FEATURES

Comparison chart & Value Proposition

Offer Terms & Conditions


Speciale Gold

  • The Customer is eligible for Amazon Pay Gift Card / Flipkart Voucher worth Rs. 1,000, subject to minimum spends of Rs. 25,000 on the Debit card in first 90 days from the date of Account opening and Product Average Quarterly Balance maintained in the Savings account as per T&C for 1st Quarter from next month of Account opening. This Amazon Pay Gift Card / Flipkart Voucher can be used to purchase 1 year of Amazon Prime membership as well as shopping, recharge, bill payment and travel booking on Amazon.in

    Example: If the customer has opened an account on 15th Sep’20, then Product Average Quarterly Balance as per T&C has to be maintained in Specialé Gold Savings account from Oct’20 to Dec’20. Also the customer has to spend Rs.25,000 using Platinum debit card within 90 days from date of account opening i.e. 15th Sep’20 to 14th Dec’20. Post fulfilling the eligibility criteria, the Customer will receive voucher within 90 days from end of eligibility period i.e. latest by 31st Mar’21.

  • The Customer, w.e.f. 1-Aug'23, is eligible for 3 vouchers of Rs.100 each from Uber/ Swiggy / Gaana / Apollo Pharmacy every quarter if the Debit card is active every month and Product Average Quarterly Balance as per T&C is maintained in  Specialé Gold Account every quarter from next month of Account opening. This offer is valid for one year from account opening.

    FD cushion is not applicable for claiming merchant benefits. Only successful debit card transactions will be considered and reversals on any transactions will not be considered as successful debit card transactions. ATM transactions or withdrawals will not be considered under successful debit card transactions

Specialé Platinum

  • The Customer is eligible for Amazon Pay Gift Card / Flipkart Voucher worth Rs. 1,000, subject to minimum spends of Rs. 25,000 on the Debit card in first 90 days from the date of Account opening and Product Average Quarterly Balance maintained in the Savings account as per T&C for one quarter from next month of Account opening. This Amazon Pay Gift Card / Flipkart Voucher can be used to purchase 1 year of Amazon Prime membership as well as shopping, recharge, bill payment and travel booking on Amazon.in

    Example: If the customer has opened an account on 15th Sep’20, then Product Average Quarterly Balance as per T&C has to be maintained in Specialé Platinum Savings Account from Oct’20 to Dec’20. Also the customer has to spend Rs.25,000 using Platinum debit card within 90 days from date of account opening i.e. 15th Sep’20 to 14th Dec’20. Post fulfilling the eligibility criteria, the Customer will receive voucher within 90 days from end of eligibility period i.e. latest by 31st Mar’21.

  • The Customer is eligible for Apollo Pharmacy voucher of Rs 1000 OR Myntra voucher of Rs 1000, subject to minimum spends of Rs. 50,000 on the Debit card in first 90 days after Account opening and and Product Average Quarterly Balance maintained in the Savings account as per T&C for one quarter from next month of Account opening Post fulfilling the eligibility criteria, the Customer will receive voucher within 90 days from end of eligibility period

  • The Customer is eligible for Epicure Preferred membership valid at Taj, SeleQtions and Vivanta hotels, subject to minimum spends of Rs. 75,000 on the Debit card in first 180 days after Account opening and and Product Average Quarterly Balance maintained in the Savings account as per T&C for two quarters from next month of Account opening. For complete Terms and Conditions, refer Epicure Program section on Taj Hotels website. Post fulfilling the eligibility criteria, the Customer will receive voucher within 90 days from end of eligibility period.

Key benefits of Epicure Preferred membership valid at Taj, SeleQtions and Vivanta hotels

  • Complimentary One Night Stay including Breakfast for Two Persons - This voucher entitles the Epicure Program member to a one night room stay and breakfast for two persons only at the base category room of the hotel and does not include any other offerings or services

  • 20% Discount on Room / Suite Stay at any of the participating Taj Palaces- This voucher entitles the bearer to avail a one-time discount of twenty percent on the Best Available Rate on direct bookings for a stay of upto five consecutive nights at any of the participating Taj Palaces and does not include any other offerings or services

  • Complimentary One-time One-Level Room Upgrade for One Night - This voucher entitles the bearer to a one-time one-level room upgrade for one night booked directly at Best Available Rate at any of the participating hotels and does not include any other offerings or services

  • Complimentary Set-Lunch for Two persons - This voucher entitles the bearer to a one-time set-lunch for two persons only at the participating All-Day Dining restaurants across hotels and does not include any other offerings or services

  • Complimentary Neu Pass Membership Tier

  • Complimentary Set-Lunch for Two persons

  • Sixty Minute Spa Treatment and Access to Sauna and Steam for One Person

  • Celebration Cake in Member’s Birthday Month

​​​​​​​​​​​​​​*T&C apply click here to know more

FD cushion is not applicable for claiming merchant benefit. Only successful debit card transactions will be considered and reversals on any transactions will not be considered as successful debit card transactions. ATM transactions or withdrawals will not be considered under successful debit card transactions​​

​​​​​Note: All the offers are from participating brands / vendors / third party merchants

Above offers are applicable on the Debit card for accounts opened till  30-June, 2024. The Bank reserves the right to change/ modify/ withdraw/ suspend the offers from time to time

Redemption details of respective benefit would be sent on SMS and the Bank will not be responsible or liable in case the above offer is not configured or could not be availed due to any restrictions including DNC/ NDNC or any delay, congestion on any telephone network or line or issues related to computer on-line system, servers or providers, website or mobile app or any other reason beyond the control of HDFC Bank

In case of any issues relating to the above Offer including any dispute or discrepancy or non-receipt of voucher or on the eligibility, HDFC Bank’s decision shall be final and binding in all respects and the same shall not be disputed by the Customer.

Customer would be eligible to avail the Debit card Offer during the period and cannot avail the Offer again by opening another Account.

Merchant alliance offers are not eligible for account upgrades and will be provided only on new account opening. However, the Customer will be eligible for other product benefits on Investments / Transaction benefits like ATM, Cash, Chequebook/ etc will be eligible. Any downgrade in the product (Specialé Gold/Specialé Platinum to Other Savings account) would lead to the Customer for not being eligible for Merchant Alliance benefits.


Fees & Charges