This festive season, slash MRPs and not your shopping list with HDFC Bank

26 October, 2023

With the festive season just around the corner, the odds are that you’ve already started preparing for your annual gift-buying spree. Festivals come once a year and you do not want to restrict your happiness or festive wish list during these days. You can plan your shopping smartly and celebrate to the fullest with your friends and family.

So, if you’re looking to splurge on yourself and your loved ones, then HDFC Bank Festive Treats is here to make the affair a more pleasant one. Don't let MRPs get you down when you can benefit from a wide array of discounts, deals, Cashback offers, EMI options, easy loans, exciting gifts and more as an HDFC Bank customer. Make your day and somebody else’s with every purchase you make. Let us strive to help others celebrate the festive season too. Here are some tips to get you started.

Make this festive season more fun with HDFC Bank
1) Plan your shopping

Make a smart shopping plan in festive seasons to start your shopping spree.  Your smart shopping plan should include a list of all the things you want to purchase, and accordingly you can outline a budget. By using your HDFC Bank Credit Card or Debit Card, sticking to your budget will be easier than you think. You can shop from Reliance Digital, Croma, Apple, Samsung, LG, Sony, HP, IFB, Haier, Shoppers Stop, Lifestyle, through HDFC Bank cards, and take advantage of exciting offers!  But do remember that comparing prices is key to smart shopping. So, log-in to the HDFC Bank SmartBuy, an e-commerce site, compare prices among various sellers and opt for the best deal. You can also avail of festive season EasyEMI offers.

2) Explore bank offers

One of the best things about this time of the year is the collaborations between merchants that ultimately benefit you. HDFC Bank, has tied up with several major retail stores and e-commerce sites to ensure its customers get the best shopping experience. Here is what can get with HDFC Bank:

  • Get up to ₹7,500 cashback on televisions and washing machines at Reliance Retail Ltd. When you make purchases through HDFC Bank Cards (T&C apply). 

  • Save more with cashback up to ₹27,500 on Sony Bravia Televisions (T&C apply).  

  • 10% cashback with HDFC Bank Credit Cards & EasyEMI on apparel shopping at Flying Machine, Tommy Hilfiger, and Calvin Klein (T&C apply).

 Don’t have an HDFC Bank Credit Card? Apply and get one instantly, while also enjoying 24x7 offers, welcome benefits and more. You can even get the biggest festive deals through the Savings Account. With the help of HDFC Bank, you can get access to pocket-friendly deals that will help you brighten up the festive season without taking on too much of a financial burden. If you are planning to upgrade your mobile phone to latest iPhone or Samsung models, you can take advantage of these offers:

  • Get up to ₹12,000 cashback on Samsung mobile purchase with HDFC Bank Credit Cards, EasyEMI and consumer loans (T&C apply).  

  • Save up to ₹5,000 on Apple product range with HDFC Bank Credit Cards and EasyEMI (T&C apply).

3) Make expensive purchases the easy way

If you are looking to buy a car, bike or make an investment during this time of the year, make sure to explore loan options. Why? Because you can get the best financing option in the bargain. For example, with HDFC Bank Festive Treats, you can get offers on different types of loans with HDFC Bank facilities such as quick approvals, zero foreclosure charges and more. Here is a list of loans that you can apply for:

  • Xpress Home Loans with 50% off on processing fee and interest rate at 8.35% p.a. onwards (T&C apply). 

  • Xpress Car Loan with up to 100% funding on select cars and interest rates starting from 8.80% p.a (T&C apply). 

  • Xpress Two-Wheeler Loan with quick approval, up to 100% funding and EMI starting at ₹37/1,000 (T&C apply). 

  • Xpress Loan on Credit Cards with instant disbursal of funds, no documentation and 50% off on processing fee (T&C apply).

4) Opt for EMI offers

No festive season is complete without sprucing up your home, and this often involves a new appliance or two. So, if you have a list of electronic items, home appliances or gadgets on your 'to-buy' list, HDFC Bank EMI offers can make the process lighter on your pocket. Avail of a Personal Loan of up to ₹40 lakh, in just 10 seconds at interest rates of 10.50%*. You can also avail of a Business Loan with 50% off on processing fee. You can also opt for an Xpress Car Loan, disbursed in 30 minutes, with an interest rate of 8.80% onwards, and zero foreclosure charges. Similarly, you can opt for a used car loan at 11.25% onwards, with zero foreclosure charges.  Here are other enticing EMI offers for festive season that you can enjoy:

  • Get HDFC Bank EasyEMI options on purchases from Amazon (T&C apply). 

  • Enjoy instant discounts of up to 7.5% at Croma stores, every Friday with HDFC Bank EasyEMI (T&C apply). 

  • Get 7.5% discount at Bajaj Electronics on purchase with HDFC Bank EasyEMI (T&C apply).

From everyday equipment to high-end gadgets, the HDFC Bank EMI offers can help you revamp your home with the latest technology.

With these offers from HDFC Bank, there's no reason why you should not tick off all those items on your shopping list. This also brings joy to a business owner, and others celebrating. Click here to know more about HDFC Bank Festive Treats. Apply for Credit Card online and enjoy benefits like Cashback offers and exclusive deals.

*Terms and conditions apply. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.