Enclosed below are HDFC Bank Apex Current Account fees and charges

Description of ChargesApex Current Account
Minimum Balance (Average Quarterly Balance)Rs. 10,00,000/- per quarter
Non-Maintenance Charges per quarterCharge of Rs.5,000/- per quarter if AQB is less than Rs.10,00,000 but greater than or equal to Rs. 5,00,000/-; Rs.10,000/- per quarter if AQB is less than Rs. 5,00,000/-
Mode of calculation of minimum average quarterly balanceAverage of daily closing balances of each day spread over a period of three months
Cheque Book Charges (Issued By Bank)

( Customer can request for maximum 100 cheque leaves through NetBanking. For requests above 100 cheque leaves customer needs to visit the branch.)

Payable at par cheques. Free 1000 cheque leaves per month. Charges Rs 2/- per leaf beyond 1000 leaves
Other Current Account Facilities
Account StatementFree (Monthly)+
Duplicate/Adhoc Statement
Requests through Direct Banking ChannelsRs.50/- per statement through ATM / Mobile Banking / NetBanking and Phone Banking (IVR)
At branch or PhoneBanking (Non-IVR)Rs.100/- per statement through Branch; Rs.75/- per statement through PhoneBanking (Non-IVR)
Hold Statement FacilityRs.400/- per year
Remittance facility through own Bank
Demand Drafts (DD)
Payable at HDFC Bank
Locations (Issued from
Any branch)/ Duplicate DD
Pay Orders (PO) - on
HDFC Bank Locations
(Issued from
Any branch)/ Duplicate PO
Issuance of DD / PO
Through PhoneBanking
Free without limit
Only DD amount upto Rs. 5,00,000 for Current Apex
Account holders accepted at PhoneBanking.
DD/PO-Cancellation/RevalidationRs.100/- per instrument
NEFT/EFT Transactions :
RTGS Transactions :
Local Transactions (At home branch location)
Local cheques collections & paymentsFree
Account to Account Fund Transfer within HDFC BankFree
Anywhere Transactions (except Dahej)
Account-to-Account Fund Transfer within HDFC BankFree
Payment at HDFC Bank LocationsFree
Collections at HDFC Bank LocationsFree
Bulk Transaction ChargesAll above transaction are subject to a maximum of 1000 transaction per month beyond which charges @ Rs.10/- per transaction would be levied. Includes all Local/Anywhere clearing & Funds transfer transactions
Remittance facility through other Bank
Issue of Demand Drafts (DD) / Duplicate DD (Correspondent tieup)Free upto Rs.15 lacs per month beyond which charges @ Rs.1.50 per Rs.1000/- Minimum Rs.50/- per DD
DD-Cancellation / RevalidationRs.100/- per instrument
Cheque Collection
Outstation Cheque Collection at Bank Locations
Instrument ValueCharges
Any AmountFree
Outstation Cheque Collection at Correspondent Bank Location
Instrument ValueCharges
Upto Rs 35,000/-Rs 50/- per instrument
Above Rs 35,000/- and upto Rs 1,00,000/-Rs 100/- per instrument
Above Rs 1,00,000/-Rs 150/- per instrument
Outstation Cheque Collection at Clean Location
Instrument ValueCharges
Upto Rs 25,000/-Rs 50/- per instrument
Above Rs 25,000/- and upto Rs 1,00,000/-Rs 100/- per instrument
Above Rs 1,00,000/-Rs 150/- per instrument
Outstation Cheque Collection through Speed ClearingFree
Bouncing of cheques- Local
Cheque Return Charges - Cheques Drawn on us
Due to Insufficient FundsUp to 2 instruments per month - Rs. 500 per instrument ;On 3rd instrument onwards - Rs. 750 per instrument
Due to Technical ReasonsNo charge
Cheques Deposited Returned UnpaidLocal Cheque:Rs 100 per instrument and Outstation Cheque:Rs 150 per instrument
Doorstep Banking **
Cash Pickup Charges (within municipal city limits)
Cash Pickup upto Rs 1 LacRs 150/- per pickup
Cash Pickup beyond Rs 1 Lac and upto Rs 2 LacRs 200/- per pickup
Cash Pickup beyond Rs 2 Lac and upto Rs 3 LacRs 300/- per pickup
Cash beyond the above limits can be offered, for further details on charges please contact your Branch Manager
Cash Transactions
Cash Deposit
Cash Deposit-Home Branch LoationHigher of Rs.120 Lacs per month or 10 times the previous month AMB or 60 transactions, whichever is breached first; (Subject to a maximum monthly limit of Rs.500Lacs); beyond free limit, charges at Rs. 3 per Rs. 1000; minimum of Rs.50/-. per transaction
Operational limit for Cash Deposit -Non Home branchesMax Cash Deposit limit at non-home branches is subject to a limit of Rs.3 Lac per day
Cash Deposit - Non Home LoationFree upto Rs.30 Lacs per month or 25 transactions, whichever is breached first; beyond free limit charges at 3.5 per 1000; minimum of Rs.50/- per transaction
Free Cash deposite Limit will lapse for the account if AQB/AMB/HAB maintained is less than 75% of required product AQB/AMB/HAB i.e. Customer will be charged from 1st transaction of cash deposit.
Cash Withdrawal
Cash Withdrawal-Home BranchFree .
Cash Withdrawal-Non Home Branch-Intercity & IntracityFree cash withdrawals upto Rs.50,00,000/- per month, beyond which charges @ Rs.2 per 1000, min Rs.50/-per transaction on incremental amount; Third party cash withdrawal allowed only up to maximum Rs. 50,000/- per transaction.
Balance enquiryRs.25/-
TDS CertificateFree
Balance Confirmation CertificateRs.50/-
Interest CertificateRs. 50/-
Cheque Status per instanceRs. 25/-
Photo VerificationRs 100/- per instance
Address ConfirmationRs 100/- per instance
Signature VerificationRs 100/- per instance
ECS (Debit) Return Charges
(Quarterly Charges)
Upto 3 returns - Rs. 350/ instance
4th return onward Rs. 750 /instance
Setting up of Standing InstructionsNil
Any Deliverable returned by courier due to negative reasons (no such consignee/ consignee shifted and no such address)Rs 50/- per instance
TIN/IPIN Regeneration (requests received at the branch for physical dispatch)Rs 50/- per instance
SI rejectsUpto 3 returns - 350/instance
4th return onward 750/instance
Old Records / Copy of Paid Cheque
Upto 1 YearRs.50 per record
Above 1 YearRs.100 per record
Common Charges for Debit / ATM Cards
Replacement of damaged cardFree
Replacement of Lost cardRs.200 /-
Copy Retrieval RequestRs.100
Re-Issuance of PINRs.50 (plus taxes)
ATM Usage:
Transacton TypeBalance InquiryCash Withdrawal
HDFC Bank ATMsFreeFree
Non-HDFC Bank ATMs
Domestic3 transaction in 6 Cities** and 5 transactions in other than above cities free per month, beyond which charges applicable @Rs.20/- per transaction
Note : **6 Cities- Transactions done in Mumbai, New Delhi, Chennai, Kolkata, Bengaluru and Hyderabad ATMs will be considered

*The Bank will charge cross-currency mark-up of 3.5% on foreign currency transactions carried out on Debit Cards. The exchange rate used will be the VISA/Master Card wholesale exchange rate prevailing at the time of transaction

Rs.25/- per transactionRs.125/- per transaction
Transaction Decline Charge (at Non HDFC Bank ATM's)Rs. 25 per transaction
Stop Payment Charges
Particular chequeRs. 100/-  (Free through PhoneBanking)
Range of chequesRs. 250/- (Free through PhoneBanking)
Account Closure:
Up to 14 daysNo Charge
15 days to 6 monthsRs 2,000/-
6 months upto 12 monthsRs 1,000/-
Beyond 12 monthsNo Charge
Activation of Dormant / inoperative accountNo Charge
InstaAlert / Mobile Banking
Insta AlertNil
Transactions through PhoneBanking:
Interactive Voice Response (IVR)Free
Non-IVR Agent-assisted – for accounts maintaining AQBFree
Non-IVR Agent-assisted – for accounts not maintaining AQB as of previous quarterRs 50/- per call
Charges on all IMPS Outgoing transactions:

Fees and Charges for Apex Current Account effective 1st January 2016.

Slabs (Rs)Charges Exclusive of GST (Rs)
Up to 100,0005
100,001 upto 200,00015
Debit Cards (only for Individuals & Sole Proprietorship)
Debit CardEasy ShopATM Card
Annual Fee per CardFreeFreeRs.500 p.aRs.100 p.a.Free
Daily ATM LimitRs.50,000Rs.25,000Rs.50,000Rs.25,000Rs. 10,000
Daily Merchant Establishment Point of Sale LimitRs.75,000Rs.40,000Rs.75,000Rs.40,000NA
# Also available for partnership firms & limited company current accounts which have operating instructions as "Singly"
One time Mandate Authorisation Charges per mandate (Physical / Online)Rs. 100/- + GST (effective 1st July 2019)