Enclosed below are HDFC Bank Kisan Club Savings Account Interest Rates & Charges

Description of Charges

Kisan Club Savings Account

Minimum Balance HYB (Half Yearly Balance)
​​​​​​​Urban / Semi-Urban / Rural Branches: HYB Rs.2,500/- or Fixed deposit of Rs 25,000.

HYB Rs.2,500 (Urban /Semi Urban / Rural Branches)

Charges on non maintenance thereof

For Urban / Semi Urban / Rural branches::

Non maintenance of charges of Rs.750.00 per half year

Cheque Book

Free - 25 cheque leaves per calendar quarter
Additional chequebook of 25 leaves will be charged @ Rs 50/- per chequebook

Account Statements - Free

Quarterly statements sent by post.

Passbook issuance*


Duplicate passbook issuance*

Rs 100/-

Cheque Collection - Local Clearing Zone


Balance Enquiry / Cheque Deposit / Mini Statement transactions on HDFC Bank ATMs








International Debit Card

Free for 1st Year. Annual Charges Rs. 100 applicable from 2nd year onwards.

Debit Card - Replacement charges

Rs. 100 (plus taxes).

Inoperative Account - Account with no customer initiated transaction in the account for past 1 year

Rs 50/- per quarter

Any Deliverable returned by courier due to negative reasons (no such consignee/ consignee shifted and no such address)

Rs 50/- per instance

TIN/IPIN Regeneration (requests received at the branch for physical dispatch)

Rs 50/- per instance

SI rejects

Rs 200/- per instance

Cash Handling for cash deposit at home branch

For non-managed customers

- Cash deposit value upto Rs 1 lakh/day - No charge 
- Above Rs 1 lakh - Rs 25/- per Rs 50,000 or part thereof.

One time Mandate Authorisation Charges per mandate

(Inward NACH received through physical & online both)

₹100/- + GST (effective 1st July 2019)

NEFT charges - outward (Branch)

  • Amounts up to Rs. 1 lac - Rs.2 (plus GST) per transaction 
  • Amounts above Rs.1 lac - Rs.10 (plus GST) per transaction 

RTGS charges - outward (Branch)

Rs. 2 Lac & above - Rs. 15 (plus GST) per transaction 

*at home branch for account holders (individuals)

Other Charges as per S&F brochure apply.

All fees and charges mentioned above will attract Service Tax as Applicable.