Features

Fees and charges


  • Yearly Membership Fee: Rs.149 + GST
  • First Year Fee waived off on retail spends of Rs. 1,500 in the first month
  • Renewal Year Fee waived off on retail spends of Rs. 25,000 in a calendar year


Goods and Services Tax (GST)

Effective 1st July 2017, Goods & Services Tax (GST) is applicable on all Fees, Charges and Interest transactions. The applicable GST would be dependent on place of provision (POP) and place of supply (POS). If POP and POS are in the same state then applicable GST would be CGST and SGST/UTGST else, IGST.

GST for Fees & Charges / Interest transactions billed on statement date will reflect in the next month's statement.

GST levied will not be reversed on any dispute on Fees & Charges / interest

Effective January 2023, please note the below additions in the Fees and Charges structure

  • Rental Payments – 1% fee will be applicable on rental transactions from the second rental transaction onwards of the same calendar month.​​​​​
  • International DCC Transactions – 1% mark-up fees to be levied on International DCC Transactions

Activation Steps