How to Upgrade to Regalia Gold Credit Card

How to Upgrade to Regalia Gold Credit Card

3 May, 2024


  • Reasons to get a Regalia Gold Credit Card include quarterly and annual spending rewards, complimentary lounge access and more.

  • Check your eligibility by visiting the Regalia Gold Credit Card webpage.

  • Upgrade to Regalia Gold Credit Card through online facilities like NetBanking or MobileBanking.

Combine your regular purchases, dining outings, and travel adventures with opulence and exclusivity by upgrading to HDFC Bank’s Regalia Gold Credit Card. This Credit Card is for those seeking to step towards a richer and more rewarding lifestyle. In this blog, we will guide you on how to upgrade to Regalia Gold Credit Card and provide prime reasons why you should consider upgrading to the Regalia Gold Credit Card.

5 Reasons to Upgrade to Regalia Gold Credit Card

  1. Welcome Benefits: As a Regalia Gold Credit Cardholder, you will get exclusive benefits such as a complimentary Club Vistara Silver Tier and MMT Black Elite membership.

  2. Quarterly spend rewards: You can turn your regular expenses into tangible rewards by earning ₹1,500 worth of vouchers on quarterly spends of ₹1.5 lakh to enhance your overall spending experience.

  3. Annual spends rewards: Make your purchases more rewarding with ₹5,000 worth flight vouchers on annual spends of ₹5 lakh, plus an additional ₹5,000 voucher on reaching spends of ₹7.5 lakh.

  4. Special rewards at selected brands: Elevate your shopping experience with 20 Reward Points on making purchases at your favourite brands including Marks & Spencer, Myntra, Nykaa, and Reliance Digital.

  5. Lounge access: Enjoy the privilege of complimentary lounge access at over 1000 airports.

How To Check Your Eligibility for Regalia Gold Credit Card?

If you are eager to upgrade to the Regalia Gold Credit Card, here is how you can check your eligibility quickly:

Step 1: Visit the HDFC Bank Regalia Gold Credit Card page and click on ‘Check Eligibility.’

Step 2: Enter your registered mobile number with HDFC Bank and the last 4 digits of your current Credit Card to access your account.

Step 3: Upon entering your details, a One-time Password (OTP) will be sent to your registered mobile number for verification purposes.

Step 4: Once verified, you will be directed to a page where you can check your eligibility for the Regalia Gold Credit Card.

Step 5: Review the available offers and benefits associated with the upgrade.

Step 6: Select the offer that suits your preferences and needs and confirm your request for the Regalia Gold Credit Card upgrade.

How to Upgrade to Regalia Gold Credit Card?

There are multiple ways that offer you the flexibility and convenience to upgrade to the Regalia Gold Credit Card. You can choose the method that best suits your convenience:

  1. Instant online upgrade:

    You can easily upgrade to a Regalia Gold Credit Card by accessing the dedicated card upgrade portal. Simply go to the check eligibility portal to initiate the upgrade process digitally from anywhere, at any time.

  2. Net Banking upgrade:

    Access your HDFC Bank NetBanking account and navigate to the 'Cards' section. From there, proceed to 'Request' and select 'Credit Card Upgrade.' Follow the prompts to initiate your upgrade to the Regalia Gold Credit Card seamlessly within the secure Net Banking platform.

  3. Phone Banking assistance:

    Reach out to HDFC Bank's 24/7 phone banking number for personalised assistance in upgrading your Credit Card. A customer service representative will guide you through the process.

  4. Visit the nearest HDFC Bank branch:

    For detailed information and personalised guidance, consider visiting your nearest HDFC Bank branch. The bank's staff will provide you with comprehensive details about the Regalia Gold Credit Card.

Fees and Charges of Upgrading to Regalia Gold Credit Card

There are no hidden charges or additional fees for the Credit Card upgrade process itself. However, upon successfully upgrading, the applicable fees will align with the ongoing fee structure. The Joining or Renewal Membership Fee for Regalia Gold Credit Card is ₹2,500 plus applicable taxes.

Indulging in Luxury and Exclusivity with Regalia Gold Credit Card

When you upgrade to the HDFC Bank Regalia Gold Credit Card, you get exclusive travel benefits, enticing reward programs, and elite memberships. It is a comprehensive package designed to elevate your lifestyle. Do not waste more time, upgrade to the Regalia Gold Credit Card today and experience luxury, convenience, and rewards with one Credit Card. Upgrade now!

*Terms and conditions apply. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Credit Card approvals at the sole discretion of HDFC Bank Limited. Credit Card approvals is subject to documentation and verification as per Bank's requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.

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