Description of ChargesFlexi Current Account
Minimum Balance (Average Monthly Balance)₹ 75,000/- per month
Non-Maintenance Charges per month₹ 1000/- per month
Mode of calculation of minimum average monthly balanceAverage of daily closing balances of each day spread over a period of one month.
Cheque Book Charges (Issued by Bank)

( Customer can request for maximum 100 cheque leaves through NetBanking. For requests above 100 cheque leaves customer needs to visit the branch.)

100 cheque leaves Free per month. Charges ₹ 2/- per leaf beyond 100 leaves
Other Current Account facilities
Account StatementFree (Monthly)+
Duplicate / Adhoc Statement
Requests through Direct Banking Channels₹ 50/- per statement through ATM/Mobile Banking/NetBanking and Phone Banking (IVR)
At branch or PhoneBanking (Non-IVR)₹ 100/- per statement through Branch; ₹ 75/- per statement through PhoneBanking (Non-IVR)
Hold Statement Facility₹ 400/- per year
Remittance facility through own Bank
Demand Drafts (DD) payable HDFC Bank Locations (Issued from any branch) / Duplicate DDFree upto 40 DDs per month. Above 40 DDs, charges @ ₹ 25/- per Demand draft.
Pay Orders (PO) - on HDFC Bank Locations (Issued from Any Branch) / Duplicate POFree upto 40 PO's per month. Above 40 PO's, charges @ ₹ 25/- per Pay Order.
Issuance of DD/ PO through PhoneBankingAll standard charges for DD / PO are applicable as above.
Only DD / PO amount upto ₹ 500,000/- are accepted at Phonebanking.
DD/PO-Cancellation/Revalidation₹ 100/- per instrument
NEFT/EFT Transactions :
Payments(At branch)Upto ₹ 10,000/ ₹ 2.50/- per transaction 
₹ 10,001 to ₹ 1 lakh- ₹ 5/- per transaction
₹ 1 lakh to ₹ 2 lakhs - ₹ 15/- per transaction
Above ₹ 2 lakh - ₹ 25/- per transaction
(The above transaction charges are excl of taxes)
RTGS Transactions :
Payments(At branch)₹ 2 lakhs to ₹ 5 lakhs - ₹ 25/- per transaction
₹ 5 Lakhs and above - ₹ 50/- per transaction
(The above transaction charges are excl of taxes)
NEFT/RTGS payments are free through netbanking
Local Transactions (At home branch location)
Local cheques collections & paymentsFree
Account to Account Fund Transfer within HDFC BankFree
Anywhere Transactions
Payments at HDFC Bank LocationsFree
Account to Account fund Transfer within HDFC Bank LocationFree
Collection at all HDFC Bank LocationsFree
Bulk Transaction ChargesAll above transaction are subject to a maximum of 250 transaction per month beyond which charges @ ₹ 10/- per transaction would be levied. Includes all Local/Anywhere clearing & Funds transfer transactions
Remittance facility through other Bank
Issue of Demand Drafts (DD) / Duplicate DD (Correspondent tieup)₹ 1.50 per ₹ 1000/- Minimum ₹ 50/- per DD
DD-Cancellation / Revalidation₹ 100/- per instrument
Cheque Collection
Outstation Cheque Collection at Bank Locations
Instrument ValueCharges
Any Amount₹ 20/- per instrument
Outstation Cheque Collection at Correspondent Bank Location
Instrument ValueCharges
Upto ₹ 35,000/-₹ 50/- per instrument
Above ₹ 35,000/- and upto ₹ 1,00,000/-₹ 100/- per instrument
Above ₹ 1,00,000/-₹ 150/- per instrument
Outstation Cheque Collection at Clean Location
Instrument ValueCharges
Upto ₹ 25,000/-₹ 50/- per instrument
Above ₹ 25,000/- and upto ₹ 1,00,000/-₹ 100/- per instrument
Above ₹ 1,00,000/-₹ 150/- per instrument
Cheque Collection through Speed Clearing
Instrument ValueCharges
Upto ₹ 100,000/-Free
Above ₹ 100,000/-₹ 15/- per instrument
Bouncing of cheques- Local
Cheques Drawn on us
Due to Insufficient FundsUp to 2 instruments per month - ₹ 500 per instrument ;On 3rd instrument onwards - ₹ 750 per instrument
Due to Technical ReasonsNo Charge
Cheques Deposited Returned UnpaidLocal Cheque: ₹ 100 per instrument and Outstation Cheque: ₹ 150 per instrument
Doorstep Banking **
Cash Pickup Charges (within municipal city limits)
Cash Pickup upto ₹ 1 Lac₹ 150/- per pickup
Cash Pickup beyond  ₹ 1 Lac and upto ₹ 2 Lac₹ 200/- per pickup
Cash Pickup beyond ₹ 2 Lac and upto ₹ 3 Lac₹ 300/- per pickup
Cash beyond the above limits can be offered, for further details on charges please contact your Branch Manager
Cash Transactions
Cash Deposit
Cash Deposit-Home Branch LocationFree upto 10 times the current month AMB or 50 transactions whichever is lower. Deposit in excess of 10 times the current month AMB or 50 transactions will be charged @ ₹ 3 per 1000; minimum of ₹ 50/- per transaction
Limit on Inter-Branch deposits (Within Home Branch CityCash deposit at non home Branches within home branch city subject to maximum of ₹ 1,00,000/- per account per day
Cash Deposit -Non Home locationMaximum ₹ 1,00,000/- per day. Charges @ ₹ 3.50/- per ₹ 1,000, min ₹ 50/- per transaction
Free Cash deposite Limit will lapse for the account if AQB/AMB/HAB maintained is less than 75% of required product AQB/AMB/HAB i.e. Customer will be charged from 1st transaction of cash deposit.
Cash Withdrawal
Cash Withdrawal-Home BranchFree at Home Branch
Cash Withdrawal-Non Home Branch-Intracity & IntercityFree cash withdrawals upto ₹ 50,000/- per day, beyond which charges @ ₹ 2/- per ₹ 1000/-, min ₹ 50/- per transaction (Only for incremental amount), Third party cash withdrawal allowed only up to maximum ₹ 50,000/- per transaction.
Balance enquiry₹ 25/-
TDS CertificateFree
Balance Confirmation Certificate₹ 50/-
Interest Certificate₹ 50/-
Cheque Status per instance₹ 25/-
Photo Verification₹ 100/- per instance
Address Confirmation₹ 100/- per instance
Signature Verification₹ 100/- per instance
Setting up of Standing InstructionsNil
Any Deliverable returned by courier due to negative reasons (no such consignee/ consignee shifted and no such address)₹ 50/- per instance
TIN/IPIN Regeneration (requests received at the branch for physical dispatch)₹ 50/- per instance
SI rejectsUpto 3 returns - 350/instance
4th return onward 750/instance
ECS (Debit) Return Charges
(Quarterly Charges)
Upto 3 returns - ₹ 350/ instance
4th return onward ₹ 750 /instance
Old Records / Copy of Paid Cheque
Upto 1 Year₹ 50 per record
Above 1 Year₹ 100 per record
Common Charges for Debit / ATM Cards
Replacement of damaged cardFree
Replacement of Lost card₹ 200/-
Copy Retrieval Request₹ 100
Re-Issuance of PIN₹ 50 (plus taxes)
ATM Usage:
Transacton TypeBalance InquiryCash Withdrawal
HDFC Bank ATMsFreeFree
Non-HDFC Bank ATMs
Domestic3 transaction in 6 Cities** and 5 transactions in other than above cities free per month, beyond which charges applicable @ ₹ 20/- per transaction
Note : **6 Cities- Transactions done in Mumbai, New Delhi, Chennai, Kolkata, Bengaluru and Hyderabad ATMs will be considered

*The Bank will charge cross-currency mark-up of 3.5% on foreign currency transactions carried out on Debit Cards. The exchange rate used will be the VISA/Master Card wholesale exchange rate prevailing at the time of transaction

₹ 25/- per transaction₹ 125/- per transaction
Transaction Decline Charge (at Non HDFC Bank ATM's)₹ 25 per transaction
InstaAlert / Mobile Banking
Insta AlertNil
Other Current Account facilities
Stop Payment Charges
Particular cheque₹ 100/-  (Free through phone-banking )
Range of cheques₹ 250/- (Free through phone-banking )
Account Closure:
Up to 14 daysNo Charge
15 days to 6 months₹ 1,000/-
6 months upto 12 months₹ 500/-
Beyond 12 monthsNo Charge
Activation of Dormant/inoperative accountNo Charge
Charges on all IMPS Outgoing transactions:

Fees and Charges for Flexi Current Account effective 1st January 2016.

Slabs (₹)Charges Exclusive of GST (₹)
Up to 100,0005
100,001 upto 200,00015
Debit Cards (only for Individuals & Sole Proprietorship)
Debit CardEasy ShopATM Card
Annual Fee per Card₹ 250/- p.a.₹ 100 p.a.₹ 500 p.a₹ 100 p.a.Free
Daily ATM Limit₹ 50,000₹ 25,000₹ 50,000₹ 25,000₹ 10,000
Daily Merchant Establishment Point of Sale Limit₹ 75,000₹ 40,000₹ 75,000₹ 40,000NA