Card Type

First Citizen Points

Key Features

a. Lifetime FREE card
b.Earn 6 First Citizen Points for every Rs 150 spent on Shoppers Stop private label brands, capped at 500 First Citizen Points per month
c.Earn 2 First Citizen Points for every Rs 150 spent on all other Shoppers Stop brands & other category spends (except fuel & wallet)
e. Complimentary Shoppers Stop membership
​​​​​​​f.1 FC point= 60 paise

​​​​​​​T&C (w.e.f 1st Jan,2023)

a. Accrual of Reward Points on Grocery Spends will be capped at 1000 points per month per customer
b. There will be no Reward Points accrual on Spends made on Rental and Government category payments 
c. 1% Fees to be charged on Rental transactions - from the 2nd rental transaction done every calendar month
d. 1% Mark-Up charges to be applied on all International DCC transactions

Fuel Surcharge Waiver

1% fuel surcharge waiver of upto ₹250 per statement cycle, across all fuel stations in India (on minimum transaction of ₹400 & maximum transaction of ₹5,000. Maximum waiver of ₹250 per statement cycle)

Welcome Benefit

₹500 worth Shoppers Stop voucher, redeemable on minimum shopping of ₹3,000 at Shoppers Stop stores (w.e.f. 5th Dec,2022)

Milestone Benefit

 Earn 2000 First Citizen Points on spending  ₹2 Lakhs annually

Smart EMI

Shoppers Stop HDFC Bank Credit Card comes with an option to convert your big spends into EMI after purchase. To know more click here


Link your Rupay credit card with UPI and avail Scan and Pay for all your transactions

Contactless Payment

The Shoppers Stop HDFC Bank Credit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets. 

*To see if your Card is contactless, look for the contactless network symbol  on your Card. 

(Please note that in India, payment through contactless mode is allowed for a maximum of ₹5000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to ₹5000, the Card holder has to enter the Credit Card PIN for security reasons).

Reward Point/CashBack Redemption & Validity

Earn First Citizen Points for every ₹150 spent on all retail transactions.

Accrued points will reflect in Shoppers Stop membership account and can only be redeemed on Shoppers Stop platform/outlets.



Fees & Charges

Activation Steps