Get 2 lakh Personal Loan

Check if you have a Pre-approved Loan Offer  

The need for extra funds can arise unannounced, at any point in life. A personal expense like a wedding or a vacation, big purchases and things like home renovation, or repaying emergency medical expenses - the reasons could be many. To meet the varied needs of customers around the country, HDFC Bank offers Personal Loans of up to Rs 40 lakh. 

If you need a relatively smaller amount, say you require a Rs 2 lakh loan, a Personal Loan is the perfect product for you. It comes with a wide variety of exciting features and benefits. You can get a Rs 2 lakh Personal Loan from HDFC Bank to deal with all manner of immediate money needs. The Rs 2 Lakh Personal Loan can be taken without providing any collateral or security to the bank, making it an attractive and immediate solution to all your monetary needs.

What is in it for you?

Wondering what HDFC Bank's Rs 2 lakh loan has in store for you? For starters, you get the amount at an attractive interest rate starting at 10.5% onwards. The loan application process is also simple, and the disbursal process is quick and easy as well. The Rs 2 lakh loan comes with flexible tenure options, allowing you to choose from multiple options and plan your repayment according to your financial situation. The funds are disbursed within 10 seconds for some existing customers with pre-approved loan offers. For others, it can take up to 4 hours to get approvals on the loan amount, with disbursal occurring within 1 day of approval. There is minimal documentation involved in the process as our Video KYC and Electronic KYC options are available for document verification making the process faster. Additionally, the Rs 2 lakh Personal Loan does not have any hidden charges associated with it either.

A Rs 2 lakh Personal Loan from HDFC Bank is a collateral-free loan option, that comes with no end-use restrictions. This means that the amount disbursed can be used for a variety of purposes and at your discretion always.

Applying for a Rs 2 lakh Personal Loan via HDFC Bank NetBanking is a simple, thanks to the number of options available at your disposal. Our contactless process right form application to disbursal will ensure that you can apply from the comfort of your home. Alternatively, you can also contact your bank and can get guidance through the process.

The Rs 2 lakh Personal Loan EMI can also be planned in a manner that allows you to enjoy flexible loan repayment. To know how much you would have to pay towards equated monthly installments (EMIs), use the HDFC Bank Personal Loan Calculator.

​​​​​​​So why wait any longer? If you need money to fund your aspirations or immediate needs, a Rs 2 lakh Personal Loan from HDFC Bank is the answer. Apply now and make the most of available offers and benefits.

Looking to Apply Now for a Rs 2 lakh Personal Loan

*Terms and conditions apply. Personal Loan at the sole discretion of HDFC Bank limited. Loan disbursal is subject to documentation and verification as per Banks requirement.