Enjoy Special Discounts & Offers*

  • Take advantage of exclusive discounts and offers through our online shopping  portal offers.smartybuy.hdfcbank.com
  • Amazing offers every month on Recharge, Travel, Movies, Shopping via PayZapp Click here to know more
  • 5% Cashback up to Rs.100 every month by setting Standing Instructions on your Debit card for Bill Payment

(*Terms & Conditions Apply on all above offers. Detailed T&C available on offer page of respective platforms like PayZap, SmartBUY, NetBanking, etc.) 

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Debit card

  • First year Free MoneyBack Debit Card with daily domestic shopping limit of Rs. 3 lakhs (at merchant outlet & Online store) and daily ATM cash withdrawal limit of Rs 25,000

  • Get up to ₹3,000 CashBack every year
    - 1% CashBack on every Rs. 100 spent on Fuel, Apparels, Insurance, Education & Grocery (Max CashBack - Rs 250/- per month per card)

  • Additional CashBack:

    - 5% CashBack on shopping via PayZapp and SmartBuy

    - Register for automatic bill payments on BillPay using HDFC Bank Debit Card & receive 5% CashBack for first 12 months of registration

    Know more about MoneyBack Debit Card and detailed T&C - Click here


Insurance Cover up to Rs.1.14 Cr as below -

  • Free Personal Accidental Death Cover upto Rs.10 lakhs* on MoneyBack Debit Card. Click here to know more
  • International Air coverage of flat Rs.1 Crore on purchase of air ticket using your Debit Card. Click here to know more
  • Zero Liability-No liability towards any fraudulent transactions on the Debit Card that takes place 30 days prior to reporting the Card loss. This protection is only applicable for Point Of Sale, subject to a maximum cap of Rs. 4 Lakhs. Click here to know more

Ways to bank

  • Anywhere banking across our extensive Branch and ATM network
  • Bank from your home, office or on the go with our easy to use
  • Free Mobilebanking / Netbanking/ Phonebankingfacilities


  • Transfer funds online to any bank across the country through NEFT / RTGS / UPI online
  • Free BillPay facility
  • Split Bills with your friends on the go with BHIM on MobileBanking App
  • Pay Bills or Book a Cab on HDFC Bank OnChat - All you need to do is open up your Facebook Messenger, find 'HDFC Bank OnChat', and just say ‘Hi’
  • Missed Call Recharge - You, and your family & friends can now recharge your mobile phones just by giving a missed call to 73 08 08 08 08. For more details - Click here

Special Benefits & Features

  • Special Offers on Education Loan & Forex Cards Offering
  • Education Loan – Special rates & pricing Click here to know more
  • Forex Card – Issuance Fee waiver within 90 days. Discounts on Books, Food, Shopping, Accommodation & travel across 41,000 partners covering 130 countries. Click here to know more

Investments & Deposits

  • Annual Maintenance Charge (AMC) waived off for the first year for your first Demat Account. Trading charges & fees as applicable
  • Dream Deposit: Build a deposit experience giving you the flexibility to deposit money whenever it is available and make your dreams a reality. Invest small timely savings starting from Rs.1,000 to build towards your goal. Click here for details
  • Systematic Investment Plan - Invest small amounts on a weekly or monthly basis in Mutual funds from a young age through our Investment Services account which is linked to the DigiSave Bank Account

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