FEATURES

FEES & CHARGES

ATM fees


Revised ATM Charge Structure

Account Type

No of Free Transactions per month at HDFC Bank ATMs

No of Free Transactions per month at other Bank ATMs

Charges beyond prescribed limit of free transactions

Savings & Salary Account

Free Transactions -5

At Metro ATMs : 3 Free Transactions

At Non Metro ATMs:- 5 Free Transactions

Cash Withdrawal - Rs 21/- plus applicable taxes

Non-Financial Transaction - Rs 8.50/- plus applicable taxes

Current Account (Activ, Ascent, Max Advantage, Plus, Professionals, Ecomm, SmartUp Alpha, SmartUp Growth, SmartUp Max,
Utlima, Apex, Max, Flexi, Merchant Advantage Plus, Supreme)

Unlimited

At Metro ATMs - 3 Free Transactions

At Non Metro ATMs - 5 Free Transactions

Cash Withdrawal & Non-Financial Transaction  - Rs 21/- plus applicable taxes

Current Account (Regular, Premium,Trade, Merchant Advantage, Ezee, Current Account for Hospitals/Nursing Homes/Pathology Labs)

Unlimited

Charged from 1st transaction onwards

Cash Withdrawal & Non-Financial Transaction  - Rs 21/- plus applicable taxes


​​​​​​​Note:

  • With effect from 1st January 2022, ATM transaction charge rate beyond free limit of Rs. 20 + taxes would be revised to Rs. 21 + taxes, wherever applicable.

  • For transactions at HDFC Bank ATMs, only Cash withdrawal transactions will be considered for charging. Non-Financial Transactions (Balance Enquiry, Mini Statement & PIN Change) will be free.

  • For transactions at Non HDFC Bank ATMs, transactions considered for charging will include both Financial (Cash Withdrawal) and Non-Financial Transactions (Balance Enquiry, Mini Statement & PIN Change).

  • Transactions conducted at ATMs in Mumbai, New Delhi, Chennai, Kolkata, Bengaluru and Hyderabad will be considered as Metro ATMs.

  • Please refer relevant product section on website for detailed information.

  • You will be allowed to withdraw a maximum of Rs. 10,000 per transaction from another bank’s ATM.

Transaction

Cash Withdrawal

Balance Enquiry

International ATM transaction

Rs. 125/- + applicable tax

Rs. 25/- + applicable tax


Note:  For HDFC Bank customers, domestic ATM transactions done post 7:30 PM will be considered as next day’s transaction. On the last day of the month, ATM transactions done post 7:30 PM would be considered in the subsequent month. Transactions identified for charging post completion of prescribed free limits would be computed basis the above cut off timings.