How to find the perfect Credit Card for everyday spends?

There was a time when people used their Credit Cards only for big purchases. However, today Credit Card features are designed to cater to everyday expenses. Be it groceries, utility bills, cab fare, shopping or dining, there is nothing you cannot use your Credit Card for.  

Does the perfect Credit Card exist, and how to find one?  

Yes, there really is a thing as the perfect Credit Card! While the popular notion has always been that Credit Cards help you pay for things, the modern truth is that they also help you save. Through reward points, CashBacks, CashPoints, discounts, and more - the right Credit Card can reward you every time you swipe it. The bigger the transaction, or the more often you use your card, the more rewards you earn.  

Moreover, you can earn rewards on all your everyday transactions. Buying vegetables, taking a cab, going out for a movie, ordering food or dining out – you can earn CashPoints on all spends made with card like HDFC Bank Freedom Credit Card 

Here are some tips on picking the perfect Credit Card: 

  • Check what the card offers: Go through the list of rewards that a Credit Card offers and see how it benefits you. For instance, if you love to watch movies, a Credit Card that offers rewards on select booking apps can be a great pick for you. On the other hand, if you are the chief provider for your house, you may pick a Credit Card that offers rewards on grocery purchases. This can considerably lower your monthly expenditure. 

  • Check the interest rate: Picking a card with a low-interest rate can help you lower your expenses. High-interest rate cards negate their own positives and are more of a burden than a financial support. So, choose a card that comes with pocket-friendly fees and interest.  

  • Easy access and management: Tracking your everyday expenses can be cumbersome. So, pick a Credit Card that offers simplified card control options, PIN management, and extensive usage features on NetBanking and MobileBanking.  

HDFC Bank Freedom Credit Card – Made for everyday expenses

The HDFC Bank Freedom Credit Card fits the above criteria and delivers a lot more with some amazing deals and rewards. Here are some benefits that you can enjoy with it:  

  • Rewards on everyday spends like 10X CashPoints on groceries at BigBasket, entertainment at BookMyShow, food on Swiggy orders, rides booking on Uber and booking a stay with OYO 

  • 1 CashPoint for every other Rs. 150 spent (excluding fuel and wallet spends) 

  • 1% fuel surcharge waiver on fuel transactions 

  • Up to 15% off at select restaurants via Dineout 

  • Rewards on BIG purchases like 5X CashPoints on EMI spends on select merchant locations 

  • Lower interest rate of 0.99% for the first 90 days on non-EMI spends, from the card issuance date 

To sum it up

HDFC Bank Freedom Credit Card can be the perfect companion for all your daily transactions, no matter how big or small. So, go on and get one as soon as you can! 

If youre looking to apply for a Credit Card, you can click here to apply now! Pre approved customers can click here to apply for a Credit Card. 

Read more here, on how a Credit Card will provide financial freedom you need. 

*Terms and conditions apply. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Credit Card approvals at the sole discretion of HDFC Bank limited. Credit Card approvals is subject to documentation and verification as per Banks requirement.