Our wide range of ATMs across the country ensures that you are never too far from your money.

You can do a wide range of banking transactions like withdraw cash, make HDFC Bank Credit Card payments, check account balance, order cheque book or refill your prepaid mobile.

What’s more our ATMs allow you to withdraw cash 40% faster than other bank ATMs.

Welcome to 24 hour banking!

What are the features of HDFC Bank ATMs?

With a wide spread network of   ATMs across India, enjoy the following benefits at your convenience:

  • 24 hour* access to cash
  • Personalised cash withdrawals

Benefits of your HDFC Bank ATM

Withdraw cash, check your balance, order a cheque book; all at your own convenience from any of the wide network of HDFC Bank ATMs across the country. This is a fast, easy and convenient way to transact through your account. To find the ATM closest to you, choose your city from the link below

Click here to locate an ATM near you.

HDFC Bank ATMs – 40% Faster*

Our fast paced world calls for faster cars, faster trains, faster planes. What about your bank? HDFC Bank ATMs now allow you to withdraw cash 40% faster than other similar ATMs

Click here to know more.

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What are the features of HDFC Bank ATMs?


Enjoy various features using our Bank ATMs. Here is a look at what you can do at our ATMs

  • 24 hour* access to cash :Weekly ATM cash withdrawal limit has been removed effective 13th March 2017 Click here to know more on the daily cash withdrawal limits on your Debit Card.
  • Personalised cash withdrawals: Save time on your cash withdrawal transactions by pre-setting your preferred language / account / amount.
  • View account balances and mini-statements: Get a mini-statement with the last 9 transactions on your account, with your account balance.
  • Change ATM PIN: Change your ATM PIN whenever you want.
  • Order a cheque book or account statement: You can order a cheque book or an account statement from our ATMs.
  • HDFC Bank Credit Card Payment: Pay your HDFC Bank Credit Card bill at any of our ATMs. The primary account of your Debit / ATM card will be debited
  • Transfer funds between accounts: You can transfer funds between the accounts. A maximum of 16 accounts (Savings / Current) can be linked to a card
  • Refill your Prepaid mobile: Refill your prepaid mobile using the Prepaid Mobile Refill service instantly Click here to know more.
  • Pay your utility bills: Pay your mobile, telephone and electricity bills through our ATMs using BillPay, a comprehensive bill payment solution. Click here to know more Click here to know more.
  • Cheque Status Enquiry: Get information about the status of a cheque issued from your account
  • NetBanking password request: Request for your NetBanking password (IPIN) at an ATM and it will be sent to your recorder mailing address.
  • Registration for Mobile Banking: Register for MobileBanking and use our Banking services through your mobile.
  • Dynamic Currency Conversion on ATMs : Dynamic Currency Conversion (DCC) helps a foreigner to see the exact amount at the ATM that will be debited from his bank account overseas.

What are the ATM fees?

Revised ATM Charge Structure
Account Type No of Free Transactions per month at HDFC Bank ATMs No of Free Transactions per month at other Bank ATMs Charges beyond prescribed limit of free transactions
Savings & Salary Account Free Transactions -5 At Metro ATMs : 3 Free Transactions

At Non Metro ATMs:- 5 Free Transactions
Cash Withdrawal - Rs 20/- plus applicable taxes

Non Financial Transaction - Rs 8.50/- plus applicable taxes
Current Account (Flexi, Plus, Max, Apex, Ultima, Merchant Advantage Plus & Supreme Current Account) Unlimited At Metro ATMs - 3 Free Transactions

At Non Metro ATMs - 5 Free Transactions
Cash Withdrawal & Non Financial Transaction  - Rs 20/- plus applicable taxes
Current Account (Regular, Premium, Trade , Agri, Current Account for Professionals, Ezee, Current Account for Hospitals /Nursing Homes/ Pathology labs, Merchant Advantage  & TASC) Unlimited Charged from 1st transaction onwards Cash Withdrawal & Non Financial Transaction  - Rs 20/- plus applicable taxes



  • Revised charges are applicable from 1st December 2014
  • Transactions considered will include both Financial (Cash Withdrawal) and Non-Financial Transactions (Balance Enquiry , Mini Statement & PIN Change)
  • Transactions conducted at ATMs in Mumbai, New Delhi, Chennai, Kolkata, Bengaluru and Hyderabad will be considered as Metro ATMs .
  • Please refer relevant product section on website for detailed information

You will be allowed to withdraw a maximum of Rs. 10,000 per transaction from another bank’s ATM, w.e.f. from 15th October 2009.

TransactionCash WithdrawalBalance Enquiry
International ATM transaction Rs. 110/- + applicable tax Rs. 15/- + applicable tax

With effect from 1st January 2016, the charges of International ATM transactions for Savings Account, Current Account, and Corporate Salary Account holders would be revised to Rs 125 + taxes for Cash Withdrawal and Rs 25 + taxes for Balance Enquiry transactions

Note : For the purpose of computation of domestic ATM transaction charges, the month end cut off timing is 7:30 PM. Transactions done post this cut off time will be considered in the next month. The transactions will be counted for each calendar month.

What does 40% faster ATMs mean?

HDFC Bank ATMs now allow you to withdraw cash 40% faster.

Here's how:
At the ATM, you can register your most frequently used cash withdrawal amount along with the account and preferred language as "MyFavourite". Thereafter, to withdraw the same amount, you only need to enter your PIN, select "MyFavourite", and collect the cash. This reduces the number of screens you have to go through from 9 to 5, thus saving 40% of your time

How do I take advantage of this?

  • The next time you withdraw your money from an HDFC Bank ATM you will be prompted to set your last withdrawal amount as "MyFavourite" (i.e. your preferred cash amount).
  • If you agree, the cash withdrawal amount, account (in case of multiple accounts) and preferred language are registered for future transactions

Then all you have to do is:

  • Enter your PIN
  • Select "MyFavourite"
  • Collect you cash and card

You can also change the amount or the account from which the cash is debited by following the regular withdrawal steps. The new amount and account number can also be registered as "MyFavourite" to replace your earlier favourite transaction.

*'40% faster' is based on the time taken for an average cash withdrawal at HDFC Bank ATMs by HDFC Bank accountholders using the 'MyFavourite' feature. This is available at most HDFC Bank ATMs

Additional questions by RBI?

What is an Automated Teller Machine (ATM)?

An Automated Teller Machine is a computerised machine that offers bank customers the ability to access their accounts to withdraw cash and carry out other financial transactions without visiting a bank branch


What type of cards can I use at an ATM?

You can use any ATM, Debit, Credit or Prepaid Card that permits cash withdrawals at an ATM. You can also use these cards for various other transactions


What are the facilities offered by at ATMs?

ATMs don’t only help to dispense cash. You can avail of various other services:

  • Get account information
  • Pay bills
  • Mobile Top up
  • Get mini-statements
  • Enquire about loans

The services may vary from ATM to ATM or may depend on the capacity of the machine to provide such services.


How can you use an ATM?

You have to first insert your card in the slot provided and then enter your ATM PIN. After that you can select the respective options to perform whatever transactions you want


Can these cards be used at any bank ATM in the country?

Yes, the cards issued by banks in India can be used at any bank ATM within India.


What is a Personal Identification Number (PIN)?

A Personal Identification Number (PIN) is a unique numeric password you need to use an ATM. Your PIN is either mailed to your address or handed over to you by the bank when you are issued your card. You should reset your PIN at the ATM once you receive it. For security reasons, most banks force you to change your PIN when you first use your card

Remember never to write your PI N on your card, card holder or anywhere that makes it easy for someone to read it. If someone knows your PIN your card can easily be misused if it is lost or stolen.


What should I do if I forget my PIN or my card gets stuck in an ATM machine?

If this happens you should contact your card issuing bank branch immediately and apply for its retrieval or for a new card.


What should I do if I lose my card?

You should contact your card issuing bank immediately to block your card


Is there any minimum and maximum cash withdrawal limit per day?

Yes, each bank sets a limit for cash withdrawals. The cash withdrawal limit for use at the ATM of the issuing bank is set by the bank when the card is issued. The maximum withdrawal limit is displayed at the respective ATM locations.

For cash withdrawals at other bank’s ATMs, a maximum limit of Rs 10,000 per transaction has been decided upon. This information is displayed at the ATM location itself.


Do banks levy any service charge for use of other bank’s ATMs?

As advised by the RBI circular (Usage of ATMs - Rationalisation of number of free transactions) dated 14th August 2014, the banks can charge customers beyond three transactions on Other Bank ATMs at Metro locations & beyond five transactions on Other Bank ATMs at Non Metro locations. The cap on service charge that can be levied by banks is Rs 20 plus applicable taxes per transaction. For detailed information, please check the respective bank's website.


What should I do if during the cash withdrawal process, I don’t receive cash from the ATM but my account is still debited for the amount?

You can lodge a complaint with the card issuing bank. This is applicable even if the transaction was carried out at another bank’s ATM.


What is the maximum number of days that a bank will require to re-credit the account for wrong debits?

As per RBI instructions, a bank may re-credit wrongly debited amounts within a maximum period of 7 working days.


Am I eligible for compensation for delays beyond 7 working days?

Yes. Effective from July 1, 2011, a bank will have to pay you Rs 100/- per day for any delay beyond 7 working days, only if the complaint is lodged within 30 days of the date of the transaction. This will have to be credited to your account without any claim being made by you.


In case the compensation is not credited as mandated, what recourse do I have?

In such a case you may lodge a complaint with the local Banking Ombudsman, if the bank does not respond.

Important Do's and Don'ts while using ATM


  • Conduct your ATM transactions in privacy. Beware of suspicious movement of people around ATM or strangers trying to engage you in conversation.
  • Use your hand or body to shield your PIN while entering it.
  • Press 'Cancel' key before leaving the ATM and wait for the welcome screen. Remember to take your card, cash & transaction slip.
  • Register your mobile number with the Bank to get alerts for ATM transactions.
  • Inform the Bank, if the ATM / Debit Card is lost or stolen and immediately report any unauthorized transaction.
  • If the cash is not dispensed or your card is trapped inside, report to the Bank immediately.
  • Create a PIN which is difficult to guess & change it on regular basis.


  • Do not take help from strangers or handover your card to anyone for using it.
  • Do not write your PIN on the card or disclose it to anyone, including Bank employee.
  • Do not conduct the transaction if you observe any unusual devices or appendages connected to the ATM machine.
  • Do not let anyone peep into the ATM while you are doing your transaction.

Have questions?