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FEES & CHARGES


Paytm HDFC Bank Select Credit Card Fees and Charges:

  • Annual Membership Fee: Rs.1000 + GST
  • First Year Fee waived upon spending Rs.50,000 (Non-EMI Spends) within the first 90 days 
  • Renewal Year Fee waived upon spending Rs.1,50,000 (Non-EMI Spends) in the 12 months period.

Goods and Services Tax (GST)
Effective 1st July 2017, Goods & Services Tax (GST) is applicable on all Fees, Charges and Interest transactions. The applicable GST would be dependent on place of provision (POP) and place of supply (POS). If POP and POS are in the same state then applicable GST would be CGST and SGST/UTGST else, IGST.

GST for Fees & Charges / Interest transactions billed on statement date will reflect in the next month's statement.

GST levied will not be reversed on any dispute on Fees & Charges / interest

Effective January 2023, please note the below additions in the Fees and Charges structure 


  1. Rental Payments – 1% fee will be applicable on rental transactions from the second rental transaction onwards of the same calendar month.
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  2. International DCC Transactions – 1% mark-up fees to be levied on International DCC Transactions

Please click here for detailed fees and charges applicable on your Paytm HDFC Bank Credit Card.

Activation Steps