Features

Fees and charges


  • Yearly Membership Fee: Rs.149 + GST
  • First Year Fee waived off on retail spends of Rs. 1,000 in the first 40 days
  • Renewal Year Fee waived off on retail spends of Rs. 25,000 in a calendar year

Revision to Your Credit Card Charges (Effective July 1, 2025), to know more click here

Please click here for detailed fees & charges applicable on your Paytm HDFC Bank Digital Credit Card

Activation Steps