FEATURES
ELIGIBILITY
Preferred Banking Eligibility Criteria*
A minimum Average Monthly Balance of Rs. 4 Lakhs in the Savings Account
OR
A minimum Average Quarterly Balance of Rs. 6 lakhs in Current Account
OR
A combined average monthly balance of Rs.20 Lakhs or more across Retail Liability Value**
OR
A Total Relationship Value (TRV)*** of Rs. 50 Lakh or more
OR
For Salaried Customer, Monthly net salary credit of Rs. 2 Lakhs & above in HDFC Bank Corporate Salary Account#
HDFC Bank Programme Terms and conditions
- *Balance is measured as a combined balance across account/s linked to your Customer ID or over the account/s of other customers linked to your "Group" (as defined in the HDFC Bank Programme Terms and conditions).
- The tenor of the Fixed Deposits should be at least six months.
- **Retail Liability Value comprises of average quarterly balances maintained in Current accounts, average monthly balances maintained in Savings accounts and average monthly balances maintained in Fixed Deposit accounts with HDFC Back.
- #Net Salary credit criteria is considered as monthly net salary credit in HDFC Bank Corp Salary Account.
- ***Total Relationship Value (TRV) is measured as a combined balance across account/s, investment and loans linked to your Customer ID or over the account/s of other customers linked to your “Group” (as defined in the HDFC Bank Programme Terms and Conditions)
Total Relationship Value (TRV) is aggregated at Customer ID or Group ID level, including- 1) Liability Relationship with HDFC Bank 2) Mutual Funds & Investment Products value through HDFC Bank 3) 20% of Retail loan^ outstanding value availed through HDFC Bank 4) 20% of Demat balance with HDFC Bank 5) Insurance Premia of all policies with HDFC Bank.
^ Retail loan comprises of – Auto Loan (AL), Personal Loan (PL), Business Loan (BL), Education Loan (ED), Two-Wheeler Loan (TWL), Tractor Loan (TRL), Gold Loan (GL), Loan Against Property (LAP), Loan Against Shares (LAS) > 15 lakhs, Home Loan (HL), Consumer Durables (CD) & Business Assets (BA).
- The new Programme eligibility criteria is effective from 1st July 2025.
- For existing groups onboarded on or before 30th June 2025, the new eligibility criteria will come into effect from 1st October 2025.
- In case any existing group is upgraded or downgraded on or after 1st July 2025, the new eligibility criteria will be applicable immediately.