Steps to Apply for a Regalia Gold Credit Card

Steps to Apply for a Regalia Gold Credit Card

03 May, 2024


  • You can conveniently apply for a Regalia Gold Credit Card online from the comfort of your home or office.

  • Numerous benefits of the Card include exclusive memberships, rewards on quarterly and annual spends, reward points on retail purchases and more.

  • Get a ₹2,500 voucher after paying memberships fee of ₹2,500. 

HDFC Bank’s Regalia Gold Credit Card is designed to elevate your lifestyle. This card offers numerous benefits including travel vouchers, dining offers, elite memberships, Smart EMI options and more. With all these benefits, getting your hands on this card can be more appealing. So, let us learn how you can apply for a Regalia Gold Credit Card and explore the benefits this card offers. 

How to Get Regalia Gold Credit Card

Follow these steps to apply for the Regalia Gold Credit Card: 

  • Head to the HDFC Bank website and navigate to the Regalia Gold Credit Card page.
  • Click on ‘Check Eligibility,’ which will redirect you to the Credit Card application portal.
  • Begin by providing essential information as required, which includes your mobile number, Date of Birth or Permanent Account Number (PAN). 
  • Review and verify the accuracy of the information provided. Ensure it aligns with your official identification documents.
  • Explore the available Credit Card options and select the HDFC Regalia Gold Credit Card from the choices offered.
  • Complete the application process by submitting the required details.

Await confirmation regarding the status of your application, which may be communicated through email, SMS, or the HDFC Bank portal. Upon approval, the card will be dispatched to your registered address.

Eligibility Requirements for Regalia Gold Credit Card

Here are the eligibility requirements for Indian Nationals to obtain the HDFC Bank Regalia Gold Credit Card:

  • Eligibility criteria for salaried individuals:

    Age criteria: Minimum age of 21 years and a maximum of 60 years.
    Income: A net monthly income exceeding ₹1,00,000.

  • Eligibility criteria for self-employed individuals:

    Age Criteria: Minimum age of 21 years and a maximum of 65 years.
    Income: Income Tax Return (ITR) should reflect an annual income exceeding ₹12 lakh.

Benefits of Having Regalia Gold Credit Card

HDFC Bank’s Regalia Gold Credit Card offers an array of compelling benefits to transform every purchase into a rewarding experience:

  • Exclusive memberships and welcome benefits: Enjoy complimentary Club Vistara Silver Tier and MMT Black Elite Membership to enjoy enhanced privileges while travelling. 

  • Reward on quarterly and annual spends: Earn vouchers worth ₹1,500 on quarterly spends of ₹1.5 lakh, adding extra value to your routine expenses. Furthermore, unlock ₹5,000 flight vouchers on annual spends of ₹5 lakh, with an additional ₹5,000 voucher on reaching spends of ₹7.5 lakh.

  • Earn reward points: Enhance your earnings with 5X Reward Points on making purchases at Marks & Spencer, Myntra, Nykaa, and Reliance Digital. 

  • Lavish travel experience with lounge access: Get complimentary lounge access to over 1000 airport lounges and indulge in luxury and comfort before your flight.

  • Reward points on everyday spends: Earn 4 Reward Points on every ₹150 spent on retail purchases, including various categories like insurance, utilities, and education.

  • Exclusive 24/7 concierge services: Experience personalised assistance and convenience with round-the-clock concierge services tailored to your needs.

  • Good Food Trail Program: Enjoy delightful dining benefits with up to 20% savings on restaurant bill payments via Swiggy Dineout at over 20,000 restaurants.

Additional Features Making This Card More Appealing

  • Membership fees and welcome gift voucher: The standard fee required to join or renew the membership of the HDFC Regalia Gold Credit Card is ₹2,500 + Taxes. Upon payment of the membership fee, you will receive a welcome benefit in the form of a gift voucher equivalent to the fee amount (₹2,500). 

  • Comprehensive insurance: This card provides essential insurance coverage, including ₹1 crore compensation for accidental death in air travel, up to ₹15 lakh for medical emergencies abroad, and a lost card liability cover of up to ₹ 9 lakh. 

Enjoy a Luxury Lifestyle with Regalia Gold Credit Card

​​​​​​​From complimentary memberships to rewards points, this card caters to diverse lifestyles to offer a seamless blend of luxury, travel, dining, and more. At HDFC Bank, we ensure to provide you with a seamless and simplified application process to make our Credit Card easily accessible for everyone. So, apply for your Regalia Gold Credit Card now and experience financial flexibility with exclusive rewards.

*Terms and conditions apply. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Credit Card approvals at the sole discretion of HDFC Bank Limited. Credit Card approvals is subject to documentation and verification as per Bank's requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.

So, apply for your Regalia Gold Credit Card now

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