Card Type

Reward Points

Key Features

  • Earn 7% Reward points on every Shoppers Stop spends (Monthly capping of Rs 2000)
  • Earn 2% Reward points on every Non-Shoppers Stop spends (Monthly capping of Rs 2000)
  • Complimentary Shoppers Stop Black membership worth Rs 4500

​​​​​​​T&C (w.e.f 1st Jan,2023)

a. Accrual of Reward Points on Grocery Spends will be capped at 1000 points per month per customer
b. There will be no Reward Points accrual on Spends made on Rental and Government category payments  
c. 1% Fees to be charged on Rental transactions - from the 2nd rental transaction done every calendar month
d. 1% Mark-Up charges to be applied on all International DCC transactions

Weekend offer

Earn Rs.2,000 per month for a single purchase of Rs.50,000 or above on Shoppers Stop over the weekend (capped to maximum once in a month and 5 times in a year). Friday, Saturday and Sunday to be considered as weekend.

Lounge Access

  • 16 complimentary domestic lounge access per calendar year (4 per quarter) Click here to check the List of Lounges.
  • 8 complimentary international lounge access per calendar year (2 per quarter) 
  • Click Here, for the list of lounges available for the Complimentary Domestic Airport Lounge Access Program from 13th August, 2022.

Fuel Surcharge Waiver

1% fuel surcharge waiver of upto ₹500 per statement cycle, across all fuel stations in India 

Welcome Benefit

Rs 1500 worth of Shoppers Stop voucher from Shoppers Stop, redeemable on any transaction at Shoppers Stop store by displaying the message during payment

Please note that the voucher can be redeemed only by making the payment using your Shoppers Stop HDFC Bank Credit Card

Smart EMI

Shoppers Stop HDFC Bank Credit Card comes with an option to convert your big spends into EMI after purchase. To know more click here

Contactless Payment

The Shoppers Stop HDFC Bank Credit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets. 

*To see if your Card is contactless, look for the contactless network symbol  on your Card. 

(Please note that in India, payment through contactless mode is allowed for a maximum of ₹5000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to ₹5000, the Card holder has to enter the Credit Card PIN for security reasons).

Insurance/Comprehensive protection

Accidental air death cover:  Accidental air death cover worth  ₹3 Crores.

Emergency overseas hospitalization: Emergency overseas hospitalization of up to  ₹50 lakhs, in case of emergency

Credit Liability Cover:  Credit liability cover of up to ₹9 Lakhs

Reward points Redemption/Validity

You can redeem your Reward Points on Smartbuy or Netbanking. Validity of Reward points is 2 years. Reward Points can be redeemed for:

1 Reward point=1 Re when redeemed against Shoppers Stop vouchers. For other options please refer the table below:

Avenue of Redemption1 Reward point value
Product CatalogueUpto 0.35
Cash Back0.2
AirmilesUpto 0.5
Unified SmartBuy (Flights/Hotels)0.5

Zero lost card liability

In the unfortunate event of losing your Shoppers Stop BLACK HDFC Bank Credit Card, on reporting it immediately to our 24-hour call centre, you have zero liability on any fraudulent transactions made on your Credit Card. 



Activation Steps