Instant Account Opening

Instant account opening is easy with HDFC Bank. All you need is a working mobile number, Aadhaar number and a PAN number to open an account.

4 easy steps

Your instant Savings Account or Salary Account is fully functional in 4 easy steps:

  1. Enter your details using Aadhaar 
  2. Validate your details using OTP
  3. Enter other account related information 
  4. Complete your Video KYC  

Account number and Customer ID

Get your Account number and Customer ID post completing your Video KYC

You will receive your Account number and Customer ID as soon as you complete your Video KYC online. To read more about Video KYC process, Click here

Transferring money

Transfer money to your account instantly:
Transfer money and/or have your salary credited to this account as soon as you open it.

Withdrawing money

Withdrawing money easily from ATMs - Make Cardless Cash withdrawals using your mobile phone:
Your HDFC Bank InstaAccount lets you withdraw cash from an HDFC Bank ATM without a Debit Card.  Simply press the cardless option on the ATM and follow the instructions

NetBanking and MobileBanking

NetBanking and MobileBanking are automatically enabled for your account:
Your instant Online Savings Account or Salary Account is NetBanking and MobileBanking enabled, so it's easy to check your balances immediately once you have set your password

Sending money

Send money and pay bills within 48 hours of instant account opening:
For your protection, outgoing payments are only enabled after the first 48 hours of opening your account.  After that, you can send money and pay bills easily.


Add Money