• 2 Reward Points on Rs. 150 spent.
  • 3X Reward Points on weekend shoppings.
  • 500 Bonus Reward Points on Teacher's Day (September 5th) every year.
  • Effective 1st July'2017,
    - EasyEMI and e-wallet loading transactions will not accrue Reward points.
    - Reward points accrued will be reversed if a retail transaction is converted into SmartEMI.
    - Reward points accrued for Insurance transactions will have a maximum cap of 2,000 per transaction.

Know more




  • Earn 2,400 Reward Points or more in a year on weekend shopping alone!
  • Gift of 500 Bonus Reward Points on a special day!
  • Save Rs. 1,500 in a year on your fuel transactions.
  • Zero Lost Card liability post reporting card loss to bank.

Know more



Click here for Credit Card Usage Guide

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Contact Number
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What are the features and benefits of a Teacher's Platinum Credit Card?


You get to enjoy some exclusive features and benefits with your HDFC Bank Teacher’s Platinum Credit Card


  • Attractive Reward Points
    Earn 2 Reward Points for every Rs. 150 spent on your card, and get many more benefits as below:
    • 1) Weekend bonanza - Earn 3 times the Reward Points on every Rs. 150 spent on weekends i.e. 6 Reward Points per Rs.150. (Weekend includes Saturday & Sunday)
    • 2) Teacher's Day special - Earn 500 Reward Points on Teacher's day (Sept. 5th) every year as a special gift.
  • Fuel Surcharge waiver
    Fuel surcharge of 2.5% plus service tax will be replaced by Convenience fee of 1% plus service tax w.e.f., 01st February 2017.The Fuel surcharge waiver feature is being removed w.e.f 01st February 2017.
  • Zero liability on lost card:
    If you lose your Credit Card, report it immediately to our 24-hour call centre. After reporting the loss, you carry zero liability on any fraudulent transactions made with your card.
  • Interest free credit facility:
    Avail up to 50 days interest free from the date of purchase (subject to the submission of the charge by the Merchant).
  • Reward points validity
    Reward points are valid only for 2 years from the date of accumulation.
    ex:- if you receive reward points in May 2015, same will expire in May 2017.
  • Revolving credit facility:
    Enjoy Revolving Credit on your Credit Card at nominal interest rate, refer Fee and Charges section.
  • Free add-on card:
    Share the excellent features of your Teacher’s Platinum Credit Card with your loved ones. Get up to 3 lifetime free add-on cards, which you can give to your spouse, children (above 18 years of age), parents, brothers or sisters.
  • Utility bills payments:
    Register your Teacher’s Platinum Credit Card with SmartPay, HDFC Bank's Utility Bill payment service. You can then ensure that all your utility bills are paid on time, conveniently and easily.
  • Credit Card Offers: Click here for exclusive offers on your HDFC Bank Credit Card.


  • Earn at least Reward Points or more in a year on weekend shopping alone!
    (Assuming monthly spend on weekends at Rs. 5,000 /-)
  • Gift of 500 Bonus Reward Points on a special day!
    (Bonus Reward Points posted on Teacher's Day i.e. Sept 5th every year)
  • Save at least Rs. 1,500/- in a year on your fuel transactions.
    (Assuming your average fuel purchase every month is Rs. 5,000/-)
  • Zero Lost Card liability post reporting card loss to bank.


You are eligible for a Teacher’s Platinum Credit Card based on the following :

Salaried Employee

Minimum Age 21 years

Maximum Age 60 years

Self Employed

Minimum Age 21 years

Maximum Age 65 years

What are the fees and charges applicable on a Teacher's Platinum Credit Card?

Here is the list of the charges applicable on your Teacher’s Platinum Credit Card.

Goods and Services Tax (GST)

  • Effective 1st July 2017 Service Tax , KKC & SBC of 15% is replaced by Goods&Service Tax (GST) at 18%
  • The applicable GST would be dependent on place of provision (POP) and place of supply (POS).If POP and POS is in the same state then applicable GST would be CGST and SGST/UTGST else, IGST.
  • GST For FEE & Charges / Interest transactions Billed on statement date will reflect in next month statement.
  • GST levied will not be reversed on Any dispute on Fee & Charges / interest.

Learn about EMV Chip Cards

HDFC Bank welcomes you to the world of EMV Chip Cards. This range of Credit Cards comes equipped with a Chip Technology that provides you with enhanced security.

At HDFC Bank, we understand your need for safer and more secure transactions. With HDFC Bank’s range of EMV Chip Cards you can rest assured that your card transactions are safe and completely secure.

The Chip Card processes your data with unparalleled security and it is virtually impossible to copy or tamper with. It also protects your card against counterfeiting and skimming.

EMV Chip Cards are currently available on the following Cards:

  • Regalia
  • Superia
  • Platinum Edge
  • Titanium Edge
  • Solitaire
  • Solitaire Premium
  • Doctor's Superia
  • Doctor's Platinum
  • JetPrivilege HDFC Bank World
  • JetPrivilege HDFC Bank Platinum
  • JetPrivilege HDFC Bank Titanium
  • Teacher's Platinum
  • Platinum Plus
  • Visa Signature
  • World Mastercard
  • Titanium

A Must On Your International Tours

Your International travel and shopping experience should always be secure. Here's where your HDFC Bank EMV Chip Credit Card enables you to travel the world, dine at the finest restaurants, shop at the best places and soak in and enjoy the best experiences from around the world without having to worry about security of your transactions. Your Chip Credit Card helps protect you from fraudsters, forgers and all other security risks that you may face while using your Credit Card.

There are quite a few countries today where it is considered risky to use Credit Cards as the risks are high. HDFC Bank's EMV Chip Credit Cards helps you side-step this hurdle and provides you with a convenient and satisfying experience on your international trips.

Have questions?