Card Type

Contactless EMV Chip Card

Key Features

  • 1% Cash Back* on selected offline & online spends
  • Get 5% CashBack* on Utility payments
  • Get Voucher worth Rs.100 the first time you load
  • NIL charges on Card Issuance and no annual fee
  • Personalized Physical card
  • General Purpose Reloadable Card
  • Maximum card balance cannot exceed Rs, 2,00,000/- at any given point in time
  • Widely accepted across all ATMs, POS and ECOM sites in India.
  • Card limit management
  • Blocking-Unblocking from Net Banking – Ecom / PoS / ATM transactions
  • Tracking of transactions using our Prepaid Net Banking Portal.

Additional Features

  • Contactless & EMV chip compliant cards for added security.
  • PIN based transactions
  • SMS & Email alerts on each transaction
  • Convenience to replaced Card in case of lost, theft or damage card
  • Customers are protected with "Zero lost card liability" post hot listing the card
  • Instant updates in demographic details

Annual Spend based benefit

Up to Rs. 12,000 CashBack* per year (up to Rs.1000 per month with minimum spend of Rs.100 for Online & Offline spends and up to Rs 30 per month on Utility Payment with eligibility on maximum 5 transactions every month) 

Contactless Payment

SmartHub Vyapar Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets. 

*To see if your Card is contactless, look for the contactless network symbol  on your Card. 

(Please note that in India, payment through contactless mode is allowed for a maximum of ₹5000 for a single transaction where you are not asked to input your Prepaid Card PIN. However, if the amount is higher than or equal to ₹5000, the Card holder has to enter the Prepaid Card PIN for security reasons)

To know more on contactless – Click here


Fees and charges