FEES & CHARGES


Description of ChargesFlexi Current Account
Minimum Balance (Average Monthly Balance)₹ 75,000/- per month
Non-Maintenance Charges per month₹ 1000/- per month
Mode of calculation of minimum average monthly balanceAverage of daily closing balances of each day spread over a period of one month.
Cheque Book Charges (Issued by Bank)

( Customer can request for maximum 100 cheque leaves through NetBanking. For requests above 100 cheque leaves customer needs to visit the branch.)

Payable-at-par
100 cheque leaves Free per month. Charges ₹ 3/- per leaf beyond 100 leaves
Other Current Account facilities
Account StatementFree (Monthly)+
Duplicate / Adhoc Statement
Requests through Direct Banking Channels₹ 50/- per statement through ATM/Mobile Banking/NetBanking and Phone Banking (IVR)
At branch or PhoneBanking (Non-IVR)₹ 100/- per statement through Branch; ₹ 75/- per statement through PhoneBanking (Non-IVR)
Remittance facility through own Bank
Demand Drafts (DD) payable HDFC Bank Locations (Issued from any branch) / Duplicate DDFree upto 40 DDs per month. Above 40 DDs, charges @ ₹ 25/- per Demand draft.
Pay Orders (PO) - on HDFC Bank Locations (Issued from Any Branch) / Duplicate POFree upto 40 PO's per month. Above 40 PO's, charges @ ₹ 25/- per Pay Order.
Issuance of DD/ PO through PhoneBankingAll standard charges for DD / PO are applicable as above.
Only DD / PO amount upto ₹ 500,000/- are accepted at Phonebanking.
DD/PO-Cancellation/Revalidation₹ 50/- per instrument
NEFT/EFT Transactions :
Payments(At branch)Upto ₹ 10,000/ ₹ 2.50/- per transaction 
₹ 10,001 to ₹ 1 lakh- ₹ 5/- per transaction
₹ 1 lakh to ₹ 2 lakhs - ₹ 15/- per transaction
Above ₹ 2 lakh - ₹ 25/- per transaction
(The above transaction charges are excl of taxes)
CollectionsFree
RTGS Transactions :
Payments(At branch)₹ 2 lakhs to ₹ 5 lakhs - ₹ 25/- per transaction
₹ 5 Lakhs and above - ₹ 50/- per transaction
(The above transaction charges are excl of taxes)
CollectionsFree
NEFT/RTGS payments are free through netbanking
Local Transactions (At home branch location)
Local cheques collections & paymentsFree
Account to Account Fund Transfer within HDFC BankFree
Anywhere Transactions
Payments at HDFC Bank LocationsFree
Account to Account fund Transfer within HDFC Bank LocationFree
Collection at all HDFC Bank LocationsFree
Bulk Transaction ChargesAll above transaction are subject to a maximum of 250 transaction per month beyond which charges @ ₹ 30/- per transaction would be levied. Includes all Local/Anywhere clearing & Funds transfer transactions
Remittance facility through other Bank
Issue of Demand Drafts (DD) / Duplicate DD (Correspondent tieup)₹ 1.50 per ₹ 1000/- Minimum ₹ 50/- per DD
DD-Cancellation / Revalidation₹ 100/- per instrument
Cheque Collection
Outstation Cheque Collection at Clean Location
Instrument ValueCharges
Upto ₹ 25,000/-₹ 50/- per instrument
Above ₹ 25,000/- and upto ₹ 1,00,000/-₹ 100/- per instrument
Above ₹ 1,00,000/-₹ 150/- per instrument
Bouncing of cheques- Local
Cheques Drawn on us
Due to Insufficient Funds

Upto 2 instruments per month ₹ 500/- per instrument; on 3rd onwards ₹ 750/- per instrument
Due to funds transfer cheque return - ₹ 350/- per instrument

Due to Technical Reasons

₹ 50/- per instrument (e.g. - Date not mentioned, post-dated, sign mismatch, etc.)

Cheques Deposited Returned Unpaid

Local & Outstation - ₹ 200/- instrument

Doorstep Banking (Available at Select locations.You need to register with the Bank for availing these services, please contact your Branch Manager for further details)
Cash Pickup Charges (within municipal city limits)
Upto Rs 1 lacRs 200/- per pickup
Beyond Rs 1 lac and upto Rs 2 lacRs 225/- per pickup
Beyond Rs 2 lac and upto Rs 4 lacRs 350/- per pickup
Cash beyond the above limits can be offered, for further details on charges please contact your Branch Manager
Cash Transactions
Cash Deposit

Combined Cash Deposit Limit @ any HDFC Bank Branches (monthly)

Free upto 10 times the current month AMB or 50 transactions whichever is lower. Deposit in excess of 10 times the current month AMB or 50 transactions will be charged @ ₹ 3.5 per 1000; minimum of ₹ 50/- per transaction.

Cash deposit in low denomination notes i.e. Rs 50 and below @ any HDFC Bank Branch (monthly)1. Cash deposit in notes = Free up to ₹ 10,000/- per month, beyond free limit chargeable at 2% of cash deposit in low denomination notes
2. Cash deposit in coins = Free up to Rs 1,000/- per month, beyond free limit chargeable at 5% of cash deposit in coins
Limit on Inter-Branch deposits (Within Home Branch CityCash deposit at non home Branches within home branch city subject to maximum of ₹ 1,00,000/- per account per day
Free Cash deposite Limit will lapse for the account if AQB/AMB/HAB maintained is less than 75% of required product AQB/AMB/HAB i.e. Customer will be charged from 1st transaction of cash deposit.
Cash Withdrawal
Cash Withdrawal-Home BranchFree at Home Branch
Cash Withdrawal-Non Home Branch-Intracity & IntercityFree cash withdrawals upto ₹ 50,000/- per day, beyond which charges @ ₹ 2/- per ₹ 1000/-, min ₹ 50/- per transaction (Only for incremental amount), Third party cash withdrawal allowed only up to maximum ₹ 50,000/- per transaction.
Miscellaneous
Balance enquiryFree
TDS CertificateFree
Balance Confirmation Certificate₹ 100/-
Interest Certificate₹ 100/-
Cheque Status per instanceFree
Photo Verification₹ 100/- per instance
Address ConfirmationFree
Signature Verification₹ 100/- per instance
Setting up of Standing InstructionsNil
Any Deliverable returned by courier due to negative reasons (no such consignee/ consignee shifted and no such address)₹ 50/- per instance

Re-generation of IPIN (request received at branch for physical dispatch)

₹ 40/- per request

SI rejectsUpto 3 returns - 250/instance
4th return onward 750/instance
ECS (Debit) Return Charges
(Quarterly Charges)
Upto 3 returns - ₹ 350/ instance
4th return onward ₹ 750 /instance
Old Records / Copy of Paid Cheque
₹ 80 per record
Common Charges for Debit / ATM Cards
Replacement of damaged cardFree
Replacement of Lost card₹ 200/-
Copy Retrieval Request₹ 100
Re-Issuance of PINFree through ATM/Net Banking, Rs. 50/- in case of Physical PIN
ATM Usage
ATM Txns (@ HDFC Bank ATM)Unlimited Free

ATM Txns -  Financial & Non-Financial 

(@ HDFC Bank ATM)

Maximum of 5 Txns Free in a month with a cap of Maximum 3 free Txns in Top 6 cities @ Non-HDFC Bank ATM

(Txns done in Mumbai, New Delhi, Chennai, Kolkata, Bengaluru and Hyderabad ATMs will be considered as Top 6 cities)

InstaAlert / Mobile Banking
Insta AlertNil
Other Current Account facilities
Stop Payment Charges
Particular cheque

₹ 100/- (Free through Net Banking and Phone Banking)

Range of cheques

₹ 200/- (Free through Net Banking and Phone Banking)

Account Closure:
Up to 14 daysNo Charge
15 days to 6 months₹ 1,000/-
6 months upto 12 months₹ 500/-
Beyond 12 monthsNo Charge
Activation of Dormant/inoperative accountNo Charge
Charges on all IMPS Outgoing transactions:
₹ 0 - ₹ 1000₹ 3.50/- per txn
₹ 1001 - ₹ 100000₹ 5/- per txn
Above ₹ 100000₹ 15/- per txn

All charges are exclusive of GST as applicable from time to time

+For accounts maintaining AMB less than Rs.75,000/- as of previous qtr will be charged Rs.25 each for next 3 montly statement

**Available at Select locations.You need to register with the Bank for availing these services, please contact your Branch Manager for further details.

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