How is the Regalia Gold Credit Card Different from the Regalia Credit Card?

How is the Regalia Gold Credit Card Different from the Regalia Credit Card?

30 April, 2024


  • Features of Regalia Gold Credit Card, including complimentary benefits, flight vouchers, rewards and more.

  • Key features of Regalia Credit Card offering complimentary lounge access, milestone benefits and more.

  • You can get insurance coverage, concierge services, and dining benefits with both cards.

If you want to have exclusivity and luxury available in your hands, then having a Regalia Gold Credit Card or Regalia Credit Card is all you need. With these Credit Cards, you can enjoy a range of benefits such as complimentary lounge access, rewards on purchases, elite memberships and more. So, let's explore the difference in features between Regalia and Regalia Gold Credit Card to help you make the most suitable choice.

Key Features of Regalia Gold Credit Card

The Regalia Gold Credit Card offers a world of exclusive benefits and privileges. Here is a closer look at the key features that set the Regalia Gold Card apart:

  • Welcome benefits: Enjoy complimentary Club Vistara Silver Tier and MMT Black Elite memberships for elevated travel experiences right from the start.

  • Rewarding spends: Add extra value to your regular transactions with ₹1,500 worth of vouchers on quarterly spends of ₹1.5 lakh. Furthermore, you get ₹5,000 worth of flight vouchers on annual spends of ₹5 lakh, and an additional voucher of ₹5,000 on reaching spends of ₹7.5 lakh.

  • Special rewards on shopping: Shop from your favourite brands with extra perks of 5X Reward Points on every spend at Marks & Spencer, Myntra, Nykaa, and Reliance Digital.

  • Airport lounge access: Travel like a VIP with complimentary lounge access at over 1000 airports, domestic or international.

Key Features of Regalia Credit Card

The Regalia Credit Card is designed to elevate your financial experience. Let's delve into its distinctive features:

  • Airport lounge access: Experience luxury with 12 complimentary airport lounge accesses within India and 6 abroad.

  • Exclusive rewards: Elevate your rewards game by earning 10,000 Reward Points on achieving spends of ₹5 lakhs in an anniversary year. Plus, get an extra 5,000 Reward Points when your spending hits ₹8 lakhs, adding value to your milestones.

  • Reward points: Earn 4 Reward Points on every ₹150 spent on all retail transactions. From daily essentials to occasional splurges, your spending accumulates into a rewarding experience.

Other Benefits of Regalia Gold and Regalia Credit Card

Both the Regalia Gold and Regalia Credit Cards offer a set of common benefits and additional features that cater to your various lifestyle needs:

  • Concierge services: Get exclusive 24/7 concierge services available with both cards, offering assistance and support for various needs and inquiries.

  • Good Food Trail program: Both cards grant access to the Good Food Trail program, enabling you to enjoy up to 20% savings on restaurant bill payments through Swiggy Dineout across a vast network of 20,000+ restaurants.

  • Insurance coverage: Both cards provide comprehensive insurance coverage:

    • Accidental air death covers worth ₹1 crore.

    • Emergency overseas hospitalization coverage up to ₹15 lakhs.

    • Credit liability cover extending up to ₹9 lakhs, ensuring added protection for the cardholder.

Regalia Gold Credit Card Vs. Regalia Credit Card

Let us compare the key differences between the Regalia and the Regalia Gold Credit Card. Here are all the key differences between each card:


Regalia Gold Credit Card

Regalia Credit Card

Welcome Benefits

Club Vistara Silver Tier & MMT Black Elite Membership, ₹2,500 Gift Voucher equivalent to Joining Fee


Quarterly Spends

₹1,500 worth vouchers on ₹1.5 lakh spends


Annual Spends

₹5,000 worth flight vouchers on ₹5 lakh spends, additional ₹5,000 on ₹7.5 lakh

Bonus 10,000 Reward Points on ₹5 lakh spends, additional 5,000 on ₹8 lakh

Reward Points

5X at Marks & Spencer, Myntra, Nykaa & Reliance Digital, 4 points on every ₹150 spent

4 points on every ₹150 spent

Milestone Benefits

Vouchers worth ₹1,500 on quarterly spends of ₹1.5 lakh, flight vouchers on annual spends

Bonus Reward Points on annual spends

Fuel Surcharge Waiver


1% waiver at all fuel stations across India

Regalia Gold Credit Card for Added Exclusivity

The Regalia Gold Credit Card boasts extensive travel benefits, diverse rewards, and exclusive memberships, making it appealing for those seeking a blend of luxury and rewards. However, the choice between the Regalia Gold Credit Card and the Regalia Credit Card depends on individual preferences and priorities. Apply for Credit Card today!

*Terms and conditions apply. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Credit Card approvals at the sole discretion of HDFC Bank Limited. Credit Card approvals is subject to documentation and verification as per Bank's requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.

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