Travel Benefits


Effective December 1st, 2023, Complimentary lounge access at lounges within and outside India can no longer be availed on Regalia First Card.

1.    Airport Lounge Access within India

  • 8 complimentary access per calendar year within  India ( both domestic and international terminal)   using Visa / MasterCard Regalia First Credit Card
  • Please swipe your Regalia First credit card to avail the complimentary lounge access
  • Eligible Lounges :  Click Here
  • Visits exceeding the complimentary quota will be allowed at the discretion of lounge and will also be chargeable by the lounge
  • Visa Customers will be charged a transaction fee of Rs. 2 on their Visa Regalia First Credit card towards complimentary lounge access
  • For  Mastercard customers , Rs 25 get debited from customers card account  for authorisation purpose but  it will get reversed .

2.    Airport Lounge Access outside India

  • Customers can apply for Priority Pass for self or /and add on members post doing 4 retail transaction on their HDFC Bank Regalia First Credit. Click here to apply
  • Using Priority Pass, you and your add on member  can together avail up to 3 complimentary access per calendar year outside India. 
  • Customers exceeding the 3 complimentary visit would be charged at US $27 + GST per visit 
  • Using Priority Pass in India will attract charges on your Credit Card. Click here to know more
  • These charges will be billed on your subsequent statement within 90 days of date of visit & this transaction will not accrue Reward Points . 
  • The  currency conversion rate would be as per the exchange rate on the day of billing. 
  • Please note, existing Priority Pass members who would want to apply for an add on Priority Pass Card or report a loss / expiry should contact their Relationship Manager / Phone Banking or please write to our Customer Services center at www.hdfcbank.com/query
  • Visit www.prioritypass.com for list of lounge details.

To know about your lounge access history

Please write a mail to pp@prioritypass.com.hk. Please provide name, complete 18 digit Priority Pass number and state that PP Membership is via HDFC Bank program. If there is more than 1 Priority Pass number (belonging to add on PP holders), then please provide all the PP Numbers.

Dining Experience

Experience the Good Food Trail dining program at premium restaurants across top cities. 

Visit www.hdfcbank.com/htdocs/common/Good-Food-Trail/index.html  for details.

Rewards Program

Rewards Accrual
You earn 4 reward points on Rs. 150, on all retail* spends including Insurance, Utilities, and Education.
 Annual Spends Benefit 

  • Earn 5,000 Reward Points on annual spends of Rs. 3,00,000 or more in each anniversary year*
  • Earn additional  2,500 Reward Points on annual spends of Rs. 6,00,000 or more in each anniversary year*

Note - The maximum reward points that can be earned in a statement cycle for Regalia First is 25,000

Exclusive Travel Portal

Unleash the power points like never before on https://offers.smartbuy.hdfcbank.com/regalia , an exclusive portal for Regalia First credit cardholders.

You can choose to redeem your Reward Points instantly against: 

  • Airline ticket booking 
  • Hotel booking

Each Reward Point is worth upto 30 paise when redeemed on https://offers.smartbuy.hdfcbank.com/regalia 

Contactless Payment

  • The HDFC Bank Regalia First Credit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets. 
  • To see if your Card is contactless, look for the contactless network symbol  on your Card. 

(Please note that in India, payment through contactless mode is allowed for a maximum of ₹5000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to ₹5000, the Card holder has to enter the Credit Card PIN for security reasons)


Enjoy Accelerated Reward Points

Get upto 5% cashback on your travel and shopping spends on SmartBuy

Click Here for more details

Fuel Surcharge Waiver

Enjoy a 1% fuel surcharge waiver at all fuel stations across India on transactions between Rs.400 and Rs.5000
* No reward points are earned on fuel transactions

Best in Class Redemption Program  

  • Flights and hotel bookings via Smartbuy at a value of 1 RP = Rs 0.30
  • Airmiles conversion through netbanking at a value of 1RP = 0.3 airmile
  • Products and Vouchers via Netbanking or SmartBuy at a value of 1 RP = upto Rs 0.25
  • Cashback at a value of 1 RP = Rs 0.15​​​​​​​

For Flight and hotel bookings Regalia First Credit card members can redeem up to maximum of 70% of booking value through Reward Points.Rest will have to be paid via Credit Card.

This will be effective from 25.11.2019

Comprehensive Protection

  • Accidental air death cover worth Rs. 50 lakhs 
  • Emergency overseas hospitalization up to Rs. 10 lakhs in case of emergency
  • Lost card liability cover of upto Rs 5 lakhs​​​​​​​

Click Here to update your nominee details.

Click here to view policy.