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Open Current Account Online

HDFC Bank offers a Current Account to meet every kind of requirement from every kind of organisation – be it a micro, small, medium or a large enterprise. These may be merchant establishments, manufacturing facilities, charitable trusts, housing societies, hospital or even individual led sole proprietorship firms.

With HDFC Bank Current Accounts, you can efficiently manage cash, simplify your payments and collections, and benefit from a wide range of free banking services such as fund transfers, local clearing, dynamic limits, cash deposits and withdrawals, etc. 

This festive season, power your business with exclusive Festive Treats from HDFC Bank. As Dussehra and Diwali approach, enjoy up to 15 times free cash deposit limit (basis account balance), waiver on account balance commitment when you opt for Soundbox or PoS, and special offers on banking services under our Premier Banking Program. Whether it’s seasonal inventory, bonuses for your team, or extra cash flow to meet seasonal demand, your Biz+ Current Account ensures your business stays ready to celebrate growth. 

Offer Validity: Till 31st October 
T&C Apply 

Check Festive Treats Now  

Biz Lite+ Account

  • Free Cash Deposit (at any HDFC Bank Branch) of up to ₹2 lakh per month or 6 times of Current Month AMB*, whichever is higher
  • Free Cash Withdrawals up to 6 times of Current Month AMB* at HDFC Bank Non-Home Branch
  • Balance Commitment Waiver basis ₹3 lakh or more quarterly volumes through POS / SmartHub Vyapar App / Payment Gateway
  • Enjoy monthly rental waiver on Soundbox with a transaction volume of ₹100,000*
  • Complimentary Business Insurance up to ₹3,00,000* & Payment Protection Insurance up to ₹2,00,000*

Biz Pro+ Account

  • Free Cash deposit up to ₹6 lakh per month or 10 times of Current Month AMB*, whichever is higher
  • Free Cash Withdrawals up to 10 times of Current Month AMB* at HDFC Bank Non-Home Branch
  • Balance Commitment Waiver basis ₹5 lakh or more quarterly volumes through POS / SmartHub Vyapar App / Payment Gateway
  • Enjoy monthly rental waiver on POS with a transaction volume of ₹3 lakh* at Metro & Urban locations, ₹2 lakh* at SURU locations
  • Complimentary Business Insurance up to ₹5,00,000* & Payment Protection Insurance up to ₹2,50,000*

Biz Ultra+ Account

  • Free Cash deposit up to ₹25 lakh per month or 12 times of Current Month AMB*, whichever is higher
  • Free Cash Withdrawals up to 12 times of Current Month AMB* at HDFC Bank Non-Home Branch
  • Balance Commitment Waiver basis ₹7 lakh or more quarterly volumes through POS / SmartHub Vyapar App / Payment Gateway
  • Enjoy monthly rental waiver on POS with a transaction volume of ₹ 3 lakh* at Metro & Urban locations, ₹ 2 lakh* at SURU locations
  • Complimentary Business Insurance up to ₹7,50,000* & Payment Protection Insurance up to ₹3,00,000*

Biz Elite+ Account

  • Free Cash deposit up to ₹75 lakh per month or 15 times of Current Month AMB*, whichever is higher
  • Free Cash Withdrawals up to 15 times of Current Month AMB* at HDFC Bank Non-Home Branch
  • Balance Commitment Waiver basis Rs 15 Lacs or more quarterly volumes through POS / SmartHub Vyapar App / Payment Gateway
  • Enjoy monthly rental waiver on POS with a transaction volume of ₹ 3 lakh* at Metro & Urban Locations, ₹ 2 lakh* at SURU Locations
  • Complimentary Business Insurance up to ₹10,00,000* & Payment Protection Insurance up to ₹4,00,000*

Vyapar Current Account

  • The complete business and banking solution for merchants
  • Zero-balance current account with auto-upgrade benefits*
  • Accept & make payments digitally with Smarthub Vyapar App
  • Get access to quick & easy finance
  • Insure from uncertainties with Business Insurance Policy

Startup Current Account

  • Adjusts to your startups growing business needs
  • Zero Non-Maintenance charges for first 4 quarters
  • Exciting bundled offerings for HDFC Bank startup customers

Saksham Current Account

  • Zero Non Maintenance charges for 2 calendar half years (including account opening year)
  • Deposit cash up to 50 lacs OR 50 txns per month (whichever is breached first) at HDFC Bank branch in your city
  • Withdraw cash up to 1 lac per day FREE at HDFC Bank Non-Home Branches

Escrow Account Solutions

  • Efficient & effective handling of complex escrow arrangements through our specialised escrow desk
  • No transaction charges in escrow accounts
  • H2H / API Integration facility

Institutional Current Account

  • No need to maintain balance in this account
  • Free cash deposit up to ₹50 lakhs per month or 50 transactions (whichever is breached first) combined limit across HDFC Bank home and non-home branch
  • Issue Unlimited Free Demand Draft (DD) & Pay Orders (PO) payable at all HDFC Bank Locations

RFC - Domestic Account

  • Open your RFC account in three currencies – USD, EUR, GBP
  • Retain foreign exchange in the currency you earn it in
  • Enjoy preferential rates when you convert to local currency

Exchange Earners Foreign Currency (EEFC) Account

  • Open your EEFC account in multiple currencies
  • Retain foreign exchange in the currency you earn it in
  • Enjoy preferential rates when you convert to local currency

CSR / Unspent CSR Account

  • Conduct your transactions seamlessly anytime, anywhere via Internet banking for your CSR Account.
  • Open an unspent CSR account with no obligatory minimum balance
  • Account can be opened with number of your choice.

Regular Collection Account

  • Deposit up to ₹ 2 lakh cash-free per month or 25 transactions (whichever is breached first) at any HDFC Bank branches
  • Daily settlement of funds at BOD (Beginning of day) to Primary lending bank via NEFT/RTGS
  • Customer eligible to open Regular Collection Account in line with RBI guidelines dated 06/08/2020 on “Opening of Current Accounts by Banks - Need for Discipline” Circular Ref no. RBI/2020-21/20 DOR.No.BP.BC/7/21.04.048/2020-21

RERA Current Account

  • Enjoy Zero balance commitment*
  • Seamless digital collection and payment solutions
  • Choose account number of your choice

Difference Between Current Account & Savings Account

Current Accounts
Savings account

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