Travel Benefits of HDFC Bank Regalia Gold Credit Card

Travel Benefits of HDFC Bank Regalia Gold Credit Card

30 April, 2024


  • 12 complimentary airport lounge access at both domestic and international terminals.

  • Comprehensive insurance coverage for accidental air death, emergency hospitalisation and credit liability.

  • Round-the-clock concierge services for planning itineraries, bookings and more.

Travelling becomes more enjoyable when you can experience luxury and comfort together. HDFC Bank’s Regalia Gold Credit Card is your pass to luxury travel and rewarding purchases. It offers numerous benefits, from exclusive lounge access in airports to the security of comprehensive travel insurance and more. Read on to learn more about the travel benefits of Regalia Gold Credit Card.

Travel Benefits of Regalia Gold Credit Card

Let us explore the benefits of traveling with Regalia Gold Credit Card:

  • Lounge access: The HDFC Bank Regalia Gold Credit Card transforms airport layovers into moments of sheer luxury. With access to over 1000+ lounges globally, travellers can stay away from the chaos of crowded waiting areas. Whether it is a domestic or international terminal, the card offers 12 complimentary airport lounge access within India.

  • Travel insurance: With comprehensive travel insurance coverage, the card ensures peace of mind in unforeseen situations. From overseas medical emergencies to life cover, the card has you covered. It extends coverage for accidental air death worth ₹1 crore, emergency overseas hospitalisation up to ₹15 lakh, and credit liability cover up to ₹9 lakh.

  • Reward points and milestones: Earning while spending gets better with the HDFC Bank Regalia Gold Credit Card. Every ₹150 spent on retail purchases accrues 4 Reward Points, while selected retailers like Marks & Spencer, Myntra, Reliance Digital, and Nykaa offer a staggering 20 Reward Points. These points can be redeemed for flights, hotels, merchandise, or even converted into airmiles with partnered airlines through Net Banking or SmartBuy portal.

  • Concierge services for personalised travel assistance: The card’s concierge services make travelling more convenient. From booking assistance for flights, hotels, or car rentals to itinerary planning and recommendations for dining or entertainment, concierge services can greatly elevate the travel experience. They offer a seamless, hassle-free journey, catering to every need 24*7 and allowing you to focus on making memories rather than managing planning.

Tips for Maximising Travel Benefits of Regalia Gold Credit Card

Here are some tips that can help you make the most of your Regalia Gold Credit Card:

  • Strategise your spending

    Capitalise on the 5X Reward Points offered at selected retailers like Marks & Spencer, Myntra, Reliance Digital, and Nykaa. Plan significant purchases at these outlets to multiply your reward points. Whenever possible, use the card for travel-related expenses like flights, hotels, and car rentals to accrue more points. This includes booking directly through airline or hotel websites.

  • Milestone utilisation

    Aim to reach the quarterly spending threshold of ₹1.5 lakh to unlock the ₹1,500 vouchers from top brands. Set goals to achieve the annual spending thresholds of ₹5 lakh and ₹7.5 lakhs to earn flight vouchers worth ₹5,000 and an additional ₹5,000, respectively. Combine this with planned big-ticket purchases or travel expenses for maximum benefits.

  • Utilise lounge access

    Make use of layovers by accessing lounges. Even shorter layovers can be comfortable and productive in these exclusive spaces. Prioritise lounges during peak travel times to maximise their comfort. If travelling with family or friends, utilise the Priority Pass membership to maximise the number of complimentary lounge accesses.

  • Redeem rewards

    Redeem accumulated reward points for travel-related expenses like flights or hotel stays to get the most value out of them. Look for promotions or bonuses for point redemptions with partnered airlines or hotels. Explore the wide array of redemption options at the SmartBuy portal, including merchandise, vouchers, or cashback, ensuring you choose the option that maximises the value of your points.

  • Leverage concierge services

    Utilise the card’s concierge services for travel planning, especially for complex itineraries or seeking insider recommendations. They can assist in booking flights, and hotels, or making restaurant reservations.

Get Your Regalia Gold Credit Card Now

If you are seeking a travel companion to simplify your travel with a touch of opulence and convenience, it is time to get your Regalia Gold Credit Card. All you need to do is visit our website and apply for Credit Card online. So, do not wait any longer, apply for your Regalia Gold Credit Card.

*Terms and conditions apply. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Credit Card approvals at the sole discretion of HDFC Bank Limited. Credit Card approvals is subject to documentation and verification as per Bank's requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.

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