- Up to 50 days interest free credit period
- Earn Reward Points for every Rs 150 spent:
-- 4 Reward Points on online spends.
-- 2 Reward Points on all other expenses (Except fuel)
- Get 5X Reward Points on Fuel (Maximum 1000 points in a month)
(Effective 1st October 2023, 5X RP on fuel transaction will be discontinued)
Terms and Conditions
- 5% Cashback on Telecom, Utility, Govt & Tax Payments.
- (Maximum cashback of Rs.250 per statement on minimum monthly spends of Rs.10,000.)
Terms and Condition
- Redeem Reward points for CashBack. 100 Reward Points = Rs 20
Make GST and Vendor Payments via SmartHub Vyapar and swifti.in using HDFC Bank Business Credit Card and avail the exclusive benefits:
- Up to 50 days Interest Free Credit Period
- 5% cashback on paying GST payment using Business Credit Card.
(Applicable only in the 1st year from Card issuance)
- Up to 4 Reward Points on every Rs.150 spent for business payment, redeem reward points to pay credit card bill.
- Convenient and Instant Payments.
- Easy tracking of payment and invoices at one place.
Steps to pay GST payment via swifti.in. Click here
Simply pay GST & Vendor payment through one single app via SmartHub Vyapar. Click here
- Utility Bill Payments : Register your Credit Card with SmartPay, HDFC Bank's Utility Bill payment service. You can then ensure that all your utility bills are paid on time, conveniently and easily.
- Zero Lost card liability : In the infortunate event if you lose your HDFC Bank CSC Small Business MoneyBack credit card, report it immediately to our 24-hour call centre. After reporting the loss, you carry zero liability on any fraudulent transactions made with your card.
- Revolving Credit : Enjoy Revolving Credit at nominal interest rate, refer Fees and Charges section.
Exclusive SmartBuy Business portal for all Business cardholders. Click here to know more.
1% fuel surcharge waiver at all fuel stations across India
(on minimum trasaction of ₹400. Max CashBack of ₹250 per statement cycle)
Enjoy amazing dining benefits with Good Food Trail program
Get up to 20 % savings off on all your restaurant bill payments via Swiggy Dineout (20,000+ restaurants),
- Earn 1000 Bonus Reward Points on annual spends of Rs. 90,000
- Click here for Important Terms and Conditions of Annual spends benefit program
Spend Rs. 25,000 in 12 Months and get Renewal Fee waived for next renewal year.
- The HDFC Bank CSC Small Business Moneyback Credit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets.
- You can use your Card to make quick transactions at merchant locations accepting contactless Cards.
- Accumulated Reward Points can be redeemed for CashBack (100 Reward Points = Rs. 20) (min. redemption amount should be Rs. 2500)
- Reward Points can be also redeemed for exciting gifts and air miles from an exclusive rewards catalogue, at the applicable redemption rate.
Click here for further details.
- Reward redemption fee of Rs. 99 per request will be applicable on all redemptions.
With effect from 1st January 2023:
- Rent payment and Education related transactions will not earn reward points.
- Reward points earned on Grocery transactions will be capped to 1,000 per month.
- Redemption of Travel Reward Points will be capped at 50,000 points per month.
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