Travel Credit Card: Travel More, Save More

Apply For Travel Credit Cards Online

*Fees & charges are subject to change.

Eligibility Criteria to Apply for Travel Credit Cards 

• Age: At least 21 years old.
   
  
• Citizenship: Indian national. 
  
  
• Occupation: Salaried professional or self-employed. 
  
  

HDFC Bank evaluates your eligibility and credit limit for a Credit Card based on your annual income. 

Features and Benefits of Travel Credit Cards 

• Rewards and Miles Accumulation
  
  HDFC Bank Travel Credit Cards offer rewards programs, allowing you to earn points for every purchase you make. These rewards can be redeemed for various travel-related expenses, such as flights and hotels.
  
  
• Welcome Bonuses and Sign-Up Incentive
  
  HDFC Bank Travel Credit Cards involve earning a substantial number of points or miles when you meet specific spending requirements within the initial months of card ownership to help you enhance your savings.
  
  
• Exclusive Partner Discounts
  
  HDFC Bank partners with airlines, hotels, and travel companies to offer exclusive discounts and privileges to cardholders. These partnerships can lead to significant savings on your travel expenses.
  
  
• HDFC Bank SmartEMI
  
  HDFC Bank Travel Credit Cards offer Smart EMI (Equated Monthly Instalments) facilities for your travel expenses. It allows you to convert significant travel purchases into manageable monthly payments.
  
  
  

Documents Required to Apply for Travel Credit Cards 

For Identity and Address Verification:

• Aadhaar Card
  
• Indian passport
  
• Voter ID card 
  
• Driving license 
  
  

For Income Verification:

• Your Permanent Account Number (PAN) 
  
• Salary slips 
  
• Income tax returns for the previous three years 
  
• Bank statements 
  
  
  

Things To Keep in Mind When You Choose a Travel Credit Card 

• Travel-Related Benefits
  
  Assess the travel-related benefits offered by the card, such as airport lounge access, priority boarding, travel insurance, and discount on dining.  
  
  
• Partner Airlines and Hotels
  
  If you have a preferred airline or hotel chains, check if the card is affiliated with them. Co-branded travel Credit Cards can provide enhanced benefits when using the partnered companies, such as complimentary stays or memberships.
  
  
• Annual Fee
  
  Determine the annual fee associated with the card. HDFC Bank Travel Credit Cards come with an annual fee. Assess whether the card's benefits and rewards justify the cost of the annual fee. Additionally, check if there is an annual fee waiver for the first year as a welcome benefit.
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FAQs 

What are Travel Credit Cards?

Travel Credit Cards offer various travel-related benefits and rewards, such as points, miles, or cashback, that can be earned and redeemed for travel expenses like flights, hotels, and more.

What is the application process for a Travel Credit Card?

Here is how to apply for an HDFC Bank Travel Credit Card: 

• Explore card options by visiting HDFC Bank Credit Card webpage.  
  
• Apply online with your mobile number and Permanent Account Number (PAN).  
  
• Select the preferred card and submit the application. Our team will assess your application and issue the card.
  
  

Are Travel Credit Cards lifetime free?

Whether Travel Credit Cards are lifetime free or not varies by the specific card you choose. Some travel cards come with zero annual charges, especially in the first year as an introductory offer, while others may have annual fees. Therefore, always check the associated charges before applying for a travel Credit Card.

Are travel cards worth getting?

Travel Credit Cards can offer significant savings on travel expenses and enhance your travel experiences. It is important to assess how well you can utilise the card and its benefits to determine its worthiness. 

What is the difference between a Travel Credit Card and a Credit Card? 

Travel Credit Cards are specifically designed for travellers and offer benefits like travel rewards, airport lounge access, and travel insurance. Ordinary Credit Cards are more general-purpose financial tools that do not provide these travel-specific advantages. 

Why is a travel card better?

A Travel Credit Card can be better for those who travel frequently because it offers a range of travel-related benefits and rewards. These cards can help you save on travel expenses and provide valuable benefits such as airport and train lounge access, exclusive discount on brands, complimentary stays and offers on travel bookings. 
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