Preferred Website - Fees and Charges
Product/Type of ChargePreferred Fees and Charges
Debit Card

Annual fee per Preferred Platinum Chip Debit Card is Rs. 750* p.a. *Exclusive of taxes. 

The above fees will be waived as long as you are a part of the HDFC Bank Preferred Banking Programme#.

Charges on Non-Maintenance of minimum Balance in Savings AccountsNil
LockerLocker with 50% discount on annual rental charge available for one locker per group.
Forex transaction ratesUp to 8 paise better rate on card rate for forex transactions on select currencies. 
Multicurrency Forex Card

50% Discount on issuance fees on Multicurrency card.

​​​​​​​Log-on to: https://getprepaidcard.hdfcbank.com/index.aspx, for discount, contact your RM for the promo code.

Chequebook issuance Nil charges for Savings Account.
DD/MC Charges on Savings AccountsNil issuance charges onDD/MC up to Rs.1Lakh per day per customer as long as part of the Preferred programme
DD/MC Cancellation / revalidationWef 1st August'21 -Rs.60, Senior citizen - Rs.54
Transactions on Domestic ATMNo charges for usage of HDFC Bank as well as Non HDFC Bank ATMs
Cash Transaction Charges for Savings Accounts (cumulative of deposit/withdrawal and home/non-home branch)
Effective 9th December'17
7 transactions with Nil charge
Value of Rs. 5 Lakh at Nil charge per month per account 'Self/Third party' inclusive

Transactions that exceed above limits will be charged as per the existing cash transaction charges as per the standalone Savings Account variant held by the customer

 ECS /ACH Return Charges (Wef 1st August'21)Return in a month
1st - Rs.450 (Sr Citizen - Rs 400)
2nd r- Rs.500 (Sr Citizen - Rs 450)
3rd onwards - Rs.550 (Sr Citizen - Rs 500)
Cheque return charges drawn on us (W.e.f 1st August'21)Due to insufficient funds Return in a month
1st - Rs.450 (Sr Citizen - Rs 400)
2nd r- Rs.500 (Sr Citizen - Rs 450)
3rd onwards - Rs.550 (Sr Citizen - Rs 500)
Due to funds transfer cheque return
Rs. 350/- (Sr Citizen - Rs 315)
Due to technical reasons
Rs. 50/- (Sr Citizen - Rs 45) (e.g. - Date not mentioned, post-dated, sign mismatch, etc.)
Cheques deposited - Returned Unpaid(Effective 1st Dec'17)Rs.200/- per instance
Demat account Annual Maintenance Charge (AMC) *Non BSDA Demat accounts

NIL AMC charges if at least 1 transaction. Click here for detailed tariff sheet.

To know more about the Features of Regular & BSDA A/c click here

NEFT/RTGSNil charges through online mode
Charges applicable as per savings / current account variant for outward fund transfers done through branch
IMPSNil charges
Bill PayNil charges
Mandate registration chargesNil charges
Insta AlertNil charges
Standing InstructionsNil charges
SI set on Net Banking (Wef 1st August'21)Discontinued
Current Accounts

Click here for detailed Tariff on Max Advantage Ascent Activ Current Account

Click here for detailed Tariff on Regular Premium Plus Current Account

Click here for detailed Tariff on Agri  Professional E-Comm Current Account

For Tariff of discontinued variants (sourcing/switching) Click here

Past RecordsRefer to detailed Segmented Current Account tariff. Click here

Refer to detailed Generic Current Account tariff. Click here

"HDFC Bank Programme Terms and conditions apply. 
"All other charges/fees not listed above will be applicable as per the respective base product variant held by the customer 
Taxes as applicable would be charged separately

In case of change in account relationship/downgrade of account, the debit card annual charges shall be applicable from the date of change in relationship. The schedule of charges is subject to change from time to time and the customer is requested to visit the website www.hdfcbank.com for further information. The customer further agrees and gives its express consent that, in case of a change in account relationship at any point in time, the Bank reserves the unconditional right to levy appropriate charges as applicable for the Debit Card variant on pro rata basis for the period from the date of change in account relationship till the next billing date, as may be applicable.