card

MoneyPlus Petro Card

  • Card comes with a wider acceptance at all Visa / Rupay enabled merchant outlets in India which are categories under petro MCC / petrol pumps
  • Convenience of Phonebanking, Netbanking 24X7 and Free SMS alerts for all transactions
  • Convenience of a replacement card in case of lost, stolen or damaged card. Beneficiaries are protected with Zero lost card liability post hotlisting the Card

MoneyPlus PettyCash Card

  • Card comes with a wider acceptance at all Visa / Rupay enabled ATM and merchant outlets in India
  • Convenience of Phonebanking, Netbanking 24X7 and Free SMS alerts for all transactions
  • Convenience of a replacement card in case of lost, stolen or damaged card . Beneficiaries are protected with Zero lost card liability post hotlisting the Card

Eligibility Criteria To Apply For Prepaid Cards


Eligibility criteria for HDFC Bank Prepaid Cards vary by card variant. Generally, applicants should be at least 18 years old and provide a valid government-issued ID and proof of address. Gift Cards are available to anyone for gifting purposes.


For corporate Prepaid Cards, businesses such as companies, firms and organisations can apply and must provide proof of business existence, such as a Certificate of Incorporation, GST registration or trade license.



Features and Benefits of Prepaid Cards

At HDFC Bank, our Prepaid Cards offer the following features:


  • No Link to Bank Account: Prepaid cards are a convenient tool for day-to-day expenses without any exposure to Bank account details.

  • Multiple Channels for Reloading: General Purpose Reloadable (GPR) cards enable you to conveniently reload your card whenever you like through multiple channels ensuring you always have funds available.

  • Cashback and Rewards: Enjoy attractive cashback offers, discounts and reward points on your purchases and add value every time you use your card.

  • Gift Card Option: HDFC Bank Prepaid Cards allow recipients the freedom to choose their own gifts, making it an ideal present for any occasion.
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  • Convenient Solution for Businesses: For businesses, our Prepaid Cards streamline expense management, disburse funds efficiently and provide a seamless way to offer employee incentives and manage petty cash.

Documents Required to Apply for Prepaid Cards


To purchase a Prepaid Card, you will need to provide certain identity and address proof that comply with the bank's 'Know Your Customer' (KYC) requirements. Below is a list of the essential documents required:

  • Passport
  • Voter ID card
  • Driving license
  • Aadhaar card
  • PAN card

A passport-sized photograph may be required for identity verification and card issuance depending on the card variant.



Things To Keep In Mind When You Buy A Prepaid Card

When opting for a Prepaid Card, consider the following factors:


  • Fees and Charges: Examine the fee structure, including activation fees, monthly maintenance fees, ATM withdrawal fees and reloading fees. Opt for a card with minimal fees to maximise your benefits.

  • Card Features: Look for additional features such as cashback rewards, discounts and the ability to reload funds easily.

  • Usage Flexibility: Ensure the card is widely accepted at both online and offline merchants. If you plan to use the card internationally, check for global acceptance and any associated foreign transaction fees.

  • Reload Options: Consider how easy it is to reload the card. Options may include online recharges, bank transfers or mobile applications. Convenient reload options can save you time and effort.

Frequently Asked Questions


What is a Prepaid Card? 

A Prepaid Card is a payment card preloaded with a specific amount of money. You don’t need a bank account to obtain a Prepaid Card.


How to apply for a Prepaid Card? 

You can apply for an HDFC Bank Prepaid Card by visiting our website and navigating to the Prepaid Card section. Simply explore your options for Retail or Corporate Prepaid Cards. Click on ‘Apply Online,’ and complete the application form.


What types of fees do Prepaid Cards typically charge? 

Prepaid Cards may include various fees such as monthly maintenance fees, ATM withdrawal fees and reloading fees. It is essential to review the fee structure before choosing a card.


How do Prepaid Cards work? 

Prepaid Cards are loaded with a set amount of money, which can then be used for purchases, bill payments and cash withdrawals. Transactions are deducted from the card’s balance until it is depleted. You can reload the card as needed.


Do you need a bank account for a Prepaid Card? 

You do not need a bank account to use a Prepaid Card.


How much can you withdraw from a Prepaid Card? 

Withdrawal limits for Prepaid Cards vary. It is best to check the specific terms and conditions of your HDFC Bank Prepaid Card for exact limits.

For New Business Enquiries
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 Email us at : prepaid.channelsupport@in.hdfcbank.com

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