FEATURES

ELIGIBILITY

FEES & CHARGES



Enclosed below are HDFC Bank Premium Platinum Debit Card fees and charges

Description of ChargesPremium Platinum Debit Card

Minimum Balance (Average Monthly Balance)

NIL
**Subject to Salary Credit in the account from the corporate on a regular basis. In the absence of Salary credit for 3 months, the account shall be converted to Saving Regular account. The AMB requirement, features, benefits & the charges shall be applicable as per the Saving Regular Account.

Charges on non maintenance thereofNIL
Cheque bookFree 25 cheque leaves per year (Financial year)
Additional chequebook of 25 leaves will be charged @ Rs 100/-

(Rs.75 for senior citizen)

Cheque book usage chargesNo Charges
Issue of duplicate / adhoc statements
  • Soft Copy -
    • Last 5 years statement through NetBanking - No charge
    • eStatement on registered E-mail ID - No charge
  • Physical copy -
    • Branch - Rs 100/-
    • PhoneBanking (Non IVR) - Rs.75/-
    • PhoneBanking (IVR), NetBanking, MobileBanking, & ATM - Rs.50/-
Passbook issuance*Free
Duplicate passbook issuance*Rs 100/-
Managers Cheques / Demand Drafts - Issuance / Re-issuance - On HDFC Bank Locations
DD/MC  Charges Through Branch
Free upto Rs.25,000
Above Rs. 25,000  Rs.5 per 1000  (min Rs 75/- & max Rs. 10,000)
DD request through Netbanking
Upto Rs. 1 LakhRs .50+(Corr. Bank charges if applicable)
Third party DD upto Rs.10,00,000Rs .50+(Corr. Bank charges if applicable)

*Third Party Registration required ( customers registered for third party transfers have a maximum limit of Rs. 10 lakhs per customer id and hence can issue multiple DDs of Rs. 1 lakh upto Rs. 10 lakhs and send it to the beneficiary address)
Managers Cheque/Demand Drafts - Cancellation / RevalidationRs 100/- (Nil cancellation / revalidation charges for Managers Cheque / DD value upto Rs.1000/-) ( w.e.f Aug 01, 2021 - Rs.60, Senior citizen - Rs.54)
Demand Drafts- Issued - On Non HDFC Bank Locations
Rs. 50 plus charges as outlined below:
Upto Rs. 500Rs. 10
Above Rs. 500 to Rs. 1000Rs. 15
Above Rs. 1000 to Rs. 5000Rs. 25
Above Rs. 5000 to Rs. 10,000Rs. 30
Above Rs. 10,000Rs. 5 per 1000
Cheque Collection - Local Clearing ZoneFree
Collection of outstation cheques - Hdfc bank location
Charges for cheques drawn on Branch locations
Upto Rs 5,000Rs. 25/-,
Rs. 20/- for Rural branches
Rs. 5,001 to Rs 10,000Rs. 50/-,
Rs. 40/- for Rural branches
Rs. 10,001 to Rs. 1,00,000Rs. 100/-
Rs. 1,00,001 and aboveRs. 150/-
Cheques drawn on Speed Clearing Branches - at non CTS locations
Upto Rs. 1,00,000No charges
Rs. 1,00,001 and aboveRs. 140 /- per instrument
Cheques drawn on Speed Clearing Branches - at CTS locationsNo charge
Charges on FD receipts / Govt challans/Treasury bills-challans / Refund orders/Vouchers/Instruments (not in cheque form) deposited for collection would be levied as per correspondent bank charges
Collection of outstation cheques - other locations
Charges for cheques drawn on Non-Branch locations
Upto Rs 5,000Rs. 25/-,
Rs. 20/- for Rural branches
Rs. 5,001 to Rs 10,000Rs. 50/-,
Rs. 40/- for Rural branches
Rs. 10,001 to Rs. 1,00,000Rs. 100/-
Rs. 1,00,001 and aboveRs. 150/-
Cheques drawn on Speed Clearing Branches - at non CTS locations
Upto Rs. 1,00,000No charges
Rs. 1,00,001 and aboveRs. 140 /- per instrument
Cheques drawn on Speed Clearing Branches - at CTS locationsNo charge
Charges on FD receipts / Govt challans/Treasury bills-challans / Refund orders/Vouchers/Instruments (not in cheque form) deposited for collection would be levied as per correspondent bank charges
Cheque return charges drawn on Hdfc Bank

Due to insufficient funds - Return in a month

1st - Rs.450 (Sr Citizen - Rs 400)

2nd - Rs.500 (Sr Citizen - Rs 450)

3rd onwards - Rs.550 (Sr Citizen - Rs 500)

Charges due to funds transfer cheque return - Rs. 350/- (Sr Citizen - Rs 315)

Due to Technicalreasons - Rs.50/- (Sr Citizen - Rs 45) (e.g. - Date not mentioned, post-dated, sign mismatch, etc.)

Cheques deposited returned unpaidCharge of Rs 200/- per instance would be levied
Balance Enquiry - at BranchRs.100, Senior Citizen - Rs.90
Balance Certificate

Free for All

Interest CertificateFree for All
TDS CertificateFree
Account Closure (from account opening date)Upto 14 days - No Charge
15 days upto 12 months - Rs 500/-
Beyond 12 months - No Charge
Photo AttestationRs 100/- per instance
NIL (For Senior Citzens)
Signature AttestationFree ( w.e.f Aug 01, 2021 - Rs.100, Senior citizen - Rs.90)
Address ConfirmationRs 50/- per instance ( w.e.f Aug 01, 2021 - Rs.100, Senior citizen - Rs.90)
Stop Payment ChargesParticular cheque - Rs. 100/- 
Range of cheques - Rs. 200/-
Free through NetBanking
Standing InstructionsSetting up Charges - NIL
Rs. 25 per transaction plus remittance charge
Unarranged overdraftRs 100 per Occasion + 18% Interest p.a
Old records/copy of paid chequesUpto 1 year - Rs. 50 per record, 
Above 1 year - Rs. 100 per record ( w.e.f Aug 01, 2021 - Rs.80, Senior citizen - Rs.72)
Activation of dormant accountNo charges
Branch transactions (Includes only Cheque deposit/Cheque issuance/Funds Transfer Debit/NEFT/RTGS) 
(Charges over and above standard remittance charges for Fund Transfer / NEFT / RTGS .Remittance charges applicable starting first transaction onwards)
- In case the AMB in the previous month is equal to or above Rs 50,000/- No charges would be levied
Number of Cash transactions(Cumulative of Deposit and Withdrawal) (Self or Third Party - Any Branch)4 free cash transactions per month

5th transaction onwards - Rs.150/- per transaction
Value of Cash transactions (Cumulative of Deposit and Withdrawal by Self / Third Party) - Any branch

Value upto Rs. 2,00,000/ per month - No charge
above Rs.2,00,000, Rs.5 per thousand or part thereof, subject to a minimum of Rs.150.
*Maximum per day limit is Rs. 25,000 for third party @ Rs.150 charges (NIL for Senior Citizens & Minors)

Cash Handling chargesFree
Local Cheque deposited for outstation accountsFree
Phonebanking - IVR/Non IVRFree
ATM CardFree
ATM Card - Replacement chargesRs. 200 (plus taxes as applicable and cess)
Debit Card - Annual Fee - MillenniaRs.500 per year (plus taxes as applicable)
Debit Card - Annual Fee - Rupay PremiumFree
Debit Card - Annual Fee - Regular / RewardsFree
Debit Card - Annual Fee - TitaniumFree
Debit Card - Annual Fee - Titanium RoyaleFree
Debit Card - Annual Fee - MoneyBackFree
Debit Card - Annual Fee - Gold / PlatinumRs.750 per year (plus taxes as applicable)
Debit Card - Annual Fee - Women's CardFree
Debit Card - Renewal Fee - Rupay PremiumFree
Debit Card - Renewal Fee - MillenniaRs.500 per year (plus taxes as applicable)
Debit Card - Renewal Fee - Regular / RewardsFree
Debit Card - Renewal Fee - TitaniumFree
Debit Card - Renewal Fee - Titanium RoyaleFree
Debit Card - Renewal Fee - Times PointsFree
Debit Card - Renewal Fee - Gold / PlatinumRs.750 per year (plus taxes as applicable)Free
Debit Card - Renewal Fee - Women's CardFree
Debit Card - Replacement chargesReplacement of a damaged card - No charges & Replacement of a lost card - Rs. 200 (plus taxes as applicable and cess) (for all card types)
ATM / Debit Card Card - Transaction Charge
HDFC BANK ATMsOther Bank ATMs
First 5 Transactions Free  across all Cities(a) In Top 6 cities** : First 3 Transactions Free
(b) Non Top 6 cities : First 5 Transactions Free

*Includes both financial and non-financial transactions (includes only Balance Enquiry, Mini Statements requests and PIN change transactions)
For transactions done on other bank ATMs, Maximum of 5 transactions free in a month with a cap of Maximum 3 free transactions in Top 6 Cities
**Top 6 Cities - Transactions done in Mumbai, New Delhi, Chennai, Kolkata, Bengaluru and Hyderabad ATMs
Please check with your respective Corporate Salary Manager / Branch Manager for details of the offer.

Transactions over and above free limit will be charges as under:
HDFC Bank

  • Cash withdrawal - Rs. 20 plus taxes as applicable per transaction
  • Non-Financial Transaction - Free

Non HDFC Bank

  • Cash withdrawal - Rs. 20 plus taxes as applicable per transaction
  • Non-Financial Transaction - Rs. 8.5 plus taxes as applicable per transaction

    ​​​​​​​In case of change in account relationship/downgrade of account, the debit card annual charges shall be applicable from the date of change in relationship as applicable on pro rata basis for the period from the date of change in account relationship till the next billing date, as may be applicable.to know more click here
Debit Card - Transaction Charge - Non HDFC Bank International ATMsRs. 25 per balance enquiry & Rs. 125 per cash withdrawal (plus taxes as applicable)
The Bank will charge cross-currency mark-up of 3.5% on foreign currency transactions carried out on Debit Cards. The exchange rate used will be the VISA/Master Card wholesale exchange rate prevailing at the time of transaction
PIN regeneration chargeRs. 50 (plus taxes as applicable and cess)
Decline charge for insufficient balanceTransactions declined at other Bank ATMs anywhere in the world or at a Merchant outlet outside India due to insufficient funds will be charged at Rs. 25 per transaction (plus taxes as applicable and cess)
Add-on Debit Card - RegularFree
Add-on Debit Card - Gold Card / PlatinumRs.750 per year (plus taxes as applicable and cess)
Add-on Debit Card - Times PointsRs. 650 per year (plus taxes as applicable and cess)
Add-on Debit Card - Women's CardFree
Add-on Debit Card - TitaniumRs. 250 per year (plus taxes as applicable and cess)
Add-on Debit Card - Titanium RoyaleRs. 400 per year (plus taxes as applicable and cess)
Add-on Debit Card - RewardsRs. 500 per year (plus taxes as applicable and cess)
BillPayFree
InstaPayRs. 10 (plus taxes as applicable and cess) per transaction
InstaAlertas approved for main salary account
Visa Money TransferRs. 5 (plus taxes as applicable and cess) per transaction
NEFT Charges - InwardNIL
NEFT Charges- outward
Amounts up to Rs. 10,000 - Rs.2.5 (plus taxes as applicable) per transaction
Amounts from Rs.10,001 to Rs.1 lakh - Rs. 5 (plus taxes as applicable) per transaction
Amounts above Rs. 1 lakh up to Rs. 2 lakh - Rs. 15 (plus taxes as applicable) per transaction
Amounts above Rs.2 lakh – Rs.25 (plus taxes as applicable) per transaction
NEFT Charges for Indo Nepal transactionsCustomers having NSBL*A/c - Rs 20/-
Customers having non-NSBL* A/c:
Upto Rs 5,000 - Rs 70/-
Above Rs 5,000 - Rs 95/-
* Nepal State Bank Ltd
RTGS - Outward
Above Rs. 2 lakhs to 5 Lakhs - Rs. 25 (plus taxes as applicable) per transaction
Above Rs 5 Lakhs - Rs. 50 (plus taxes as applicable) per transaction
RTGS - InwardNIL
IMPS (Immediate Payment Service) – OutwardTransaction Amount
(In Rupees)
Charges
0-1,000

Rs 3.50 + applicable GST

1,001-1,00,000

Rs 5  + applicable GST

>1,00,000

Rs 15 + applicable GST

IMPS (Immediate Payment Service) - InwardNIL
MobilebankingFree
NetbankingFree
ECS / ACH (Debit) Return Charges

Return in a month

1st - Rs.450 (Sr Citizen - Rs 400)

2nd r- Rs.500 (Sr Citizen - Rs 450)

3rd onwards - Rs.550 (Sr Citizen - Rs 500)

Any Deliverable returned by courier due to negative reasons (no such consignee/ consignee shifted and no such address)Rs 50/- per instance
TIN Regeneration Free for All
IPIN Regeneration Change Rs 100 /- Per Instance  
SI rejectsRs 200/- per instance
One time Mandate Authorisation Charges per mandate (Physical / Online)Rs.40, Senior citizen - Rs.36

*at home branch for account holders (individuals)

All  fees and charges,mentioned in the tariff of charges,will attract Goods & Services Tax as applicable.


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